# BMO DollarGPS — Improve your wealth

> Advanced financial management tool for wealth improvement, debt reduction, and life goal realization. (iPhone/iPad app by MoneySatNav UK Ltd..)

- Source: https://appshunter.io/ios/app/bmo-dollargps/id6752851995 (this page in markdown: same URL + `.md`)
- Developer: [MoneySatNav UK Ltd.](https://appshunter.io/developer/1582621512)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 4.20/5 from 89 App Store ratings · 7 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 181 MB
- Languages: American English
- Released: 2026-04-04
- Data updated: 2026-08-25
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/bmo-dollargps/id6752851995/reviews.md

## What is BMO DollarGPS?

DollarGPS can empower you to manage your finances effortlessly and efficiently with the potential to improve your wealth and reduce your debt interest.
 
It has been developed by reputed finance and tech executives along with an advisory board of world-renowned academics including two Nobel Laureates. It is delivered in collaboration with BMO.
 
The app provides you with access to advanced financial tools once reserved for elite institutions. This powerful financial GPS should make managing your finances effortless and rewarding.
 
The different functional modules work seamlessly together to facilitate optimal financial decisions to help you realize your life goals and improve your long-term wealth.
 
a. 	Forecasting: Detailed projections of your overall net worth and cash balances over 30 years.
b. 	Wealth Improvement: A set of strategies that could potentially improve your long-term wealth projections. These strategies are mathematically derived by applying ALM (Asset Liability Management) techniques to your overall finances.
c. 	Life Goals: Ability to analyze, add, track and realize life goals like wealth targets, asset purchases or other large expenses. 
d. 	Budgeting: Ability to track your monthly spending, and to make informed spending decisions with foresight of their impact on your long-term wealth and life goals.
e. 	Ongoing Navigation: The app generates informational navigation prompts derived from the calculations used to generate your financial projections. You can use the help of these navigation prompts to take appropriate actions through time to track your forecasted wealth and life goals. But in true GPS style, you can choose to take help or not, you retain complete control. 

Free Lifetime Use and Paid Subscription Plans
Step 1: The app is prepopulated with 20 personas derived from household data published by the U.S. Government. You can experience the app instantly by selecting a persona that’s closest to you in terms of monthly income and home ownership status. 
Step 2: We offer a 1-month free trial to allow you to connect your accounts via Plaid to populate your own data. You’re not required to provide your payment details to access the free trial. 
Step 3: At the end of the trial period, you can subscribe if you wish to use the app with the optimally designed experience which includes automatic balance updates and ongoing navigation prompts. 
However, if you wish to use the app free of cost, you do not need to subscribe:
- We will save your last updated data.
- Going forward, you will be able to edit this data manually and add/delete products as and when applicable. 

Revenue Model
- We do not sell financial products or services.
- We do not earn commissions for our debt switch functionality. 
- We do not earn an investment management fee for our investment strategy. 
- We do not monetize your data.
- We simply charge a subscription fee for the optimal experience with an option for you to use the app completely free of cost forever. 

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- 30-year net worth and cash flow forecasting
- Asset Liability Management strategies for wealth improvement
- Life goal tracking and analysis
- Monthly spending budget and impact analysis
- Informational navigation prompts for financial actions

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| BMO Customer Annual | $49.99 | per year |
| BMO Customer Monthly | $4.99 | per month |
| Standard Monthly | $9.99 | per month |
| Standard Annual | $99.99 | per year |


## Recent user reviews (7 of 7)

All indexed reviews: https://appshunter.io/ios/app/bmo-dollargps/id6752851995/reviews.md

### 1/5 — Not Willing to Pay

*2026-06-16*

This should be a part of the regular BMO app and free.  I’m. It going to pay a bank that already has my money.

### 5/5 — Comprehensive Personal Finance App

*2026-06-04*

Before you start using, go through the tutorial. It is clearly written, logical, and user friendly. No more pencil and paper budgeting!

### 5/5 — A game-changer

*2026-05-31*

This goes way beyond anything else I have seen in a finance App. There’s a lot in it but the tutorials were super helpful so actually found it pretty easy to get up and running. The way it calculates the long term implications of decisions made today is a game changer.

### 1/5 — No for me

*2026-05-29*

Seems like a pointless tool to pay for

### 5/5 — Nothing else like it!

*2026-05-06*

This is not your typical budgeting and forecasting app. The amount of detail in this app is amazing and unlike anything I’ve ever seen!  The ability to see how your spending and savings changes your path, in near real time, is awesome. This is a game changer for me and I’m sure it will be for many others. Spend some time it in. You’ll see how it blows other apps out of the water.

### 1/5 — What?

*2026-05-04*

Convoluted, big learning curve, tells me I’ll have x amount of money in 30 years but makes me tell it what my income is and expenses… what’s the point of giving it access to everything if it can’t figure that for me?

### 5/5 — Awesome tool

*2026-04-24*

This tool has given me everything I need to manage my finances effectively and get the support I was looking for

## Frequently asked questions about BMO DollarGPS

### What is BMO DollarGPS?

BMO DollarGPS is a finance app designed to help users manage their money, improve wealth, and reduce debt. It offers advanced financial tools and navigation prompts to guide users toward their life goals.

### How does BMO DollarGPS help with wealth improvement?

The app provides strategies derived from Asset Liability Management (ALM) techniques applied to your overall finances. These strategies are designed to potentially improve your long-term wealth projections.

### Can I track my life goals with BMO DollarGPS?

Yes, BMO DollarGPS allows you to analyze, add, track, and realize life goals such as wealth targets or large asset purchases. It integrates these goals into your overall financial planning.

### What are the subscription options for BMO DollarGPS?

BMO DollarGPS offers several subscription plans, including BMO Customer Monthly ($4.99/month), Standard Monthly ($9.99/month), BMO Customer Annual ($49.99/year), and Standard Annual ($99.99/year).

### Is there a free trial for BMO DollarGPS?

Yes, BMO DollarGPS offers a 1-month free trial to connect your accounts via Plaid and populate your data. Payment details are not required to access this trial.

### Can I use BMO DollarGPS for free without subscribing?

Yes, you can use BMO DollarGPS for free by manually editing your last updated data and adding/deleting products as needed. This option does not include automatic balance updates or ongoing navigation prompts.

### What devices does BMO DollarGPS support?

BMO DollarGPS is available for iPhone and iPod devices. It has an age rating of 4+.

### How often is BMO DollarGPS updated?

The latest version of BMO DollarGPS is 3.55.18, and it was last updated on June 3, 2026. The app was released on April 4, 2026.

## Version history (last 5 releases)

### 3.60.30 — 2026-08-22

Feature enhancements and bug fixes

### 3.59.46 — 2026-08-18

Feature enhancements and bug fixes

### 3.59.28 — 2026-07-30

Enhancements and Bugfixes

### 3.58.26 — 2026-07-24

Enhancements and bugfixes

### 3.58.13 — 2026-07-17

Enhancements and bugfixes

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## Related topics

[bmo dollar gps](https://appshunter.io/ios/topics/bmo-dollar-gps) · [bmo wealth management iol](https://appshunter.io/ios/topics/bmo-wealth-management-iol) · [bmo](https://appshunter.io/ios/topics/bmo)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*