# BNI SMS Banking

> Mobile banking application for conducting financial and non-financial transactions via SMS. (iPhone/iPad app by PT. BANK NEGARA INDONESIA (PERSERO) TBK..)

- Source: https://appshunter.io/ios/app/bni-sms-banking/id623228784 (this page in markdown: same URL + `.md`)
- Developer: [PT. BANK NEGARA INDONESIA (PERSERO) TBK.](https://appshunter.io/developer/623228787)
- Category: Finance
- Price: Free
- Rating: 3.40/5 from 7 App Store ratings · 63 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 133 MB
- Languages: American English
- Released: 2013-04-01
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/bni-sms-banking/id623228784/reviews.md

## What is BNI SMS Banking?

Conduct banking transactions can be done anywhere and anytime using your cell phone easily.
 
BNI SMS Banking Menu is an SMS-jacket* application for Smartphone Platform. BNI SMS Banking Menu allows you to conduct every transaction simply by choosing the transaction menu such as cellular phone reload, bill payment, credit card payment, transfer to another BNI account or interbank fund transfer.
 
To use the application, you have to be a registered-user. You can simply do the registration process through BNI ATM or any BNI Branches.
 
As a non-financial registered user, you can only conduct non-financial transactions such as:
1.    Balance inquiry
2.    Last historical transaction inquiry
3.    Billing inquiry, such as: Credit Card, telephone and electrical billing, etc
4.    You can also change your BNI SMS Banking PIN
 
To be the financial registered user, you have to come to every BNI branches to do the activation process. As a financial registered user, you can conduct all non-financial transactions and also these following financial transactions:
1.    Fund transfer to another BNI accounts and also interbank fund transfer
2.    Reload prepaid Telco products
3.    BNI and Non-BNI Credit Card payments
4.    Telkom and PLN billing payments
5.    Zakat, Infaq, and Qurban
6.    Airplane ticket payments
 
For further information, please contact BNI Call at 1500046 or (021)1500046 using your cell phone.
*SMS charges are depend on your cellular provider

## Key features

- Balance inquiry
- Transaction history
- Bill payments
- Fund transfers
- Mobile reloads
- PIN management

## Recent user reviews (10 of 63)

All indexed reviews: https://appshunter.io/ios/app/bni-sms-banking/id623228784/reviews.md

### 1/5 — Kepencet anjir

*2026-01-15, version 5.0.5*

Jelek

### 4/5 — Notif tidak masuk tp pulsa terpotong

*2023-10-07, version 5.2*

Kenapa pertengahan bulan Oktober ini tidak ada notif email n sms dr bank uang keluar masuk, pdhl klo ada notif sangat membantu.

### 1/5 — Kebanyakan aplikasi

*2023-09-15, version 5.2*

Masa untuk transaksi harus pindah pindah aplikasi, ga efisien

### 2/5 — Bni sms

*2023-04-20, version 5.2*

Ko ga bs digunakan di IOS,,🤦🏻‍♂️

### 1/5 — Perbaiki

*2023-04-03, version 5.2*

Sudah berbulan2 tidak bisa di akses di iphone dan iPad, tolong diperbaiki

### 5/5 — Aplikasi Error

*2023-03-27, version 5.2*

Setelah di update,malah aplikasi tidak bisa di gunakan.Mohon di cek.

### 1/5 — Aplikasi crash

*2023-03-27, version 5.2*

Ga berfungsi di IOS. Sudah masukin OTP tetep ngehang, dan akhirnya balik ke laman utama. Tolong diperbaiki dong BNI……..

### 1/5 — Error

*2023-02-11, version 5.2*

Tidak berfungsi

### 1/5 — Not Working di IOS 16 !

*2023-01-01, version 5.2*

Please fixed it

### 1/5 — iOS 16.2 tidak bisa

*2022-12-29, version 5.2*

Tidak berfungsi di ios 16.2
Tolong diperbaiki.

## Frequently asked questions about BNI SMS Banking

### What banking transactions can I perform with BNI SMS Banking?

BNI SMS Banking allows for non-financial inquiries like balance checks and transaction history, as well as financial transactions such as fund transfers, bill payments for utilities and credit cards, and mobile reloads for registered users.

### How do I register for BNI SMS Banking?

Registration for BNI SMS Banking can be completed through any BNI ATM or BNI Branch. Financial registration requires an in-person visit to a BNI branch for activation.

### Is BNI SMS Banking secure?

The application facilitates banking transactions through your cell phone. Users can manage their BNI SMS Banking PIN to enhance security for their account access.

### What are the differences between non-financial and financial registered users?

Non-financial registered users can perform inquiries and change their PIN. Financial registered users can conduct all non-financial transactions plus fund transfers, bill payments, and prepaid reloads.

### Does BNI SMS Banking have ads?

No, BNI SMS Banking does not contain advertisements. The app is free to use and focuses solely on providing banking services.

### On which devices can I use BNI SMS Banking?

BNI SMS Banking is available for iPhone and iPod devices. The app is rated for ages 4 and up.

### How often is BNI SMS Banking updated?

The latest version of BNI SMS Banking is 5.0.5, last updated on November 5, 2024. Updates ensure the app remains functional and secure for users.

### What is the user rating for BNI SMS Banking?

BNI SMS Banking has a user rating of 3.4 stars based on 7 ratings. This indicates a generally positive but mixed reception from its user base.

## Version history (last 5 releases)

### 5.0.5 — 2024-11-05

Telah hadir SMS Banking versi terbaru, yuk update dan cek sekarang. 

Penyesuaian fitur di versi ini:
- Pembayaran kartu kredit Danamon ex.Standard Chartered
- Penyesuaian Nama Bank Tujuan Mayora menjadi Hi Bank, serta Bank Panin Menjadi Bank Panin Dubai Syariah
- Penghapusan menu Top Up Go Pay Merchant dan Driver
- dan lainnya.

Tunggu apalagi, nikmati kemudahan transaksi dan keamanan dalam genggaman Anda tanpa Internet.
Tetap Waspada Akan Penipuan! SMS BNI Hanya Melalui 83346.

### 5.0.4 — 2024-03-09

Kini BNI SMS Banking telah hadir dengan versi 5.4, diantaranya adalah kemudahan membayar eBPHTB & ePAD Pemkot Tomohon dengan gampang di BNI SMS Banking.

Selain itu, pengalaman transaksi di BNI SMS Banking semakin mudah dan nyaman, seperti
- Pembelian Paket Data & Pulsa XL & Indosat
- Pembayaran Asuransi CAR & PAM JAYA 
- Pembayaran Kartu Kredit UOB 
- dan lainnya

Tetap Waspada Akan Penipuan! SMS BNI Hanya Melalui 83346. #GakPakeNanti

### 5.0.3 — 2023-12-14

Kesulitan bertransaksi karena sinyal ..? eits ada solusinya tinggal Transaksi tanpa internet dengan BNI SMS Banking.


Sekarang BNI SMS Banking akan dikirimkan ke Nomor 83346 untuk memenuhi peraturan kominfo jadi jangan kirim ke 3346 lagi yaa.

selain itu butuh transaksi berulang untuk pembayaran CC BNI, BPJS Kesehatan dan tagihan pascabayar? gunakan layanan Autodebet di BNI SMS Banking,

Tunggu apalagi, ayo update BNI SMS Banking Anda sekarang dan nikmati kemudahan transaksi dan keamanan dalam genggaman tangan Anda tanpa Internet. #GaPakeNanti

### 5.2 — 2022-12-14

Transaksi tanpa internet & mengingat kode transaksi untuk transfer menggunakan BI Fast, kini sudah tersedia di BNI SMS Banking.

Selain itu, ada yang baru di BNI SMS Banking, mulai dari beli kuota Gas Negara, Paket Data Baru XL yang lebih beragam dan pembayaran iuran BPJS Ketenegakerjaan yang lebih fleksibel bisa kamu temukan disini.

Tunggu apalagi, ayo update BNI SMS Banking Anda sekarang dan nikmati kemudahan transaksi dalam genggaman tangan Anda tanpa Internet. #GaPakeNanti

### 5.0.2 — 2022-11-07

Transaksi tanpa internet & mengingat kode transaksi untuk transfer menggunakan BI Fast, kini sudah tersedia di BNI SMS Banking.

Selain itu, ada yang baru di BNI SMS Banking, mulai dari beli kuota Gas Negara, Paket Data Baru XL yang lebih beragam dan pembayaran iuran BPJS Ketenegakerjaan yang lebih fleksibel bisa kamu temukan disini.

Tunggu apalagi, ayo update BNI SMS Banking Anda sekarang dan nikmati kemudahan transaksi dalam genggaman tangan Anda tanpa Internet. #GaPakeNanti

## Apps similar to BNI SMS Banking

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Bank Jago/Jago Syariah](https://appshunter.io/ios/app/bank-jagojago-syariah/id1539402234) | 4.7 (237) | Free | Finance |
| [BIONS Mobile](https://appshunter.io/ios/app/bions-mobile/id1469177051) | 2.9 (17) | Free | Finance |
| [neobank by BNC Digital](https://appshunter.io/ios/app/neobank-by-bnc-digital/id1519178181) | 4.0 (20) | Free | Finance |
| [LinkAja / LinkAja Syariah](https://appshunter.io/ios/app/linkaja-linkaja-syariah/id984436451) | 3.1 (195) | Free | Finance |
| [Livin' by Mandiri](https://appshunter.io/ios/app/livin-by-mandiri/id1555414743) | 3.4 (41) | Free | Finance |
| [BYOND by BSI](https://appshunter.io/ios/app/byond-by-bsi/id6444697752) | 4.1 (17) | Free | Finance |

## More apps by PT. BANK NEGARA INDONESIA (PERSERO) TBK.

- [BNI Experience](https://appshunter.io/ios/app/bni-experience/id964706797)
- [BNI Mobile Banking](https://appshunter.io/ios/app/bni-mobile-banking/id967205539)
- [BNI EduPatrol](https://appshunter.io/ios/app/bni-edupatrol/id1267550763)
- [yap!](https://appshunter.io/ios/app/yap/id1339116299)
- [e-Sinergi46](https://appshunter.io/ios/app/e-sinergi46/id1404188589)

All apps by PT. BANK NEGARA INDONESIA (PERSERO) TBK.: https://appshunter.io/developer/623228787

## Related topics

[bni sms banking](https://appshunter.io/ios/topics/bni-sms-banking) · [bni mobile banking](https://appshunter.io/ios/topics/bni-mobile-banking) · [bni mobile](https://appshunter.io/ios/topics/bni-mobile) · [bni madagascar](https://appshunter.io/ios/topics/bni-madagascar)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*