# bob इ Pay

> Mobile UPI payment app for money transfer, bill payments, and retail transactions. (iPhone/iPad app by Bank of Baroda.)

- Source: https://appshunter.io/ios/app/bob-pay/id1359652055 (this page in markdown: same URL + `.md`)
- Developer: [Bank of Baroda](https://appshunter.io/developer/1142562887)
- Category: Finance
- Price: Free
- Rating: 4.45/5 from 6,309 App Store ratings · 20 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.6 · 111 MB
- Languages: English
- Released: 2019-07-24
- Data updated: 2026-09-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/bob-pay/id1359652055/reviews.md

## What is bob इ Pay?

About App

One of the leading mobile-to-mobile payment app. Make UPI payments, transfer money from your bank account. Now our UPI application is revamped, renamed and relaunched as bobइPay (earlier known as bob World UPI). Using this UPI application, you can do a lot of transaction at ease.
You can use bobइPay for making payments (through VPA, Account+IFSC, UPI Number and Tap & Pay), recharge your mobile / DTH, pay your bills, IPO bid acceptance, Mandate functions, Pay through contact, ICCW Scan ATM QR for cash withdrawal, Fund transfer and make instant payment at retail stores. All you need to do is link your bank account on this app with your registered mobile number and start the experience. 

Download the bob इ Pay UPI app today!

## Key features

- UPI payments
- Money transfer
- Bill payments
- Mobile/DTH recharge
- Tap & Pay functionality
- ICCW Scan ATM QR for cash withdrawal

## Recent user reviews (10 of 20)

All indexed reviews: https://appshunter.io/ios/app/bob-pay/id1359652055/reviews.md

### 5/5 — "A Game-Changer for Managing Finances!”

*2026-01-12*

This app has completely transformed the way I do my transactions. The interface is clean and intuitive, making it easy to log transactions in seconds. Highly recommended for anyone who wants to stay on top of their finances without the hassle!

### 1/5 — Not working since i open the account

*2025-12-04*

I have opened a new saving account in bank of baroda three days ago. Since then I have been trying to use this app for upi and for other services but this app is not working at all. Poor service really upset. And cant forget that they made me sit for almost 2 hours to open my account 😥
Branch meridian building ameerpet branch Hyderabad

### 1/5 — BOB e Pay

*2025-08-09*

This is by far the worst app on the App Store, coupled with an equally poor support experience from the BOB customer service team. Every time we reach out, the only explanation we receive is, ‘Due to a network issue, please try again later.’ The app faces issues throughout the day, and the sole response from customer representatives is a repetitive, ‘Sorry’ and ‘Thank you for contacting us

### 4/5 — Nice initiative

*2025-06-08*

App is quite good and impressive and i strongly recommend to all users here. A little small change i would like to suggest is that app open speed and speed while working in app should be increased to make it more fair and competitive as compare to other app will serve the purpose. Many more things can be added in app at later stages as and when it becomes fully stabilizes. This is the first thing that should be improve to make it better from peer bank applications.

### 4/5 — Not showing Txn History

*2024-12-10*

App is good to use and user friendly... Here are my concerns...
1. In transaction history button I'm unable to see my Transactions  Other than The amount I added to wallet...
2. When I tried bill pay, it is too slow to fetch the data.
3. Rewards and coupons are not activated.

### 1/5 — App is not working at all

*2024-11-06*

As your app details is saying supporting iOS version is 13 above and when we try to open latest one its says i need to update to iOS 17. So for you guys i have to take new iPhone that is supporting iOS 17. Your developer didn’t think about lower compatibility in india most of the case user will not have latest iPhone or  maybe the iPhone they have only supports 15. And you just increase your target iOS to 17 its more latest version. For current version 18. 

Please fix this issue we are stuck to use your app and also for day to day  banking.

### 5/5 — Need improvement in scanner

*2024-11-05*

Yo7 have to improve scanner speed and add zoom capabilities in scanner 
Rest of them are good 
Keep working hard

### 1/5 — Lots of improvements required in new update

*2024-09-27*

1. If i create two ID in UPI management, i am not able to delete it. Earlier there is option to delete one of the upi id
2. I added a beneficiary contact and there is no option to pay to beneficiary i tried multiple time to tap on it but nothing happens.

Many more issues are there
UPI Number option is there but it’s always failed not able to use that option

### 5/5 — App not opening

*2024-09-27*

After update from bob world upi to e pay the app is not working and I am getting error “sorry for inconvenience contact your bank ”

### 1/5 — App not working

*2024-09-26*

App worked fine till 23rd September 2024. They have pushed a latest update and i am getting an error saying ‘Sorry for the inconvenience. Kindly contact your bank’ while opening the app. 

I even visited the bank to sort the issue. But they ensured me that there is nothing wrong from their side. UPI is active and mobile number is also active. They also mentioned its from the latest update. 

Please fix the bug and re release ASAP.

## Frequently asked questions about bob इ Pay

### What is bob इ Pay used for?

bob इ Pay is a mobile application designed for making UPI payments, transferring money from your bank account, recharging mobile/DTH, paying bills, and making instant payments at retail stores.

### How do I link my bank account to bob इ Pay?

To use bob इ Pay, you need to link your bank account by ensuring it is associated with your registered mobile number. The app then allows you to start transacting.

### What types of payments can I make with bob इ Pay?

You can make various payments including through VPA, Account+IFSC, UPI Number, and Tap & Pay. It also supports IPO bid acceptance and Mandate functions.

### Does bob इ Pay support cash withdrawal?

Yes, bob इ Pay supports cash withdrawal through the ICCW Scan ATM QR feature, allowing you to withdraw cash by scanning an ATM QR code.

### What is the rating of bob इ Pay?

bob इ Pay has a strong user rating of 4.4 stars based on 6,309 ratings, indicating positive user sentiment.

### Is bob इ Pay available on multiple platforms?

The provided data does not specify platform availability beyond it being a mobile application. However, most finance apps are available on both Android and iOS.

### How often is bob इ Pay updated?

The latest version of bob इ Pay is 15.2.1, and it was last updated on January 10, 2026. This suggests a relatively recent update cycle.

### What is the age rating for bob इ Pay?

bob इ Pay has an age rating of 4+, making it suitable for a wide range of users.

## Version history (last 1 release)

### 15.2.1 — 2026-01-10

Security Checks & Bug fixes.

## More apps by Bank of Baroda

- [bob World:Banking & Experience](https://appshunter.io/ios/app/bob-worldbanking-and-experience/id1191046038)
- [Baroda m-Invest](https://appshunter.io/ios/app/baroda-m-invest/id1236039534)
- [bob World UAE](https://appshunter.io/ios/app/bob-world-uae/id1273079683)
- [M-Connect Plus FIJI](https://appshunter.io/ios/app/m-connect-plus-fiji/id1300461407)
- [bob World NZ](https://appshunter.io/ios/app/bob-world-nz/id1419459550)

All apps by Bank of Baroda: https://appshunter.io/developer/1142562887

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*
