# BoC Pay+ > Credit card management, rewards, and payment platform. (iPhone/iPad app by Bank of China (Hong Kong) Limited.) - Source: https://appshunter.io/ios/app/boc-pay-plus/id1403690384 (this page in markdown: same URL + `.md`) - Developer: [Bank of China (Hong Kong) Limited](https://appshunter.io/developer/385731636) - Category: Finance - Price: Free - Rating: 3.70/5 from 11 App Store ratings · 79 written reviews indexed - Age rating: 4+ - Requires: iOS 14.0 · 240 MB - Languages: American English, Chinese (Simplified, China), Chinese (Traditional, Taiwan) - Released: 2018-07-30 - Data updated: 2026-08-22 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/boc-pay-plus/id1403690384/reviews.md ## What is BoC Pay+? New functions with better experience: • Top up value by all BOC Credit Card • One stop platform to manage all your Credit Cards and apply for instalment • Earn Points by all payments • Offset spending with points for local and cross-border spending • Check gift points balance and redeem rewards • No password required for local small amount payments Reminder: To borrow or not to borrow? Borrow only if you can repay! SVF License Number: SVFB072 ## Key features - Top up with BOC Credit Cards - Manage credit cards - Apply for installments - Earn and redeem points - Check gift points balance - Small amount payment without password ## Recent user reviews (10 of 79) All indexed reviews: https://appshunter.io/ios/app/boc-pay-plus/id1403690384/reviews.md ### 1/5 — 不好用 *2026-03-19* 非常不好用，注册繁琐，使用繁琐而且要求特别多，大面积于用人工智障 ### 1/5 — Forcing to cancel account *2026-01-29, version 3.1.13* The app forces me to upgrade the account but I couldn’t upgrade because I didn’t turn on face Id/ fingerprint. The upgrade banner just blocks me from enabling that. So effectively it is forcing me to close my account. Well done ### 1/5 — very bad *2026-01-18, version 3.1.13* I want to use boc pay discount, and after I installed it I am forced to forget password just because I haven’t use the app for more than a year. Then the whole process almost doesn’t work, and funniest thing is that I have to wait another 6 hours to use it. terrible experience, what if I need this app immediately then it won’t work. ### 1/5 — 完全用不了 *2025-12-10, version 3.1.12* 身份認證都過不了，轉其他銀行算了 ### 1/5 — All money is gone in the app *2025-06-16, version 3.1.5* Downloaded and used many years ago all along had no issue until recently. Had about $165 in the app, force logged out, and can never log back in due to “incorrect password” even it was all along correct. Was told over the phone to try again in 24 hrs but same issue. Was asked to go to branch but they say the app no longer works without binding to a BOC bank account or credit card. I don’t have a BOC bank account or credit card and don’t intend to apply for one. Now the $165 I transferred to the app is lost forever. Beware. ### 3/5 — 改进建议 *2025-02-25* 时而能用，时而不能，望改进内地用户体验。 ### 3/5 — Worth experience *2025-02-15, version 3.1.2* BOC Pay better than BOC Pay+， I don’t like the change. I pay by RMB, but Pay+ charge me in HKD, using unfavourable exchange rate. ### 3/5 — Payment Record *2025-01-30, version 3.1.0* After the recent update, screenshot is no longer allowed. Understand it might due to “security concerns” but I think it’s far beyond the industry norm (eg internet banking). This creates troubles for customers wanting to keep spending record and in case need to show to vendors. Please seriously consider removing such restriction. ### 1/5 — No convenience at all *2025-01-18, version 3.1.0* Keep popping different terms and conditions to accept, keep asking password every time, keep user waiting in front of cashier, what a failed product, learn from Alipay please ### 3/5 — Why force customer to set daily limit over zero? *2025-01-09, version 3.0.0* I don’t think it is reasonable to mandate customers to set the transfer daily limit over zero. Why I cannot keep zero limit? ## Frequently asked questions about BoC Pay+ ### What does BoC Pay+ do? BoC Pay+ is a platform designed to help users manage their credit cards, apply for installments, and earn rewards. It allows for topping up credit card values, tracking gift points, and redeeming them for various spending opportunities. ### How can I earn and use points with BoC Pay+? You can earn points on all payments made through the app. These earned points can then be used to offset spending, both for local and cross-border transactions. You can also check your gift points balance and redeem rewards directly within the app. ### Is BoC Pay+ free to use? Yes, the application is free to download and use. There are no in-app purchases or advertisements mentioned in the provided description. ### What are the benefits of using BoC Pay+ for payments? BoC Pay+ offers a convenient payment experience, especially for local small amount transactions where no password is required. It also integrates credit card management and rewards, providing a one-stop solution for users. ## Version history (last 5 releases) ### 3.1.23 — 2026-08-21 The new BoC Pay+ is now launched, brings you a more convenient all-round payment experience. Easy Payments, Credit Card Management and Earning Rewards all on one App! The new MyLink Mall is here! You can redeem and purchase the favorite items by combining the points of BoC Pay+ and MyLink! Get your best partner while travelling in Mainland China. e-CNY Zone is exclusively offering Meituan Red Packets for you to enjoy more in Mainland China. Limited quota, grab now! ### 3.1.22 — 2026-07-28 The new BoC Pay+ is now launched, brings you a more convenient all-round payment experience. Easy Payments, Credit Card Management and Earning Rewards all on one App! The new MyLink Mall is here! You can redeem and purchase the favorite items by combining the points of BoC Pay+ and MyLink! Get your best partner while travelling in Mainland China. e-CNY Zone is exclusively offering Meituan Red Packets for you to enjoy more in Mainland China. Limited quota, grab now! ### 3.1.21 — 2026-06-23 The new BoC Pay+ is now launched, brings you a more convenient all-round payment experience. Easy Payments, Credit Card Management and Earning Rewards all on one App! The new MyLink Mall is here! You can redeem and purchase the favorite items by combining the points of BoC Pay+ and MyLink! Get your best partner while travelling in Mainland China. e-CNY Zone is exclusively offering Meituan Red Packets for you to enjoy more in Mainland China. Limited quota, grab now! ### 3.1.20 — 2026-05-22 The new BoC Pay+ is now launched, brings you a more convenient all-round payment experience. Easy Payments, Credit Card Management and Earning Rewards all on one App! The new MyLink Mall is here! You can redeem and purchase the favorite items by combining the points of BoC Pay+ and MyLink! Get your best partner while travelling in Mainland China. e-CNY Zone is exclusively offering Meituan Red Packets for you to enjoy more in Mainland China. Limited quota, grab now! ### 3.1.18 — 2026-04-13 The new BoC Pay+ is now launched, brings you a more convenient all-round payment experience. Easy Payments, Credit Card Management and Earning Rewards all on one App! The new MyLink Mall is here! You can redeem and purchase the favorite items by combining the points of BoC Pay+ and MyLink! Get your best partner while travelling in Mainland China. e-CNY Zone is exclusively offering Meituan Red Packets for you to enjoy more in Mainland China. Limited quota, grab now! ## Apps similar to BoC Pay+ | App | Rating | Price | Category | | --- | --- | --- | --- | | [EleBank(formerly Airstar Bank)](https://appshunter.io/ios/app/elebankformerly-airstar-bank/id1488056130) | 3.1 (68) | Free | Finance | | [PayMe by HSBC](https://appshunter.io/ios/app/payme-by-hsbc/id1184264977) | 4.6 (2,554) | Free | Finance | | [ZA Bank](https://appshunter.io/ios/app/za-bank/id1477150600) | 4.8 (3,738) | Free | Finance | | [CMB WING LUNG BANK](https://appshunter.io/ios/app/cmb-wing-lung-bank/id526663971) | 1.0 (2) | Free | Finance | | [livi Bank](https://appshunter.io/ios/app/livi-bank/id1481532757) | 4.3 (60) | Free | Finance | | [HSBC HK Mobile Banking](https://appshunter.io/ios/app/hsbc-hk-mobile-banking/id1164066737) | 4.7 (11,877) | Free | Finance | ## More apps by Bank of China (Hong Kong) Limited - [Home Expert](https://appshunter.io/ios/app/home-expert/id787109400) - [BOCHK iGTB MOBILE](https://appshunter.io/ios/app/bochk-igtb-mobile/id1313192931) - [BoC Bill 收錢快](https://appshunter.io/ios/app/boc-bill/id1476532212) - [BOCHK 中銀香港](https://appshunter.io/ios/app/bochk/id1534534188) - [BOCHK Brunei](https://appshunter.io/ios/app/bochk-brunei/id1584099290) All apps by Bank of China (Hong Kong) Limited: https://appshunter.io/developer/385731636 ## Related topics [boc pay](https://appshunter.io/ios/topics/boc-pay) · [bochk](https://appshunter.io/ios/topics/bochk) · [boc](https://appshunter.io/ios/topics/boc) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-22.*