# BOC  SmartPay — Bank of Ceylon

> Digital finance management and QR payment platform for Sri Lanka. (iPhone/iPad app by Bank Of Ceylon.)

- Source: https://appshunter.io/ios/app/boc-smartpay/id1452130475 (this page in markdown: same URL + `.md`)
- Developer: [Bank Of Ceylon](https://appshunter.io/developer/1322257298)
- Category: Finance, Business
- Price: Free
- Rating: 3.50/5 from 20 App Store ratings · 6 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.6 · 46 MB
- Languages: American English
- Released: 2019-08-26
- Data updated: 2026-08-17
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/boc-smartpay/id1452130475/reviews.md

## What is BOC  SmartPay?

SmartPay is a digital lifestyle service platform in Sri Lanka that helps you to manage your finances, digitally. The App facilitates Peer-to-Peer fund transfers between any Sri Lankan banks using an Account number or SmartPay fund transfer QR. You can pay to a wide range of billers, Scan any LankaQR at any Merchant location and receive Lanka QR or China Union Pay QR Merchant Payments rapidly.

With SmartPay, now you’re free to,
-Add any Bank Current or Savings account in Sri Lanka as a payment instrument.
-Complete any Utility bill payment, in a matter of seconds.
-Fund transfers from any local bank to another bank in real-time.
-Scan and Pay at over 100,000 LANKAQR-certified merchant outlets islandwide with your mobile and without cash in hand.
-Scan and Pay to any LANKAQR Code printed on a utility bill or a merchant invoice
-Settle BOC Credit Cards quickly, avoiding additional fees or charges.
-Inquire about balances of your BOC Savings or Current accounts in real time
-View a mini statement of your registered Bank of Ceylon Accounts
-Keep track of your day-to-day SmartPay transactions and get a sharable E-Receipt for successful transactions.
-Receive exciting cash-backs, discounts, and exclusive offers when you pay
-Be a LANKAQR and China UnionPay International certified merchant receiving accurate, traceable, and secure digital payments

And now you are free to go wherever you wish, simply cashless!

Download, use, feedback, and keep in touch with SmartPay for many more groundbreaking features to come!

## Key features

- Peer-to-peer fund transfers
- Bill payments
- QR code payments
- Add any Sri Lankan bank account
- Real-time account balance inquiry
- Transaction history and e-receipts
- Cashback and discount offers

## Recent user reviews (6 of 6)

All indexed reviews: https://appshunter.io/ios/app/boc-smartpay/id1452130475/reviews.md

### 5/5 — BOC smart pay

*2025-05-07, version 2.5.4*

Not come opening OTP number please send you

### 2/5 — Oops. Something went wrong error

*2025-05-02*

Sometimes app doesn’t even open. It says “Oops something went wrong” .

### 4/5 — Can’t copy paste account number

*2024-06-12, version 2.0.44*

Please allow to copy paste the account number when adding for new beneficiary.

### 1/5 — Failed to Open

*2021-07-24*

This app was good and easy to operate. Set it up few months ago. Now it won’t open and stuck on the opening screen.

### 5/5 — Best digital payment app

*2020-11-26*

Latest update is a game changer, making bill payments easy and convenient! Backed by the trust and the security of BOC will make SmartPay the best choice for everyone.

**Developer response:** Thank you for taking the time to make an appreciative review!

### 5/5 — Sri Lanka’s No1 QR based payment system

*2019-10-22, version 1.1.10*

Bank of Ceylon has the ability to change Sri Lanka into the internet world keep going BOC

## Frequently asked questions about BOC  SmartPay

### What is BOC SmartPay?

BOC SmartPay is a digital lifestyle service platform in Sri Lanka that allows users to manage their finances, transfer funds between Sri Lankan banks, pay bills, and make QR code payments at merchants.

### Is BOC SmartPay free to use?

Yes, BOC SmartPay is available for free download and use. There are no charges mentioned for basic services.

### What devices does BOC SmartPay support?

BOC SmartPay is supported on iPhone, iPad, and iPod devices.

### How secure is BOC SmartPay?

The app facilitates secure digital payments and is certified for LankaQR and China UnionPay International, indicating a focus on traceable and secure transactions.

### Can I link multiple bank accounts to BOC SmartPay?

Yes, you can add any Bank Current or Savings account in Sri Lanka as a payment instrument within the BOC SmartPay application.

### How often is BOC SmartPay updated?

The latest version of BOC SmartPay is 2.5.4, and it was last updated on April 27, 2025, indicating regular updates to introduce new features and improvements.

### What kind of offers can I expect with BOC SmartPay?

Users can receive exciting cash-backs, discounts, and exclusive offers when they make payments through BOC SmartPay.

### Does BOC SmartPay have ads?

No, BOC SmartPay does not contain advertisements, allowing for an uninterrupted user experience.

## Version history (last 5 releases)

### 2.5.11 — 2026-06-08

Minor bug fixes

### 2.5.5 — 2026-05-18

SSL certificate Update

### 2.5.4 — 2025-04-27

ssl certificate upgrade

### 2.3.9 — 2024-12-04

Minor Bug Fixes

### 2.3.8 — 2024-10-28

-Minor Bug Fixes

## Apps similar to BOC  SmartPay

| App | Rating | Price | Category |
| --- | --- | --- | --- |
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| [ComBank Q Plus Payment App](https://appshunter.io/ios/app/combank-q-plus-payment-app/id1470193867) | 3.0 (4) | Free | Finance |
| [Sampath Wepay](https://appshunter.io/ios/app/sampath-wepay/id1375437357) | 3.3 (31) | Free | Finance |
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## More apps by Bank Of Ceylon

- [Bank of Ceylon Mobile Banking](https://appshunter.io/ios/app/bank-of-ceylon-mobile-banking/id1322873644)
- [Bank of Ceylon Mobile Banking](https://appshunter.io/ios/app/bank-of-ceylon-mobile-banking/id1323542685)
- [BOC Smart Passbook](https://appshunter.io/ios/app/boc-smart-passbook/id1407597499)
- [BOC Mobile Banking - Male](https://appshunter.io/ios/app/boc-mobile-banking-male/id1540228736)
- [BOC Mobile Banking-Seychelles](https://appshunter.io/ios/app/boc-mobile-banking-seychelles/id6446891806)

All apps by Bank Of Ceylon: https://appshunter.io/developer/1322257298

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-17.*
