# Bolster: Get Your Credit Right — Build credit, Dispute errors > Build credit, dispute errors, and gain financial insights with a free credit management app. (iPhone/iPad app by Cable92 LLC.) - Source: https://appshunter.io/ios/app/bolster-get-your-credit-right/id1601211886 (this page in markdown: same URL + `.md`) - Developer: [Cable92 LLC](https://appshunter.io/developer/1591909221) - Category: Finance - Price: Free with in-app purchases - Rating: 4.70/5 from 531 App Store ratings · 44 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 108 MB - Languages: American English - Released: 2022-07-22 - Data updated: 2026-09-02 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/bolster-get-your-credit-right/id1601211886/reviews.md ## What is Bolster? Bolster brings together the power of credit building, error disputing, and financial insights in one free app built to challenge outdated systems and grow your credit. Bad credit? No credit? Doesn’t matter. Bolster’s credit builder plans give you three powerful, no-credit-check options for reporting payments to all 3 credit bureaus to build your credit history. Users could see a 102+ point credit boost on average with our Credit Builder plans(see 1) - Plan options: –Credit Maximizer: Build up to $10,000 credit history for the ultimate credit boost. Made for serious borrowers prepping for mortgage pre-approval, auto financing, or major life moves. Perfect for anyone who needs a serious credit score, fast. –Credit Accelerator: Build up to $4,000 credit history. Made for anyone who’s done getting overlooked and undervalued. Perfect for anyone bouncing back from a credit dip. –Credit Upstart: Build over $100 credit every 6 months. Made for students, recent grads, or anyone new to the credit game. Perfect for first-time credit builders starting from zero. Apply for the Bolster Card It's Simple. Build your credit history by making on-time payments. Bolster’s credit builder card is the smarter, faster way to build. Any score can apply. 0% APR* and no annual fee(see 2). Dispute Credit Errors in Minutes 1 in 3 credit reports have mistakes. Bolster guides you through your credit report and the dispute process with no need for expensive credit repair subscriptions, calls, lawyers, or lengthy letters to creditors. We make credit disputes on TransUnion fast and free. You can choose to send them to Equifax and Experian for an additional cost. Spending + Savings Insights Bolster breaks down your spending habits so you can make smarter moves with every dollar. Personalized, Real-Time Guidance Get alerts, credit tips, and tailored product recommendations based on your financial data. Automatically updated. Always secure. What Makes Bolster Different? You’re in control: Your goals. Your decisions. No hidden fees: What you see is what you get. Clear pricing, upfront. Backed by TransUnion and Plaid: Secure connections. Trusted partners. Cancel anytime: No commitments. No hassle. Real Progress. No Gimmicks. Whether you're rebuilding after life hit hard or starting fresh, Bolster is the app that says yes when the old system says no. Download Bolster and start building your financial future your way. Get our all-in-one credit builder and fixer app today. Terms & Conditions: https://bolster.co/terms-of-service [DISCLAIMERS] *0% APR on purchases. For more information on APRs and fees, please see Cardholder Agreement. 1- Average based on Bolster users with positive score gains who subscribed to any Bolster Credit Builder plan between 2/14/2025–2/13/2026, with 6+ consecutive payments 2 -The Bolster Card has no annual fees, but some fees may apply, including out of network ATM fees, late payment fees, and other fees. For more information please see your Cardholder Agreement and Deposit Account Agreement. The Bolster Card and related banking services are provided by Cross River Bank Member FDIC. Upward Financial Inc. is a technology services provider and the administrator of the Bolster card program. Deposits FDIC-insured up to $250,000 through Cross River Bank. Line of credit is not a deposit product. Cards may be used everywhere Mastercard is accepted. ## Key features - Credit building tools - Dispute credit report errors - Spending and savings insights - Personalized financial guidance - No credit check options - Positive payment reporting ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | All Access | $39.00 | per month | | Credit Builder Maximizer | $47.99 | per month | | Credit Kickstart | $17.99 | per month | | Credit Accelerator | $37.99 | per month | | Credit Builder 6-Month Plan | $59.99 | per 6 months | | Credit Builder 12-Month Plan | $99.99 | per year | | Credit Builder 6-Month Plan | $49.99 | per 6 months | | Bolster+ Credit Saint | $39.99 | per month | | Bolster Legal Watch | $14.99 | per month | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Bolster Service Fee | $3.00 | one-time | | Bolster Service Fee | $5.00 | one-time | | Bolster Service Fee | $10.00 | one-time | | Bolster Service Fee | $20.00 | one-time | | Bolster 3B Disputes | $24.99 | one-time | | Bolster Legal Watch One Case | $8.99 | one-time | ## Recent user reviews (10 of 44) All indexed reviews: https://appshunter.io/ios/app/bolster-get-your-credit-right/id1601211886/reviews.md ### 4/5 — Confused About Card *2026-08-23* I paid the $5.99 thinking the credit card was to be UNsecured. Turns out I was wrong and it’s a secured card instead. I wish it was a bit more clear beforehand that I’d have to load my own money onto the credit card **Developer response:** Hi, thanks for the feedback. We’re sorry there was some confusion about how the Bolster Card works. The informational screen in the app explains that the card requires you to load funds before spending. This allows you to safely spend from your own money, so there’s no risk of overspending or debt, while still growing your credit history. If you have questions or there is anything our team can help you with, please reach out to support+iosreview@bolster.co. ### 5/5 — Impressed!! Bolster Works. *2026-05-13* Wow Bolster made this EASY. In under 10 min I just disputes to every negative jerk on my credit report. I am very impressed. **Developer response:** Love to hear it! We built Bolster to make taking action on your credit feel simple, not overwhelming. Thanks for sharing your experience. ### 5/5 — Review *2026-03-26, version 2.77.0* Dispute ### 1/5 — Bolster card *2026-03-13* I have a bolster subscription and bolster secured card subscription but never received the card for use I then reported the secured card lost to have a new one sent out but instead the company deactivated my card subscription now I have a account that is attached to my credit profile with no activity being reported so my credit is in jeopardy of having a negative impact I continuously reached out to the support team and never hear anything back from them or receive any updates to my account about the card situation I just want to cancel out both subscription so it won’t affect my credit profile this company is a complete scam **Developer response:** Hi, thanks for bringing this to our attention. Our support team would be happy to review your situation and help get this sorted out. Please email support+iosreview@bolster.co and mention this review so we can make sure your request is prioritized and reaches the right team. ### 1/5 — Need a refund *2026-03-10* Customer service or something needs to get in contact with me ASAP I need a refund this app is a scam apparently because every time I try to click on apply now to the bolster card it signs me out EACH AND EVERY TIME I want a refund on the subscription I brought **Developer response:** Hi, our support team would be happy to help you. Please email support+iosreview@bolster.co so we can get some more details about the situation and work to get this resolved. ### 1/5 — I can’t find my bolster card *2026-01-27* Hello there I cant find my bolster card on my account and I have 20k plus on it Please what’s going on and how long will it take for the bolster card t return back to the account because I really need my money **Developer response:** Hi, we’re sorry to hear you’re experiencing trouble. A temporary review is in progress with our banking partner due to a surge in card applications. Some users may see limited card access during this time. We're working together for a fast resolution and will provide more in-app updates tomorrow. ### 1/5 — Useless *2026-01-24* The app is non functional and they are holding my money and the card will not work and the explanation is vague on whats going on and i cant even get a response and my service tickets have been ignored for weeks now this is very unprofessional …It would be bette if i was better informed ….i sued suntrust when they did something like this and i won **Developer response:** We’re sorry to hear this was your experience. A temporary review is in progress with our banking partner due to a surge in card applications. Some users may see limited card access during this time. We're working together for a fast resolution. Support volumes are higher than usual, but we’re working through requests and will provide in-app updates soon. ### 1/5 — Disappointed *2026-01-23, version 2.66.0* I couldn’t make use of my money and it’s so frustrating ### 1/5 — Very bad apple *2026-01-22, version 2.66.0* Very bad bolster ### 4/5 — Well not satisfied *2026-01-21* I only gave 5 stars because I want this comment to be on top . Transfers to bolster card not working . Credit builder not working either . So if this issue is not fixed on my account will give a 1 star ⭐️ review and never come back . Thank you **Developer response:** Hi, thanks for letting us know. We’re sorry to hear you’re experiencing trouble with your Bolster Card. A temporary review is in progress with our banking partner due to a surge in card applications. Some users may see limited card access during this time. We're working together for a fast resolution and we appreciate your patience. Regarding your Credit Builder, your account usually shows up on your credit report within 60 days and most users start seeing score impact within 60-90 days. If you have questions about how your Credit Builder works or want help with your account, please email support+iosreview@bolster.co. ## Frequently asked questions about Bolster ### What does the Bolster app do? Bolster is a free app designed to help you build credit, dispute errors on your credit reports, and understand your spending habits. It offers various tools to improve your credit score and financial well-being. ### How can I build credit with Bolster? Bolster provides three credit-building tools: Credit Gladiator, Credit Maximizer, and Credit Kickstart. These tools report positive payments to all three credit bureaus, helping you establish or grow your credit history without a credit check. ### Can I dispute errors on my credit report with this app? Yes, Bolster guides you through the process of disputing credit report errors. It makes disputing inaccuracies on TransUnion fast and free, with options to extend disputes to Equifax and Experian for an additional cost. ### Is Bolster free to use? The core features of Bolster, including credit building and disputing errors on TransUnion, are free. Some additional services, like extending disputes to Equifax and Experian, may incur an extra cost. ### Who is the target audience for Bolster? This app is ideal for individuals with bad or no credit, those looking to rebuild after financial setbacks, recent graduates, or anyone new to managing credit. It's also beneficial for those preparing for major financial milestones like mortgage pre-approval or auto financing. ## Version history (last 5 releases) ### 2.100.0 — 2026-09-02 In this update we've made some improvements and squashed some bugs to make our app even better for you. ### 2.99.0 — 2026-08-27 In this update we've made some improvements and squashed some bugs to make our app even better for you. ### 2.98.0 — 2026-08-26 In this update we've made some improvements and squashed some bugs to make our app even better for you. ### 2.97.0 — 2026-08-18 In this update we've made some improvements and squashed some bugs to make our app even better for you. ### 2.96.0 — 2026-08-12 In this update we've made some improvements and squashed some bugs to make our app even better for you. ## Apps similar to Bolster | App | Rating | Price | Category | | --- | --- | --- | --- | | [Credit Sesame: Grow Your Score](https://appshunter.io/ios/app/credit-sesame-grow-your-score/id476718980) | 4.8 (436,368) | Free | Finance | | [Experian®](https://appshunter.io/ios/app/experian/id1087101090) | 4.8 (2,695,303) | Free | Finance | | [Intuit Credit Karma](https://appshunter.io/ios/app/intuit-credit-karma/id519817714) | 4.8 (7,717,227) | Free | Finance | | [Kikoff – Build Credit Quickly](https://appshunter.io/ios/app/kikoff-build-credit-quickly/id1525159784) | 4.9 (265,158) | Free | Finance | | [myFICO - Credit Score Tracking](https://appshunter.io/ios/app/myfico-credit-score-tracking/id714626557) | 4.8 (49,926) | Free | Finance | | [Extra](https://appshunter.io/ios/app/extra/id1489550124) | 4.6 (9,527) | Free | Finance | ## Related topics [bolster](https://appshunter.io/ios/topics/bolster) · [free credit builder](https://appshunter.io/ios/topics/free-credit-builder) · [build credit card](https://appshunter.io/ios/topics/build-credit-card) · [boostyou](https://appshunter.io/ios/topics/boostyou) · [boost your score](https://appshunter.io/ios/topics/boost-your-score) · [credit report build](https://appshunter.io/ios/topics/credit-report-build) · [squabble](https://appshunter.io/ios/topics/squabble) · [cool credit](https://appshunter.io/ios/topics/cool-credit) · [build and fix credit](https://appshunter.io/ios/topics/build-and-fix-credit) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*