# Bond Calculator - Calc — user reviews

> 1 indexed App Store user reviews of Bond Calculator by Phan Nhat Đang, rated 4.11/5 from 9 ratings.

- Source: https://appshunter.io/ios/app/bond-calculator-calc/id1565895029/reviews
- App overview in markdown: https://appshunter.io/ios/app/bond-calculator-calc/id1565895029.md
- Rating breakdown: 5★ 7 · 4★ 0 · 3★ 0 · 2★ 0 · 1★ 2

## Most critical reviews (1 lowest-rated)

### 1/5 — This App is trash

*2023-04-16, version 1.0*

Not sure where the developer got his/her bond math calculations, but this App is completely wrong. Simple concept: if you buy a bond at a discount (99) and sell it at par (100), the YTM is greater than the coupon. The converse is also true: buying at a premium (101) and selling at par (100) provides a YTM that is less than the coupon. Not sure how they got this wrong, but using those parameters in the App gets the wrong results. Also, the current yield on a bond isn’t cut in half because the bond pays semi-annually or reduced by 75% if the bond pays quarterly. I was going to write that this App is worthless, but it’s actually dangerous; anyone who uses this to invest in bonds will lose money!!!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*