# Bonsave: Net Worth Tracker — Insights, Budget & Retirement

> AI-powered financial assistant for daily insights, budgeting, and net worth tracking. (iPhone/iPad app by Bonsave, LLC.)

- Source: https://appshunter.io/ios/app/bonsave-net-worth-tracker/id6763772139 (this page in markdown: same URL + `.md`)
- Developer: [Bonsave, LLC](https://appshunter.io/developer/1066408688)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 2 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 71 MB
- Languages: English
- Released: 2026-05-10
- Data updated: 2026-09-21
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/bonsave-net-worth-tracker/id6763772139/reviews.md

## What is Bonsave?

Looking at your money shouldn't feel like work. Bonsave brings your accounts together and tells you what's going on, in plain language.

Connect your accounts and meet Bonnie, your personal financial assistant. She delivers one focused insight every morning to help you build lasting wealth. Like tending a bonsai tree, a little attention each day adds up to something real.

ONE INSIGHT, EVERY MORNING
Bonnie watches your accounts and surfaces one observation each day. You might wake up to:

"Your grocery spending is up 35% this month, mostly from a few larger trips."

"You'll cross $100k net worth around June at your current pace. First time, by the way."

"You're carrying $1,742 on your credit card at 21% APR. Paying it before the statement closes saves about $31."

"Saturdays cost you about 2x what other days do, mostly food and shopping."

Each insight is short, useful, and yours to keep. Browse by category, scroll back through your history, and thumbs up or down so Bonnie learns what's helpful to you. Want more? Ask Bonnie about any insight and she picks up the thread with your numbers.

CHAT WITH BONNIE ANYTIME
Have a question about your money? Use chat. Bonnie has your accounts, transactions, holdings, and budgets all loaded, so you can ask things like "what did I spend on coffee last month" or "am I saving enough" and get a real answer grounded in your actual data.

EVERYTHING IN ONE VIEW
Checking, savings, credit cards, and investment accounts in a single feed. Your net worth is one number that updates as your money moves, and any account is one tap from its full balance history.

SPENDING THAT MAKES SENSE
Transactions are automatically categorized using AI. Compare this month to last, notice the patterns you'd otherwise miss, and keep an eye on every recurring charge, including the ones that quietly raised their price.

YOUR FULL PORTFOLIO
Track stocks, ETFs, retirement accounts, and crypto. Add the harder-to-see stuff too, like real estate or private holdings, and it shows up alongside the rest.

SEE WHERE YOU'RE HEADED
Bonsave projects your net worth forward from your real income, savings, and investments, and shows the range of outcomes rather than one hopeful line. Set a retirement age or a financial independence target, and see the year you get there and how likely it is to hold.

BUDGETS AND PRIORITIES
Set monthly budgets and tell Bonnie what you're working toward. She factors both into every insight, so what she surfaces actually matters to you.

MAKE IT YOURS
Pick a colour theme and a matching app icon, and lock the app behind Face ID.

PRIVACY YOU CAN ACTUALLY TRUST
Account connections run through Plaid, the same provider used by Venmo, Robinhood, and Coinbase. Bonsave never sees your bank login. Your connection is encrypted in transit and at rest, and you can delete your account and everything in it, any time.

Try it free. Your money is doing things every day. Bonsave helps you notice.

Terms of Use (EULA): https://bonsave.app/terms
Privacy Policy: https://bonsave.app/privacy

## Key features

- Daily AI financial insights
- Chat with AI assistant
- Consolidated account view
- Automated transaction categorization
- Portfolio tracking (stocks, crypto, real estate)
- Budgeting and goal setting

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Bonsave Pro | $7.99 | per month |
| Bonsave Ultra | $14.99 | per month |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/bonsave-net-worth-tracker/id6763772139/reviews.md

### 5/5 — user

*2026-08-01*

Extremely good, found it on reddit. It it’s better than quicken simplifi. It finds my expenses better even with its AI, and even though it is not quite perfecr, it’s better. So that’s all I can say. It works for me, and my business before I get quicken haha. I run a mechanic shop and the accuracy is about 20% better at categorizing.

## Frequently asked questions about Bonsave

### What is Bonsave?

Bonsave is an AI-powered budget tracker that connects your financial accounts to provide daily insights, track your net worth, and help you manage your spending and savings goals.

### How does Bonsave use AI?

Bonsave uses AI to analyze your accounts, categorize transactions, and deliver one focused financial insight each morning. You can also chat with the AI assistant for personalized financial questions.

### Is Bonsave free to use?

Bonsave offers a free version with core features. Paid subscription plans, Bonsave Pro and Bonsave Ultra, are available for advanced features, each with a 14-day free trial.

### What are the subscription tiers for Bonsave?

Bonsave offers Bonsave Pro for $7.99/month and Bonsave Ultra for $14.99/month. Both plans include a 14-day free trial.

### How secure is Bonsave?

Bonsave uses Plaid for secure account connections, meaning the app never sees your bank login. Your connection is encrypted in transit and at rest, and you can delete your account and data at any time.

### What devices does Bonsave support?

Bonsave is available on iPhone and iPad devices.

### How often is Bonsave updated?

The latest version of Bonsave is 1.2.3, and it was last updated on June 5, 2026. Updates typically include new features and improvements.

### Does Bonsave have ads?

No, Bonsave does not have advertisements. The app focuses on providing a clean and uninterrupted user experience for managing your finances.

## Version history (last 5 releases)

### 1.3.4 — 2026-09-17

Every merchant has its own page now. Tap any transaction to see what you've paid them over the year, how often, and Bonnie's take on where it's heading.

Recurring bills and paychecks have a page of their own too, and each merchant shows its next due date.

Also:
- Homepage now shows upcoming recurring payments
- Choose how Bonnie writes, from simple to detailed, in Settings
- Get notified when a paycheck lands (opt-in)
- Clearer errors when a bank connection fails

### 1.3.2 — 2026-09-04

See where you're headed. Projections are here: Bonsave runs your income, savings, and investments forward and shows the range of outcomes based on hundreds of simulations. Set a retirement age or a financial independence target and see the year you reach it and how likely it is to hold.

A refreshed look across the app, with richer color themes and a matching app icon for each one.

Also in this update:
• Insight dates no longer show the day before in US time zones.
• The net worth chart draws in smoothly on every range.

### 1.2.5 — 2026-07-01

- Fixes crashes that may occur when opening the app

### 1.2.4 — 2026-06-30

- Holding history now shows your asset's value right alongside the loan balance, so you can see both at a glance.
- Fixed an issue where editing a holding snapshot could revert your change when saving.
- Added a way to dismiss the keyboard when editing a snapshot value.
- Cleaned up the account detail view to hide the net-worth range selector until there's enough history to show.
- Daily insights no longer repeat the same subject day after day under a slightly different angle.
- Fixed budget-group tags in insights showing the wrong icon and not linking correctly.

### 1.2.3 — 2026-06-05

- Fixed the Spending period selector. Week / Month / Quarter / Year now clearly highlights the option you've selected.
- More accurate spending comparisons. The "vs. previous period" comparison now aligns with the correct prior calendar period (previous month, quarter, etc.), rather than drifting and missing start-of-month transactions.
- Readable insight category labels. Category chips inside an expanded insight ("More context") now use the high-contrast colors and are legible on the colored card.
- More consistent icons with the web experience

## More apps by Bonsave, LLC

- [Fastme - Fasting Tracker](https://appshunter.io/ios/app/fastme-fasting-tracker/id1451575216)

All apps by Bonsave, LLC: https://appshunter.io/developer/1066408688

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-21.*