# Bonsave: Smart Budget Tracker — Daily Insights & Net Worth > AI-powered financial assistant for daily insights, budgeting, and net worth tracking. (iPhone/iPad app by Bonsave, LLC.) - Source: https://appshunter.io/ios/app/bonsave-smart-budget-tracker/id6763772139 (this page in markdown: same URL + `.md`) - Developer: [Bonsave, LLC](https://appshunter.io/developer/1066408688) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 17.0 · 55 MB - Languages: English - Released: 2026-05-10 - Data updated: 2026-08-04 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/bonsave-smart-budget-tracker/id6763772139/reviews.md ## What is Bonsave? Looking at your money shouldn't feel like work. Bonsave brings your accounts together and tells you what's going on, in plain language. Connect your accounts and meet Bonnie, your personal financial assistant. She delivers one focused insight every morning to help you build lasting wealth, like tending a bonsai tree, a little attention each day adds up to something real. ONE INSIGHT, EVERY MORNING Bonnie watches your accounts and surfaces one observation each day. You might wake up to: "Your grocery spending is up 35% this month, mostly from a few larger trips." "You'll cross $100k net worth around June at your current pace. First time, by the way." "A new $14.99 subscription started charging your card last month." "Saturdays cost you about 2x what other days do, mostly food and shopping." Each insight is short, useful, and yours to keep. Browse by category, scroll back through your history, and thumbs up or down so Bonnie learns what's helpful to you. CHAT WITH BONNIE ANYTIME Have a question about your money? Use chat. Bonnie has your accounts, transactions, holdings, and budgets all loaded, so you can ask things like "what did I spend on coffee last month" or "am I saving enough" and get a real answer grounded in your actual data. EVERYTHING IN ONE VIEW Checking, savings, credit cards, and investment accounts in a single feed. Your net worth is one number that updates as your money moves. SPENDING THAT MAKES SENSE Transactions are automatically categorized using AI. Compare this month to last and notice the patterns you'd otherwise miss. YOUR FULL PORTFOLIO Track stocks, ETFs, retirement accounts, and crypto. Add the harder-to-see stuff too, like real estate or private holdings, and it shows up alongside the rest. BUDGETS AND PRIORITIES Set monthly budgets and tell Bonnie what you're working toward. She factors both into every insight, so what she surfaces actually matters to you. PRIVACY YOU CAN ACTUALLY TRUST Account connections run through Plaid, the same provider used by Venmo, Robinhood, and Coinbase. Bonsave never sees your bank login. Your connection is encrypted in transit and at rest, and you can delete your account and everything in it, any time. Try it free. Your money is doing things every day. Bonsave helps you notice. Terms of Use (EULA): https://bonsave.app/terms Privacy Policy: https://bonsave.app/privacy ## Key features - Daily AI financial insights - Chat with AI assistant - Consolidated account view - Automated transaction categorization - Portfolio tracking (stocks, crypto, real estate) - Budgeting and goal setting ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Bonsave Pro | $7.99 | per month | | Bonsave Ultra | $14.99 | per month | ## Frequently asked questions about Bonsave ### What is Bonsave? Bonsave is an AI-powered budget tracker that connects your financial accounts to provide daily insights, track your net worth, and help you manage your spending and savings goals. ### How does Bonsave use AI? Bonsave uses AI to analyze your accounts, categorize transactions, and deliver one focused financial insight each morning. You can also chat with the AI assistant for personalized financial questions. ### Is Bonsave free to use? Bonsave offers a free version with core features. Paid subscription plans, Bonsave Pro and Bonsave Ultra, are available for advanced features, each with a 14-day free trial. ### What are the subscription tiers for Bonsave? Bonsave offers Bonsave Pro for $7.99/month and Bonsave Ultra for $14.99/month. Both plans include a 14-day free trial. ### How secure is Bonsave? Bonsave uses Plaid for secure account connections, meaning the app never sees your bank login. Your connection is encrypted in transit and at rest, and you can delete your account and data at any time. ### What devices does Bonsave support? Bonsave is available on iPhone and iPad devices. ### How often is Bonsave updated? The latest version of Bonsave is 1.2.3, and it was last updated on June 5, 2026. Updates typically include new features and improvements. ### Does Bonsave have ads? No, Bonsave does not have advertisements. The app focuses on providing a clean and uninterrupted user experience for managing your finances. ## Version history (last 5 releases) ### 1.2.5 — 2026-07-01 - Fixes crashes that may occur when opening the app ### 1.2.3 — 2026-06-05 - Fixed the Spending period selector. Week / Month / Quarter / Year now clearly highlights the option you've selected. - More accurate spending comparisons. The "vs. previous period" comparison now aligns with the correct prior calendar period (previous month, quarter, etc.), rather than drifting and missing start-of-month transactions. - Readable insight category labels. Category chips inside an expanded insight ("More context") now use the high-contrast colors and are legible on the colored card. - More consistent icons with the web experience ### 1.2.2 — 2026-06-03 • Cleaner merchant names (no more messy ALL-CAPS). • Tap a transaction to see its original statement description. • Pending purchases now count toward spending and category totals. • Sub-dollar purchases show exact cents instead of $0. ### 1.2.1 — 2026-05-29 - A new native iOS tab bar with built-in search. - Smoother account expand and collapse animations. - Sharper merchant logos and contextual icons in your insights. - Reliability fixes for sheets, Plaid connections, and category labels. ### 1.2.0 — 2026-05-20 • Budget groups: organize categories into collapsible groups on the Spending screen • Insight chips: tap mentions in AI insights to jump to categories, merchants, and accounts • Bug fixes and polish ## More apps by Bonsave, LLC - [Fastme - Fasting Tracker](https://appshunter.io/ios/app/fastme-fasting-tracker/id1451575216) All apps by Bonsave, LLC: https://appshunter.io/developer/1066408688 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-04.*