# BonusLedger: Track Bank Bonus — Bank Bonus Churning Tracker

> Bank bonus tracking and management app with local data storage. (iPhone/iPad app by Last Light Labs.)

- Source: https://appshunter.io/ios/app/bonusledger-track-bank-bonus/id6755790996 (this page in markdown: same URL + `.md`)
- Developer: [Last Light Labs](https://appshunter.io/developer/1856336870)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 17.0 · 10 MB
- Languages: English
- Released: 2026-01-13
- Data updated: 2026-06-19
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/bonusledger-track-bank-bonus/id6755790996/reviews.md

## What is BonusLedger?

Never miss a bank bonus deadline again. BonusLedger tracks your direct deposits, balance holds, and debit transactions so you earn every dollar you deserve. It's bank churning made easy. 

100% private. No account linking. No subscriptions. Your data never leaves your device.

TRACK EVERY REQUIREMENT

Managing multiple bank accounts? BonusLedger handles the complexity:

- Direct Deposits - Track amounts, frequency, and consecutive month requirements with smart cadence detection
- Balance Holds - Monitor deposit deadlines, hold duration, and automatic release date calculations
- Debit Transactions - Count transactions and minimum amounts with ATM exclusion options
- Initial Funding - Record opening deposit requirements by source
- Custom Requirements - Flexible tracking for unique bonus terms

NEVER MISS A BONUS

- Smart bonus window tracking - after signup or after requirements met
- Countdown timers show exactly when bonuses are due
- Visual progress bars for every requirement
- Instant status: Pending, Due Today, Overdue, or Received

INTELLIGENT REMINDERS

- Priority-based notifications ensure critical deadlines always get through
- Suggested reminder dates based on your requirements
- Optional calendar sync keeps everything in one place
- Repeating reminders for recurring deposits

HOUSEHOLD TRACKING

Managing bonuses for your whole family? Add multiple players and track everyone's accounts in one place. See per-person statistics and coordinate your strategy.

SECURE DOCUMENT STORAGE

Store bonus terms, account statements, and 1099 forms with bank-level security:

- AES-256 encryption for all documents
- Face ID / Touch ID protection for sensitive files
- Files encrypted even when your device is locked

TAX SEASON READY

Track 1099-INT forms by account and year. Get deadline warnings and never scramble to find tax documents again.

IMPORT YOUR DATA

Already tracking in a spreadsheet? Import your accounts and events via CSV. Download templates, map your columns, and migrate in minutes.

EXPORT AND REPORTS

- Export accounts and events to CSV
- Generate professional PDF reports
- Single account, player portfolio, or system-wide summaries

PRIVACY BY DESIGN

Unlike other finance apps, BonusLedger:

- Never links to your bank accounts
- Never transmits your data anywhere
- Stores everything locally on your device
- Contains no analytics or tracking
- Requires no account creation

Your financial data stays yours. Period.

ONE-TIME PURCHASE
Start free with one account. When you're ready for more, pay once and own it forever. No subscriptions. No recurring fees. Ever.

WHO IS THIS FOR?

BonusLedger is built for people who:
- Open multiple bank accounts to earn signup bonuses
- Track requirements across 5, 10, or 20+ accounts
- Want to stop missing deadlines that cost hundreds of dollars
- Refuse to link their bank accounts to third-party apps
- Need household tracking for family bonus strategies

Download BonusLedger and start earning every bonus you worked for.

## Key features

- Direct deposit tracking
- Balance hold monitoring
- Debit transaction counting
- Smart bonus window tracking
- Household account management
- Secure document storage
- CSV import/export

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| BonusLedger Lifetime Premium | $14.99 | one-time |



## Frequently asked questions about BonusLedger

### Does BonusLedger have ads?

No, BonusLedger does not contain advertisements. The app is free to start with and offers a one-time purchase for full functionality, ensuring an ad-free experience.

### How secure is BonusLedger?

BonusLedger prioritizes privacy with 100% local data storage, meaning your information never leaves your device. It uses AES-256 encryption for documents and supports Face ID/Touch ID protection.

### Can I track bonuses for my family with BonusLedger?

Yes, BonusLedger supports household tracking. You can add multiple players and manage everyone's accounts in one place, viewing per-person statistics and coordinating strategies.

### What kind of requirements can BonusLedger track?

BonusLedger can track direct deposits, balance holds, debit transactions, initial funding, and custom bonus terms. It features smart cadence detection and automatic release date calculations.

### How does BonusLedger help with tax season?

BonusLedger allows you to track 1099-INT forms by account and year. It provides deadline warnings and helps you easily find tax documents when needed.

### Can I import my existing financial data into BonusLedger?

Yes, BonusLedger supports data import via CSV. You can download templates, map your columns, and migrate your accounts and events in minutes.

### What are the supported devices for BonusLedger?

BonusLedger is available on iPhone and iPad, indicated by its support for iOS devices.

### How often is BonusLedger updated?

The latest version of BonusLedger is 1.0.3, and it was last updated on May 30, 2026. This indicates a recent update, suggesting ongoing development and support.

## Version history (last 4 releases)

### 1.0.3 — 2026-05-30

DASHBOARD INTELLIGENCE & ANALYTICS HUB

Your Dashboard just got smarter. BonusLedger now turns your tracked accounts into actionable insights — no spreadsheets required.

What's new:
- Earnings Chart: Visualize your bonus earnings over time and see your progress at a glance
- KPI Cards: Key metrics front and center — expected vs. received bonuses, completion rates, and more
- Insights Sections: Spot trends across your accounts and households to make smarter tracking decisions

As always:
- 100% private — all analytics computed on-device
- No account linking, no cloud required, no data collection
- Your numbers never leave your phone

Thanks for using BonusLedger. Have feedback or a feature request? We'd love to hear from you.

### 1.0.2 — 2026-03-04

NEW: Mac + iCloud Sync
Manage your bank bonuses and bank churning activity from your Mac with full native support. Enable iCloud sync to seamlessly track progress across all your Apple devices — iPhone, iPad, and Mac stay perfectly in sync. Privacy-first: your data is encrypted end-to-end, and sync is completely optional. Your data, your choice.

### 1.0.1 — 2026-01-23

Updated: Try it for free! You can track one bank account at no cost; upgrade to track multiple bank accounts.

### 1.0 — 2026-01-14

No release notes.

## More apps by Last Light Labs

- [Gilly — GLP-1 Shot Tracker](https://appshunter.io/ios/app/gilly-glp-1-shot-tracker/id6755789451)
- [Filecraft: Convert Any File](https://appshunter.io/ios/app/filecraft-convert-any-file/id6759677961)

All apps by Last Light Labs: https://appshunter.io/developer/1856336870

## Related topics

[bonusledger](https://appshunter.io/ios/topics/bonusledger)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-19.*
