# Boop: Budget & Expense Tracker — Money Manager & Spending Plan

> Money Manager & Spending Plan (iPhone/iPad app by Zeus Solomon Olivar.)

- Source: https://appshunter.io/ios/app/boop-budget-and-expense-tracker/id6760663354 (this page in markdown: same URL + `.md`)
- Developer: [Zeus Solomon Olivar](https://appshunter.io/developer/1820417092)
- Category: Finance
- Price: Free with in-app purchases (on sale, was $2.99)
- Age rating: 4+
- Requires: iOS 18.0 · 24 MB
- Languages: American English
- Released: 2026-03-20
- Data updated: 2026-08-19
- User reviews in markdown: https://appshunter.io/ios/app/boop-budget-and-expense-tracker/id6760663354/reviews.md

## What is Boop?

Take control of your money - completely free. Boop is the smart budget planner and expense tracker that helps you spend smarter, save faster, and never lose track of your finances. No subscriptions. No paywalls. No hidden fees. Works with any currency, in any country.

SMART INSIGHTS - EVERY iPhone
Personalized financial tips and a health score for your spending, savings, budgets, and debts. Runs on-device. Apple Intelligence iPhones get polished wording. Your data never leaves your phone.

TRACK EVERYTHING IN ONE PLACE
- Log expenses and income in seconds with the built-in calculator
- Multiple wallets: cash, bank, e-wallet, savings, debit, credit card
- Custom wallet icons - pick a symbol or use your own photo
- Multi-currency with live exchange rates - USD, EUR, GBP, JPY, and 150+ more
- Scan receipts to auto-fill amounts and categories
- Transaction search, calendar view, and cash flow charts

BUDGETS THAT FIT YOUR LIFE
- Set budgets by category with daily, weekly, semi-monthly, monthly, bi-monthly, or annual cycles
- Subcategories: split a budget into Personal, Travel, Work, or any bucket you like
- Copy budgets month to month in one tap
- Rollover unused budget into the next cycle
- Money Plan: envelope-style budgeting that gives every bit of cash a job

CREDIT CARD MANAGEMENT
- Statement cycles with per-cycle Amount Due - pay what's actually due, not your whole balance
- Installment plans with monthly schedules; set the financed principal and your available credit matches your card issuer to the cent
- Auto-record monthly installments as expenses under any category
- Optional: include credit card debt in your net balance

NEVER MISS A BILL
- Upcoming bills for the next two weeks at a glance
- Bill reminders and due-date alerts
- Subscription tracking with monthly cost at a glance

REPORTS & FORECASTS
- Reports: compare any period with the one before it, with expense and income breakdowns by category
- Category trends: 6 / 12 / 24 month movement, peak months, month-over-month change
- Year Forecast up to 50 years ahead - project income, expense, and net for retirement planning
- Net worth: wallets + investments + money owed, minus cards and debts

INVESTMENT PORTFOLIO
- Track stocks, cryptocurrency, and forex
- Live market prices with real-time profit and loss

REACH YOUR GOALS
- Savings goals with progress tracking and deadlines
- Debt tracker with interest, principal, and projected payoff dates
- Track money owed to you with backdated 'Owed since' dates

TRANSFERS THAT WORK YOUR WAY
- Schedule a transfer for a future date - money stays put until activation
- Recurring transfers fire on each cadence automatically
- Multi-currency transfers with live exchange rates

IMPORT FROM OTHER APPS
- CSV / TSV import recognizes 20+ date formats and infers type from sign
- Built-in help for converting Excel / Numbers / Sheets exports to CSV

SHORTCUTS & SIRI
- Log expenses or income from Shortcuts or Siri, or jump straight to the new-expense screen from Spotlight
- Assign to triple-tap or the Action Button for instant logging

100% FREE - YOUR CHOICE ON ADS
Every feature is free. A single small ad lives in Settings - turn it off any time at no cost. Support the solo developer with a tip or one-time Remove Ads unlock - either way, everything works the same.

PRIVACY BY DESIGN
- On-device intelligence - your data stays on YOUR phone
- iCloud sync across all your devices, no account required
- No bank linking needed, no tracking, no data selling; hide your balance with a tap

Boop works for everyone - any currency, any country, any goal. Always free.

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Coffee-Sized Tip | $2.99 | one-time |
| Pizza-Sized Tip | $7.99 | one-time |
| Taco-Sized Tip | $4.99 | one-time |
| Remove Ads | $2.99 | one-time |



## Version history (last 5 releases)

### 2.2 — 2026-08-18

A Finance tab you can actually read — plus two credit-card fixes worth knowing about.

FINANCE, BY SECTION
• Chips replace endless scrolling: Goals, Owed, Debts, Budgets, Invoices, Cards, Recurring and Planning, each showing its count. See that you have 8 goals and 14 loans at a glance, then tap straight to the one you want.
• Money Plan and Bills are their own sections. Net Worth moved to Wallets, next to the balances it adds up.

CREDIT CARD FIXES
• Card payments now record what you actually paid. Some payments were saved as ₱0.00 — the card showed no payment, and the wallet you paid from was never deducted. If you have a ₱0.00 card payment in your history, edit it to the real amount and your balances will line up again.
• Amount due clears when you pay. A card you had already settled could keep advertising last statement's total beside a ₱0.00 balance.
• Statement cycles show what you paid, instead of ₱0.00 on every cycle.
• Recurring bills now offer your credit cards when you mark one paid, and charging a card adds to what you owe on it.
• Importing a CSV now moves your card balances the way logging a transaction does.

MAKE BOOP YOURS
• Settings › Theme puts light/dark, the app colour and your mascot on one screen with a live preview. Ten colours, and the corgi or the cat — whichever you would rather see.

ASK BOOP CHECKS FIRST
• The assistant used to write straight to your books. It now shows what it understood — amount, category and which wallet — and waits for you to confirm.

ALSO FIXED
• Tapping Owed, Budgets, Goals or Debts on Home keeps working after you go back.
• Add Budget, Add Credit Card and deleting a receivable all work from the Finance tab.
• Debt payments are recorded in Payment History, including ones marked paid from a reminder.
• The Bills chip count matches the list it opens.

### 2.1.1 — 2026-08-15

Opening a wallet could occasionally draw its card up underneath the title bar, cut off at the top.

Boop now checks the layout of every screen it opens and straightens it out on the spot — not just on wallets, but on cards, goals, budgets, loans and every other detail screen. Thank you for the screenshot that pinned this down.

### 2.1 — 2026-08-12

A proper welcome.

NEW
- A guided tour for new users. The screen dims, one part lights up, and the corgi explains it — your net total, where your wallets live, what each tab does, the + button, and Settings. A second short tour covers the Wallets screen. Replay either any time from Settings > Replay the Tour.
- Onboarding is remade: livelier, friendlier, and it ends with your first wallet already created — watch the card build itself as you type the name, balance and colour.

FIXED
- What's New no longer appears for brand-new users on their very first launch. Nothing is "new" when you installed five minutes ago.
- Autocorrect no longer mangles wallet names as you type them. "GCash" was becoming "Gnash".

Thank you for using Boop.

### 2.0 — 2026-08-09

Boop 2.0 — a Lock Screen widget, and sync you can trust.

NEW
- Expenses & Earnings widget: money in against money out for the month, on your Lock Screen, above the clock, or on the Home Screen. See where you stand without opening anything.
- Apple Pay taps can log themselves. Set up a one-time automation in Shortcuts — Settings > Apple Pay walks you through it in about a minute — and every tap after that records on its own. Tell Boop once which account each card charges and it's filed correctly from then on.
- Credit cards now have the auto-log switch wallets have had for a while.
- Trips: group one occasion's spending — a holiday, a wedding, a move — across every category and wallet it touched. Optional budget, a where-it-went breakdown, and tagging right from the transaction form. It's a label, so balances never change.
- Schedule a one-off bill: log it now and nothing leaves your wallet until its date. It shows with a clock badge, appears in Upcoming Bills, and posts itself when the day arrives.
- Upcoming Bills can be filtered to just bills or just inflows, with your own end date.
- An Uncategorized category for anything logged without one — it can't be deleted or hidden, so untriaged entries always have somewhere to land.

FIXED
- A crash when turning iCloud Sync off and back on.
- Shared wallets could lose history: an edit that failed to upload was then deleted locally as though your partner had removed it, and — if you share more than one wallet — one wallet disappearing on the server could wipe another's records. Both fixed, and records already filed wrongly are repaired automatically.
- Boop now opens even when iCloud can't be reached, instead of refusing to start, and tells you plainly if your iCloud storage is full rather than quietly stopping.
- Editing a mutual fund works again, and its price keeps all four decimals.
- Stock prices no longer snap back to an old value.
- Deleting a wallet sends it to Recently Deleted for 30 days instead of erasing its history.
- Your currency, invoice details, electricity rate and interest tax settings now follow you across devices.

Thank you for every report — the crash logs and screenshots are what made these findable.

### 1.70 — 2026-08-08

Apple Pay logs itself, plus Trips and scheduled bills.

NEW
- Apple Pay taps log themselves. Set up a one-time automation in Shortcuts — Settings > Apple Pay walks you through it in about a minute — and every tap after that records on its own, with no app to open. Tell Boop once which account each card charges and it's filed correctly from then on.
- Credit cards now have the auto-log switch wallets have had for a while, so bank alerts for card purchases can file themselves too.
- Trips: group one occasion's spending — a holiday, a wedding, a move — across every category and wallet it touched. Optional budget, a where-it-went breakdown, and tagging right from the transaction form. It's a label, so balances never change.
- Schedule a one-off bill: log it now and nothing leaves your wallet until its date. It shows with a clock badge, appears in Upcoming Bills, and posts itself when the day arrives.
- Upcoming Bills can be filtered to just bills or just inflows, with your own end date instead of only 30, 60 or 90 days.
- An Uncategorized category for anything logged without one — it can't be deleted or hidden, so untriaged entries always have somewhere to land.
- A short explainer on Home for why your monthly net total and your accounts total never match.

FIXED
- Editing a mutual fund does something again. A fund entered without a ticker could never be saved — the Save button was disabled with nothing on screen to say why — and opening the editor rounded its price to two decimals.
- Stock prices no longer snap back to an old value. PSE holdings like GLO and TEL kept reverting until you refreshed by hand; a failed refresh now leaves your price alone.
- Deleting a wallet no longer erases its history for good: it goes to Recently Deleted for 30 days, and the confirmation says how many transactions are moving.
- Your currency, invoice details, electricity rate and interest tax settings now follow you across devices, and a rare crash when flipping the iCloud Sync switch is fixed.

IMPROVED
- Settings leads with Face ID Lock and iCloud Sync. Subcategories and tags survive CSV export and re-import.

## More apps by Zeus Solomon Olivar

- [EMOM Timer: HIIT & Intervals](https://appshunter.io/ios/app/emom-timer-hiit-and-intervals/id6756675532)
- [YAT: GPS Alarm for Commute](https://appshunter.io/ios/app/yat-gps-alarm-for-commute/id6759444249)
- [SkyLink Connect](https://appshunter.io/ios/app/skylink-connect/id6759676949)
- [RunSplit: Interval Coach](https://appshunter.io/ios/app/runsplit-interval-coach/id6762451782)

All apps by Zeus Solomon Olivar: https://appshunter.io/developer/1820417092

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-19.*
