# Boost Money: Cash and Credit — user reviews

> 12 indexed App Store user reviews of Boost Money by Upgrade, Inc., rated 3.30/5 from 58 ratings.

- Source: https://appshunter.io/ios/app/boost-money-cash-and-credit/id6756896490/reviews
- App overview in markdown: https://appshunter.io/ios/app/boost-money-cash-and-credit/id6756896490.md
- Rating breakdown: 5★ 31 · 4★ 1 · 3★ 2 · 2★ 3 · 1★ 21

## Most critical reviews (10 lowest-rated)

### 1/5 — Trash

*2026-07-12*

Trash don’t mess with your money by banking with them

### 1/5 — Worst customer service ever

*2026-06-27*

You expect you customers to keep a word doc and copy and paste prior chats to have access to them. Your self service confirms that auto pay can be cancelled in writing and then your agents say that is not possible. You have no options to change repayment dates and you excessively try to debit people’s accounts multiple times a day (5 times a day today) for repayment. Why do you excessively debit people’s accounts make them upset and have no options to assist. What a sham and a horrible app.

### 1/5 — Scan

*2026-06-25*

This is a terrible app total scam don’t download very misleading

### 1/5 — Dont work

*2026-06-17*

Don’t bother supper buggy not worth time

### 1/5 — Deceptive Practices

*2026-06-08*

Clearly states advances can be approved same day after setting up direct deposit through their system. Customer service then states that it takes 1-2 pay cycles for them to verify before they can approve. Seems like a trick just to get people to switch deposits to them.

**Developer response:** Sorry about the confusion. We're happy to help figure out what happened, and to provide you with other BoostCash™ advance options. Please reach out to depositsupport@upgrade.com or log into the app and select the chat icon at the top of your screen. If possible, please provide a screenshot of the information you saw that was confusing.

### 1/5 — Scam App

*2026-05-14*

App said I was already eligible for $50.00 cash advance but would either do 25 without premium or full 50 with premium . Paid 10 subscription fee just for the app to say the cash advance failed ….DONT install and won’t remove this comment until they fix it. BAD BUISNESS BAD APP WILL SCAM YOU

### 2/5 — Add virtual card

*2026-06-18*

Would be better if the had a virtual card option instead of having to wait on physical card.  It’s 2026 get with the times.

### 5/5 — App

*2026-07-21*

App is good takes a while to get set up thats about it but the rest is pretty easy

### 5/5 — Advance

*2026-07-02*

The best when your short on cash

### 5/5 — Fast cash

*2026-05-12*

Got cash fast to my debit card. Nice I can build credit too

## Most praised reviews (2 highest-rated)

### 5/5 — Awesome product

*2026-04-21*

Been building my credit with their credit builder card and also it’s been a nice way to get an advance between paychecks

### 5/5 — Great app, awesome product

*2026-03-26*

I was able to use this to apply for Boost Money which was a very simple process. From there I was able to get a cash advance delivered within a few minutes. So far so good!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-08.*
