# Boost Money: Fast Cash Advance — Spend, Save, Build Credit* > Finance app for credit building, savings growth, and cash advances. (iPhone/iPad app by Upgrade, Inc..) - Source: https://appshunter.io/ios/app/boost-money-fast-cash-advance/id6756896490 (this page in markdown: same URL + `.md`) - Developer: [Upgrade, Inc.](https://appshunter.io/developer/1389859092) - Category: Finance - Price: Free - Rating: 3.80/5 from 139 App Store ratings · 25 written reviews indexed - Age rating: 17+ - Requires: iOS 15.1 · 61 MB - Languages: American English - Released: 2026-03-09 - Data updated: 2026-09-13 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/boost-money-fast-cash-advance/id6756896490/reviews.md ## What is Boost Money? Boost Money™ is an all-in-one app designed to help you build credit with responsible use of the card, grow savings, and get access to cash to help bridge the gap between paydays. Boost Money™ is provided through Upgrade, Inc. Upgrade is a financial technology company, not a bank. -Get interest-free BoostCash™ advances up to $500* - Bridge the gap between paydays. We'll automatically align your repayment due date with your next expected paycheck* -Help build credit when you use your secured card responsibly.* Spend up to your available balance and we'll report on-time payments to the three major credit bureaus to help you build credit over time* -Earn an industry-leading APY - No minimum balance to earn 10.00% APY on savings balances up to $1,000 with a Premium subscription, and 3.05% APY on balances over $1,000** - Get identity, retail, and travel protections with a Premium subscription Share feedback at mobile_app_feedback@upgrade.com * Subject to eligibility. BoostCash™ amounts range from initial $20 to $500 over time. 10.00% APY and express delivery requires a $9.99/month Premium subscription. Delivery may take 3-5 business days without Premium or via ACH; or within minutes with express delivery for Premium subscribers ($9.99/mo). Funds availability depends on the receiving bank. Learn more about eligibility and terms at http://www.upgrade.com/boost-money/eligibility. A Boost Money™ Card is automatically sent when you fund, receive money into, or switch direct deposit to your Spend account. You can also request a card anytime. Be sure to have funds in your Boost Money™ Spend account. Then spend up to the available balance on your Boost Money™ Card. We'll report on-time payments to the three major credit bureaus (Transunion®, Experian®, and Equifax®) to help you build credit over time. Credit score improvement is not guaranteed. Late payments, delinquencies or other derogatory activity on this account or your other credit card accounts and loans may adversely impact your ability to build credit. **For Boost Money™ Save accounts, the 10.00% Annual Percentage Yield (APY) up to a $1,000 balance requires a Premium subscription ($9.99/mo). Balances over $1,000 with Premium earn 3.05% APY. Without a Premium subscription, the APY for the Boost Money™ Save account is 1.50% on all balances. The APY is effective as of 10/31/2025, is variable and may change at any time. Certain fees, such as outbound wire transfers or RTP, may impact earnings. Please refer to the applicable Cross River Bank Savings Deposit Account Agreement and Truth in Savings Disclosure. All loans, Personal Credit Lines, and checking and savings accounts, and Boost Money™ products are provided by Upgrade's bank partners (www.upgrade.com/bank-partners/). Upgrade Visa® Cards and Upgrade Visa® Debit Cards are issued by Upgrade's bank partners, pursuant to a license from Visa USA Inc. Upgrade, Inc. (NMLS #1548935) holds the following state licenses (upgrade.com/State-Licenses) and does business under the following DBAs (https://www.upgrade.com/dba). Upgrade is a financial technology company, not a bank (https://upgrade.zendesk.com/hc/en-us/articles/115005202407--Is-Upgrade-a-bank-). ## Key features - Interest-free cash advances up to $500 - Build credit with secured card - High APY on savings balances - Identity, retail, and travel protections - Automatic repayment alignment with paydays ## Chart rankings - #167 in Top Free · Finance (US App Store) ## Recent user reviews (10 of 25) All indexed reviews: https://appshunter.io/ios/app/boost-money-fast-cash-advance/id6756896490/reviews.md ### 5/5 — Happiness *2026-09-09* So thank you that they helped me. I will continue to use them ### 5/5 — Boost Money Interesting App *2026-09-08* I downloaded the app a few days ago, and the process to get the cash was quick; the verification was secure, and it explains exactly what to do step-by-step. I also liked that you can make adjustments based on your next paycheck, and there is no fee for transferring the money if you get the monthly membership, which covers all the services they offer. This is my honest review of Boost Money, and I hope they keep helping more people. ### 1/5 — Not available in all states *2026-09-04* Boost Money is not available in all states. I wish it disclosed this, but it didn’t. ### 5/5 — Fast helpful *2026-08-29* Love it very fast to get money boost help very much in emergencies situation ### 1/5 — STUPID APP *2026-08-28* i got a couple cash advances, and then wasn’t able to pay my last one 100% on time but i just repaid it and then it said i was still available for $200 cash boost. i go to click on it and just sits there and loads and then redirects me back to the same screen over and over again. i realized i needed to resume my membership, so i did, and it was still doing the same thing. i reconnected my bank account and now it’s saying I DONT QUALIFY because i “don’t have enough consistent direct deposits” even though i get them to the same bank account every 2 weeks 💀 so now i can’t even refund my subscription payment i just made. this app is stupid as hell. ### 5/5 — It worked *2026-08-17* Not bad. Just had to connect my Wells Fargo account ### 5/5 — I love the service *2026-08-17* I love this service easy and fast ### 2/5 — Payback advance on time *2026-08-14* I missed paying the advance back one time and now it’s like I can’t get another one even tho I know my direct deposits do qualify….. ### 1/5 — Completely useless *2026-08-04* After providing ALL of my personal information, I am informed that my last direct deposit “was not recent enough.” I eas testing the app - my most recent direct deposit was literally TWO DAYS AGO. Makes me feel like the app is a complete scam. ### 4/5 — Very great app *2026-08-02* Love the app and money was put in my account immediately ## Frequently asked questions about Boost Money ### What is Boost Money? Boost Money is a finance app designed to help users build credit, grow savings, and access cash advances. It offers features like interest-free cash advances and credit building through responsible card usage. ### How can Boost Money help me build credit? Boost Money helps build credit by reporting your on-time payments on their secured card to the three major credit bureaus. Responsible use of your Boost Money Card can positively impact your credit history over time. ### What are the savings APY rates for Boost Money? With a Premium subscription ($9.99/month), you can earn 10.00% APY on savings balances up to $1,000 and 3.05% APY on balances over $1,000. Without Premium, the APY is 1.50% on all balances. ### What is BoostCash™? BoostCash™ provides interest-free cash advances up to $500 to help bridge the gap between paydays. The repayment due date is automatically aligned with your next expected paycheck. ### Does Boost Money have ads? Based on the provided data, Boost Money does not contain advertisements. ### What devices does Boost Money support? Boost Money is available on iPhone and iPod devices. ### How often is Boost Money updated? The latest version of Boost Money is 1.1.0, and it was last updated on April 14, 2026. This suggests a relatively recent update cycle. ### Is Boost Money suitable for younger users? Boost Money has an age rating of 17+, indicating it is intended for adult users due to its financial services. ## Version history (last 5 releases) ### 1.4.0 — 2026-09-08 We're constantly improving our app and working on the next exciting features! ### 1.3.0 — 2026-07-28 We're constantly improving our app and working on the next exciting features! ### 1.2.0 — 2026-06-18 We're constantly improving our app and working on the next exciting features! ### 1.1.0 — 2026-04-14 We're constantly improving our app and working on the next exciting features! ### 1.0.0 — 2026-03-09 No release notes. ## More apps by Upgrade, Inc. - [Upgrade - Mobile Banking](https://appshunter.io/ios/app/upgrade-mobile-banking/id1389859093) - [Upgrade Home for Contractors](https://appshunter.io/ios/app/upgrade-home-for-contractors/id1631611913) All apps by Upgrade, Inc.: https://appshunter.io/developer/1389859092 ## Related topics [boost money](https://appshunter.io/ios/topics/boost-money) · [upgrade boost money](https://appshunter.io/ios/topics/upgrade-boost-money) · [instant cash advance plaid](https://appshunter.io/ios/topics/instant-cash-advance-plaid) · [upgrade credit](https://appshunter.io/ios/topics/upgrade-credit) · [upgrade boost cash](https://appshunter.io/ios/topics/upgrade-boost-cash) · [cash advance with plaid](https://appshunter.io/ios/topics/cash-advance-with-plaid) · [new cash advance](https://appshunter.io/ios/topics/new-cash-advance) · [beryllium quick credit](https://appshunter.io/ios/topics/beryllium-quick-credit) · [branch bank](https://appshunter.io/ios/topics/branch-bank) · [credit builder app](https://appshunter.io/ios/topics/credit-builder-app) · [credit builder loan](https://appshunter.io/ios/topics/credit-builder-loan) · [oneblinc](https://appshunter.io/ios/topics/oneblinc) · [rocco cash advance](https://appshunter.io/ios/topics/rocco-cash-advance) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-13.*