# Borcly – Debt & Budget Tracker — Bills, Loans & Money Manager

> Bills, Loans & Money Manager (iPhone/iPad app by Ufuk Terzici.)

- Source: https://appshunter.io/ios/app/borcly-debt-and-budget-tracker/id6757891603 (this page in markdown: same URL + `.md`)
- Developer: [Ufuk Terzici](https://appshunter.io/developer/1869476858)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 69 MB
- Languages: American English
- Released: 2026-03-27
- Data updated: 2026-07-11
- User reviews in markdown: https://appshunter.io/ios/app/borcly-debt-and-budget-tracker/id6757891603/reviews.md

## What is Borcly?

Who do you owe? Who owes you? Borcly puts every debt, bill, and subscription in one place — so you always know exactly where you stand financially.

Track personal loans between friends and family, manage credit card balances, mortgage payments, and installment plans — all in a single, clean dashboard.

— DEBT TRACKING —
- Credit cards, personal loans, mortgages & installments
- Payoff timeline with interest calculator
- Debt snowball & avalanche strategies
- Remaining balance and payment history

— SUBSCRIPTION MANAGER —
- Netflix, Spotify & all your recurring subscriptions
- Renewal date reminders
- Monthly subscription cost overview

— ACCOUNT MANAGEMENT —
- Bank accounts and cash tracking
- Income & expense records
- Transfers between accounts

— AI-POWERED INSIGHTS —
- Personalized financial recommendations
- Spending habit analysis
- Savings opportunity detection

— BANK STATEMENT IMPORT —
- Upload PDF statements
- Automatic transaction recognition
- Smart categorization

— REPORTS & ANALYTICS —
- Export to Excel and PDF
- Monthly & yearly comparisons
- Visual charts and graphs

— SMART REMINDERS —
- Due date alerts before deadlines
- Overdue payment notifications
- Customizable notification times

— SECURITY —
- Face ID & Touch ID protection
- Data encrypted on your device
- Optional cloud backup

Dark mode • Multi-currency support • English & Turkish

Questions? info@borcly.com

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Borcly Premium Monthly | $0.99 | per month |



## Version history (last 2 releases)

### 1.0.1 — 2026-04-08

• Performance improvements and bug fixes
• UI/UX enhancements
• Minor bug fixes and stability improvements

### 1.0 — 2026-03-27

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-11.*