# Boring Budget — Envelope Budgeting & Tracking > Envelope budgeting app for tracking spending and managing finances securely. (iPhone/iPad app by Tyler McCoy.) - Source: https://appshunter.io/ios/app/boring-budget/id6769723818 (this page in markdown: same URL + `.md`) - Developer: [Tyler McCoy](https://appshunter.io/developer/1896682128) - Category: Finance, Productivity - Price: Free - Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 57 MB - Languages: English - Released: 2026-05-19 - Data updated: 2026-06-25 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/boring-budget/id6769723818/reviews.md ## What is Boring Budget? Boring Budget makes budgeting simple by putting you in control of every dollar. Create budget envelopes for your spending categories — groceries, rent, dining, savings — and see exactly where your money goes. Connect your bank accounts securely via Plaid or add transactions manually, then assign them to your envelopes in seconds. FEATURES • Envelope budgeting — allocate every dollar into named budget envelopes • Bank sync — connect checking, savings, credit, and investment accounts via Plaid • Split transactions — divide a single purchase across multiple envelopes • Recurring detection — automatically surfaces subscriptions and recurring charges • Spend & save goals — set targets per envelope and track your progress • Allocation presets — assign transactions to your envelopes in one tap • Reports — visualize spending trends, category breakdowns, and year-over-year comparisons • Transfers — move money between envelopes without changing your total balance • Privacy mode — blur sensitive numbers when others are nearby • Dark mode — full dark theme support • Secure — your bank credentials are never stored; all connections use Plaid's bank-grade encryption New to budgeting? The interactive demo walks you through the full app with sample data before you connect anything real. Boring Budget syncs across web and mobile — your envelopes, transactions, and goals stay up to date everywhere. ## Key features - Envelope budgeting - Secure bank sync via Plaid - Split transactions - Recurring charge detection - Spend & save goals - Spending reports - Privacy mode ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/boring-budget/id6769723818/reviews.md ### 5/5 — Good Budgeting App *2026-06-04* I have been using this app for a few weeks and have found it incredibly useful and easy to use. ## Frequently asked questions about Boring Budget ### How secure is Boring Budget? Boring Budget prioritizes security by never storing your bank credentials. All bank connections are established using Plaid's bank-grade encryption, ensuring your financial data is protected. ### Can I connect my bank accounts to Boring Budget? Yes, Boring Budget allows you to securely connect your checking, savings, credit, and investment accounts through Plaid. You can also add transactions manually if you prefer. ### What is envelope budgeting in Boring Budget? Envelope budgeting involves creating virtual envelopes for different spending categories like groceries or rent. You then allocate your money into these envelopes to precisely track where your funds are going. ### Does Boring Budget have ads? No, Boring Budget is completely ad-free, allowing you to manage your finances without any interruptions. ### What devices does Boring Budget support? Boring Budget is available on iPhone, iPad, and iPod, and also syncs across web platforms, ensuring your financial data is accessible wherever you are. ### How often is Boring Budget updated? The app was last updated on June 6, 2026, with version 1.2.2. This indicates a commitment to ongoing development and improvements. ### Is there a demo available for Boring Budget? Yes, Boring Budget offers an interactive demo with sample data. This allows you to explore the full functionality of the app before connecting any real bank accounts. ### What are the main benefits of using Boring Budget? Users can gain precise control over their spending, set clear financial goals, visualize spending trends through reports, and benefit from secure bank syncing and privacy features. ## Version history (last 3 releases) ### 1.2.2 — 2026-06-06 Bug fixes and performance enhancements ### 1.1.0 — 2026-05-29 Set goals while creating envelopes. Assign a save or spend goal to each envelope as you create it during bank setup — no need to edit them individually afterward. Bulk assign from the inbox. Select multiple transactions and assign them all to an envelope or apply a preset in one tap. Inbox now groups transactions by month. The same collapsible month sections from the Transactions tab are now in the inbox, making it easier to work through a backlog. Transaction history start date is editable in Settings. View and change your import start date from the Settings tab at any time. Smoother bank setup experience. The allocation screen now updates totals when you move between fields rather than while you type, and returning from your bank's app during OAuth sign-in now resumes setup right where you left off. Two-factor authentication flows more naturally during onboarding. Setting up 2FA no longer skips ahead — you'll return to the welcome screen to choose between the demo and getting started for real. Reliability and performance improvements across the app. ### 1.0 — 2026-05-19 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-25.*