# Borrow Money Instantly & Easy — Payday Loan & Paycheck Advance

> Digital platform for instant payday loans and cash advances from various lenders. (iPhone/iPad app by PGI FINANCIAL LIMITED.)

- Source: https://appshunter.io/ios/app/borrow-money-instantly-and-easy/id1622368648 (this page in markdown: same URL + `.md`)
- Developer: [PGI FINANCIAL LIMITED](https://appshunter.io/developer/1622368650)
- Category: Finance
- Price: Free
- Rating: 4.30/5 from 395 App Store ratings · 26 written reviews indexed
- Age rating: 17+
- Requires: iOS 13.0 · 23 MB
- Languages: English
- Released: 2022-05-31
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/borrow-money-instantly-and-easy/id1622368648/reviews.md

## What is Borrow Money Instantly & Easy?

Are you feeling pressed for money these days? Are you looking for a perfect option to borrow money instantly? Our payday loans app was designed to help every consumer in need find a suitable crediting solution. 

Forget about temporary money issues. Many people want to borrow cash without delay. Are there immediate bills you need to pay? Do you struggle to make ends meet and need a helping hand with finances till the next payday? Our borrow money app will allow you to solve urgent disruptions with your funds without having to restrict your expenses to essentials. If you need supplemental money, borrow some cash through this payday loan app.

Forget about the tedious and time-consuming application. Getting a payday advance is so comfortable and fast today. This easy loan app offers a digital application using streamlined technology. A cash advance can be obtained for various needs and purposes in just a few clicks. This is a suitable option to get a pay day advance loan on the web instead of going to the local banks or other crediting institutions. We offer you a high rate of approval as our payday loan app cooperates with a large database of direct lenders.

Among the main advantages referred to a small loan and similar crediting services through our instant cash advance app are:

- Easy and quick access to instant money 24/7
- The fast process to get financing now
- Soft credit inquiry
- Fast loan with no paperwork and faxing
- Cash advance loans for poor credit holders

Our instant advance app offers a more flexible solution tailored to the needs of each client.  A wide network of direct creditors makes it easier to obtain instant loans even for low credit borrowers.

Utilize this money loan app if you are searching for a cash advance in America and can’t wait. This is the best cash loan app that partners with reputable lenders across the country. The lenders may offer you a quick loan within the same business day while the sum of money advance can vary.

Don’t hesitate to receive a payday cash advance here! Get an instant money loan through our app!
 
The minimum loan repayment term is 65 days, maximum – 2 years.
Some personal loans may have a 2.9% to 8% origination fee depending on the creditor. There is no down payment and no prepayment penalty.
APR (Annual Percentage Rate) is a yearly interest rate charged when a client borrows the funds. The APR differs among service providers, while many crediting institutions charge a maximum of 35.99%.

A representative loan example: amount - $1000; term – 3 months; APR – 32%. Your monthly repayment is $351,27. The total amount payable is $1053,81. The total interest is $53,81.

If you are unable to make an on-time payment or you are late on it, make sure you talk to your creditor and try to negotiate the new repayment schedule.

This borrow money app is not a direct payday loan lender. Our instant money loan app is not involved in the crediting process, hence a particular APR will be claimed once you submit your loan request. Credit decisions and terms vary between lenders and are based on the applicant’s credit history, income, employment, etc.

Our same day loan app doesn’t charge any fees. You are not obliged to utilize this money lending service, obtain quick funds, or borrow money until payday through any offer. As you submit your private and financial information for a cash advance through our app, you agree to allow the lenders to verify your data. The citizens of some states may not be eligible for a cash advance.

Our app has many additional perks for consumers. You may enjoy the bills tracker in our loan app. It is useful for borrowers who need a cash advance and want to monitor their weekly or monthly payments. The online calendar in our borrow app will serve as a reminder for you so that you don’t forget to make on-time payments according to your repayment schedule.

## Key features

- Instant cash access 24/7
- Fast financing process
- Soft credit inquiry
- No paperwork or faxing
- Loans for poor credit
- Digital application

## What do users think of Borrow Money Instantly & Easy?

Overall sentiment: negative

**Pros**

- 👍 Fast service
- 👍 Great selection of lenders
- 👍 Completed cash borrowing function

**Cons**

- ⚠️ Scam app warnings
- ⚠️ Data sold to third parties
- ⚠️ Excessive spam (calls, emails, texts)
- ⚠️ No actual loans provided
- ⚠️ Misleading information/false advertisement
- ⚠️ Account hacking/financial loss
- ⚠️ Asked for excessive personal information
- ⚠️ Not available in certain locations (e.g., NY)
- ⚠️ Useless, no offers
- ⚠️ Pending loans never materialize
- ⚠️ Difficulty stopping spam/removing data
- ⚠️ Office closed when trying to contact

**Commonly reported bugs**

- App appears to be a scam
- App sends user to other sites for loans
- App sells personal information
- App spams users with emails and texts
- App may hack bank accounts
- App may cause users to lose money
- App does not provide loans
- App is not instant
- App does not provide offers
- App is not available in certain states
- App requests excessive information

**Most requested features**

- Clear indication of app's true function (referral vs. direct lender)
- Option to remove personal data
- Better communication regarding loan availability/eligibility upfront

## Recent user reviews (10 of 26)

All indexed reviews: https://appshunter.io/ios/app/borrow-money-instantly-and-easy/id1622368648/reviews.md

### 1/5 — Don’t use your phone number when it asks for it!!!!

*2023-12-06*

Now I get scam calls! I literally got over 100 calls today from dead lines and telemarketers!!!!!

### 1/5 — Bozo!

*2023-06-26*

Downloaded the app, it better be a quick and easy process like it say it is! Bozos!

### 1/5 — Pitiful

*2023-02-15, version 1.0*

Horrible & pointless

### 1/5 — DONT DOWNLOAD THIS IS A SCAM

*2023-02-06, version 1.0*

don’t put your information into this app

### 1/5 — Don’t waste time

*2023-01-06, version 1.0*

Nothing more then another spamming site that just keeps sending you to other sites for loans etc. trash

### 1/5 — Not Worth It

*2022-12-28, version 1.0*

I signed up and it just kept spamming me with emails, each email makes it seem like your almost done then when open it , it’s a different site. They’re basically just selling your info and there’s no loan at all and the good ratings are completely fake

### 1/5 — Fake app

*2022-12-11, version 1.0*

Will take your information and send it to fake loan companies worthless

### 1/5 — Scam likely

*2022-11-25, version 1.0*

They ask for wayy to much info no way

### 1/5 — Why?!

*2022-10-16, version 1.0*

I put in all my information all the way up to the page where you get the loan. They tell me not available in NY. Maybe tell me that after I put in my address 3 different times!!!

### 1/5 — SCAM!!!

*2022-08-28, version 1.0*

They asked for you information and shared it with multiple companies. They all say pending but never received the money. They keep sending emails with pending loans. Be carful!!!

**Developer response:** Don't worry, we only use the information for the apply and nowhere else.

## Frequently asked questions about Borrow Money Instantly & Easy

### What is this app for?

This app is designed to help users find suitable crediting solutions for borrowing money instantly. It connects individuals with a network of direct lenders offering payday loans and cash advances to cover urgent financial needs.

### What are the key features of this loan app?

Key features include easy and quick access to instant money 24/7, a fast financing process, soft credit inquiries, and the ability to get fast loans with no paperwork or faxing. It also offers cash advance loans for individuals with poor credit.

### How much does it cost to use this app?

The app itself is free to use. However, lenders may charge origination fees ranging from 2.9% to 8% depending on the creditor, and Annual Percentage Rates (APR) can vary, with many institutions charging up to 35.99%.

### What are the repayment terms for loans obtained through this app?

The minimum loan repayment term is 65 days, and the maximum is 2 years. A representative example shows a $1000 loan over 3 months with a 32% APR resulting in a total repayment of $1053.81.

### Who is this app suitable for?

This app is suitable for individuals in America who are looking for a cash advance and cannot wait for traditional banking solutions. It is particularly helpful for those needing supplemental money to manage finances until their next payday or to cover immediate bills.

## Version history (last 2 releases)

### 2.0 — 2024-02-04

- bug fixes
- new design

### 1.0 — 2022-05-31

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*