# Bountisphere: Budget App — Money Calendar & Bill Planner > Budgeting app and money calendar forecasting cash flow and bank balance. (iPhone/iPad app by Bountisphere, Inc..) - Source: https://appshunter.io/ios/app/bountisphere-budget-app/id6745309794 (this page in markdown: same URL + `.md`) - Developer: [Bountisphere, Inc.](https://appshunter.io/developer/1811709746) - Category: Finance - Price: Free with in-app purchases - Rating: 5.00/5 from 5 App Store ratings · 3 written reviews indexed - Age rating: 4+ - Requires: iOS 17.0 · 75 MB - Languages: American English - Released: 2025-12-11 - Data updated: 2026-10-07 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/bountisphere-budget-app/id6745309794/reviews.md ## What is Bountisphere? Stop guessing. Start knowing. You use a calendar to plan your time — why not your money? Bountisphere is the budget app and money calendar that forecasts your cash flow, so you always know the one thing that matters: "Am I okay next week, next month, even next year?" Most budgeting apps are a scoreboard for the past — telling you that you already spent too much on coffee. But looking backward doesn't calm your anxiety about tomorrow. You don't need another spending tracker. You need a plan. Bountisphere projects your running bank balance up to 2 years into the future. Spot overdrafts before they happen, time your bills perfectly, and know exactly what's "Safe-to-Spend" today. Built for everyday people tired of paycheck-to-paycheck stress, Bountisphere brings calm, clarity, and confidence back to your finances. WHY SWITCH TO A MONEY CALENDAR? • Plan Your Money, Don't Just Track It: See exactly what your bank balance will be based on your upcoming bills and income. No more doing "paycheck math" in your head. • The "Calm Check-In": Stop logging into 5 different bank apps. See your complete financial picture in one tap, check your "Safe-to-Spend" number in seconds, and get on with your day. • End "Bill Timing" Anxiety: You make enough money, but the timing is off. See the visual gaps between your paycheck and your bills so you can adjust before it becomes a problem. POWERFUL NEW & CORE FEATURES: • Secure Sync OR Manual Entry (NEW!): Securely link your checking, savings, and credit cards using bank-level encryption. Prefer to do it yourself? Easily add manual accounts to track unlinked loans, mortgages, or cash. • Debt & Mortgage Simulators (NEW!): Stop guessing how to get out of debt. Use your real numbers to compare the Debt Snowball vs. Debt Avalanche methods, and see how an extra $50 a month can shave years off your mortgage. • Smart Payment Prompts (NEW!): When you pay a credit card from your linked checking account, we'll automatically offer to update the balance to keep your forecast perfectly in sync. • Upgraded AI Money Coach: Your private, 24/7 financial coach — grounded in your real transactions and updated with government economic benchmarks (BLS, Fed, IRS) for hyper-accurate, judgment-free advice. • Shared Profiles for Couples & Families: Plan money together with a partner or household. Each profile stays organized and private to the people you invite. • Goal Tracking: Set savings and debt-payoff goals backed by behavioral psychology that actually helps you stick with them. • Money Mastery: Build your financial confidence with daily trivia and bite-sized lessons. Download Bountisphere today. Plan your money. Ease your mind. TRY BOUNTISPHERE FREE Download today and get 7 days of instant access — no credit card required to start. After your trial, continue forecasting your future for just $7/month, $70/year, or $170 for lifetime access. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Key features - Cash flow forecasting - Bank balance projection - Debt and mortgage simulators - AI money coach - Shared profiles for couples - Goal tracking - Money mastery lessons ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Bountisphere Monthly | $7.00 | per month | | Bountisphere Yearly | $70.00 | per year | ## Recent user reviews (3 of 3) All indexed reviews: https://appshunter.io/ios/app/bountisphere-budget-app/id6745309794/reviews.md ### 5/5 — Plan your spending don’t track it *2026-09-18* LOVE THIS APP! This app has changed my mentality from saving to planning. It’s been so helpful to see everything on the money calendar and have the goals help me manage that spending proactively. I can’t wait to use the newer tax helper it was actually something I told the developer would be valuable and they built it! Highly recommend! ### 5/5 — Loving this app *2026-09-18* Solid budgeting app, easy to use and ton of features already. Love the way it projects spend and balance so I can really understand my finances. ### 5/5 — A great budget and personal finance tool *2026-09-14* I use this app regularly in conjunction with a basic checkbook app and it’s great. I have a few accounts connected here and it shows me balances at a glance. I’m able to get some good insights into where my money is going. That makes keeping track of things much easier, and I am all about it. ## Frequently asked questions about Bountisphere ### Does Bountisphere have ads? No, Bountisphere does not contain advertisements. It is ad-free, allowing for an uninterrupted financial planning experience. ### What is the cost of Bountisphere? Bountisphere offers a 7-day free trial. After the trial, you can choose a monthly subscription for $7.00, a yearly subscription for $70.00, or a lifetime access plan for $170.00. ### How secure is Bountisphere's bank syncing? Bountisphere uses bank-level encryption to securely link your checking, savings, and credit card accounts. Manual entry is also an option for unlinked accounts. ### Can I use Bountisphere with my partner? Yes, Bountisphere features shared profiles for couples and families, allowing you to plan money together while keeping individual profiles organized and private. ### What kind of financial advice does Bountisphere offer? Bountisphere includes an AI Money Coach that provides judgment-free advice grounded in your real transactions and updated with government economic benchmarks for hyper-accurate insights. ### How often is Bountisphere updated? The latest version of Bountisphere is 2.4, and it was last updated on September 24, 2026. Updates typically bring new features and improvements. ### What devices support Bountisphere? Bountisphere is available on iPhone and iPad devices, making it accessible for users on the Apple ecosystem. ### What are Bountisphere's savings and debt goals like? Bountisphere helps you set savings and debt-payoff goals backed by behavioral psychology. This approach is designed to help you stick with your financial objectives. ## Version history (last 5 releases) ### 2.4 — 2026-09-24 - Money Coach attachments — You can now share screenshots or PDF statements with the Coach for help with specific transactions. - Spending Spotlights — Highlight a single category like groceries on your Money Calendar to see exactly when and where you spent. - Visual Trends — Ask the Money Coach to draw a chart of your spending trends or your debt falling toward zero. ### 2.3.9 — 2026-09-11 - Try 7 days free when you connect your first account—no credit card required. - Track buy-now-pay-later installments (Klarna, Affirm) to project cash flow. - Coach now creates bi-weekly/quarterly budgets from real questions. - Removed green background tint on healthy days for clearer budget visibility. - Fixed keyboard hiding the "Save" button when logging payments or accounts. ### 2.3.8 — 2026-09-08 - Safe to spend — Tap this new button on the Money Calendar to see exactly how much you can spend today without knocking your future plan off course. - Switch profiles easily — You can now jump between your personal and shared household profiles directly from the account menu. - Smarter Money Coach — The Coach now gives you exact steps to manage your subscription based on how you pay and can help you set up any budget schedule. - Accurate Budget suggestions — We simplified how we suggest matches between your bank transactions and Budget items so you can decide with one tap. ### 2.3.7 — 2026-08-19 *Smarter Budget rolling—Unmatched budget items now roll forward more intelligently to today automatically so nothing gets stranded. *Improved Money Coach—The Coach now replies word-by-word with a sharper AI model and explains categories in plain language. ### 2.3.6 — 2026-08-12 Spending Trends Report — See your spending by category over the last three years to spot patterns. Better Imports — Bring in your history from other apps or spreadsheets via csv. Narrated Tour — Listen to a guided walkthrough of your Budget and Money Calendar to help you get the most out of Bountisphere. Smart Debt Sorting — View your highest-rate credit cards first to focus on what costs you most. Calendar Swiping — Move between days on your mobile calendar with a simple swipe. ## Apps similar to Bountisphere | App | Rating | Price | Category | | --- | --- | --- | --- | | [Paykeep: Budget by Paycheck](https://appshunter.io/ios/app/paykeep-budget-by-paycheck/id6793523385) | — | Free | Finance | | [NOKORI - Survival Budget App](https://appshunter.io/ios/app/nokori-survival-budget-app/id6761115399) | — | Free | Finance | | [Pfynn](https://appshunter.io/ios/app/pfynn/id6758467077) | — | Free | Finance | | [Paycheck Pilot](https://appshunter.io/ios/app/paycheck-pilot/id6758504278) | — | Free | Finance | | [The Collextion: Balance](https://appshunter.io/ios/app/the-collextion-balance/id6752877141) | 5.0 (3) | $0.99 | Finance | | [LazyBudget: What's Left](https://appshunter.io/ios/app/lazybudget-whats-left/id6758898421) | 5.0 (1) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-07.*