# Bountisphere: Budget Planner — Money Calendar & Cash Flow

> Money Calendar & Cash Flow (iPhone/iPad app by Bountisphere, Inc..)

- Source: https://appshunter.io/ios/app/bountisphere-budget-planner/id6745309794 (this page in markdown: same URL + `.md`)
- Developer: [Bountisphere, Inc.](https://appshunter.io/developer/1811709746)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.6 · 61 MB
- Languages: American English
- Released: 2025-12-11
- Data updated: 2026-08-27
- User reviews in markdown: https://appshunter.io/ios/app/bountisphere-budget-planner/id6745309794/reviews.md

## What is Bountisphere?

Stop guessing. Start knowing. You use a calendar to plan your time — why not your money?

Bountisphere is the budget planner and money calendar that forecasts your cash flow, so you always know the one thing that matters: "Am I okay next week, next month, even next year?"

Most budgeting apps are a scoreboard for the past — telling you that you already spent too much on coffee. But looking backward doesn't calm your anxiety about tomorrow. You don't need another spending tracker. You need a plan.

Bountisphere projects your running bank balance up to 2 years into the future. Spot overdrafts before they happen, time your bills perfectly, and know exactly what's "Safe-to-Spend" today.

Built for everyday people tired of paycheck-to-paycheck stress, Bountisphere brings calm, clarity, and confidence back to your finances.

WHY SWITCH TO A MONEY CALENDAR?

• Plan Your Money, Don't Just Track It: See exactly what your bank balance will be based on your upcoming bills and income. No more doing "paycheck math" in your head.

• The "Calm Check-In": Stop logging into 5 different bank apps. See your complete financial picture in one tap, check your "Safe-to-Spend" number in seconds, and get on with your day.

• End "Bill Timing" Anxiety: You make enough money, but the timing is off. See the visual gaps between your paycheck and your bills so you can adjust before it becomes a problem.

POWERFUL NEW & CORE FEATURES:

• Secure Sync OR Manual Entry (NEW!): Securely link your checking, savings, and credit cards using bank-level encryption. Prefer to do it yourself? Easily add manual accounts to track unlinked loans, mortgages, or cash.

• Debt & Mortgage Simulators (NEW!): Stop guessing how to get out of debt. Use your real numbers to compare the Debt Snowball vs. Debt Avalanche methods, and see how an extra $50 a month can shave years off your mortgage.

• Smart Payment Prompts (NEW!): When you pay a credit card from your linked checking account, we'll automatically offer to update the balance to keep your forecast perfectly in sync.

• Upgraded AI Money Coach: Your private, 24/7 financial coach — grounded in your real transactions and updated with 2026 government economic benchmarks (BLS, Fed, IRS) for hyper-accurate, judgment-free advice.

• Shared Profiles for Couples & Families: Plan money together with a partner or household. Each profile stays organized and private to the people you invite.

• Goal Tracking: Set savings and debt-payoff goals backed by behavioral psychology that actually helps you stick with them.

• Money Mastery: Build your financial confidence with daily trivia and bite-sized lessons.

Download Bountisphere today. Plan your money. Ease your mind.

TRY BOUNTISPHERE FREE
Download today and start your free 7-day trial to take your financial peace of mind anywhere. After your trial, continue forecasting your future for just $7/month or $70/year.


Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Bountisphere Monthly | $7.00 | per month |
| Bountisphere Yearly | $70.00 | per year |



## Version history (last 5 releases)

### 2.3.7 — 2026-08-19

*Smarter Budget rolling—Unmatched budget items now roll forward more intelligently to today automatically so nothing gets stranded.
*Improved Money Coach—The Coach now replies word-by-word with a sharper AI model and explains categories in plain language.

### 2.3.6 — 2026-08-12

Spending Trends Report — See your spending by category over the last three years to spot patterns.
Better Imports — Bring in your history from other apps or spreadsheets via csv.
Narrated Tour — Listen to a guided walkthrough of your Budget and Money Calendar to help you get the most out of Bountisphere.
Smart Debt Sorting — View your highest-rate credit cards first to focus on what costs you most.
Calendar Swiping — Move between days on your mobile calendar with a simple swipe.

### 2.3.5 — 2026-07-27

Fixed a little bug in our Reconnect Accounts feature. All good now!

### 2.3.4 — 2026-07-23

We had a little bug in the feature to add a one-time budget item (like going to see the new Odyssey movie!). All fixed now.

### 2.3.3 — 2026-07-16

We polished the Money Calendar a bit more, keeping it clean and easy to use, but also informative.

## Related topics

[cash flow planner](https://appshunter.io/ios/topics/cash-flow-planner)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*