# BOV 3D Secure > Secure online card purchases with authentication via passcode or biometrics. (iPhone/iPad app by Bank of Valletta plc.) - Source: https://appshunter.io/ios/app/bov-3d-secure/id1556025166 (this page in markdown: same URL + `.md`) - Developer: [Bank of Valletta plc](https://appshunter.io/developer/484470119) - Category: Finance - Price: Free - Rating: 1.00/5 from 1 App Store ratings · 19 written reviews indexed - Age rating: 4+ - Requires: iOS 12.0 · 51 MB - Languages: American English - Released: 2021-04-07 - Data updated: 2026-07-07 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/bov-3d-secure/id1556025166/reviews.md ## What is BOV 3D Secure? The BOV 3D Secure app is downloadable to smart devices and will enable the user to effect online purchases with a Bank of Valletta debit or credit card. The app is simple to use: The first step is to download the BOV 3D Secure app and install it on your smart device You will then need to enrol the Bank of Valletta debit or credit card that you will use to effect online purchases. This is a one time process since once you enrol one card all your Bank of Valletta cards, that may be used for online purchases will be automatically enrolled to the 3D Secure app. During the enrolment process you will set an authentication passcode that will be used to authenticate you online purchases via the app - alternatively you can choose to set up biometric authentication by means of fingerprint, if your device supports the feature. Once the one-time enrolment process is complete, you are set to start shopping online: When checking out purchases over a certain amount, at certain merchants, the payment screen will ask you to authenticate the purchase; Simultaneously you will receive a push notification on your smart device which will prompt you to access the BOV 3D Secure app to authenticate the transaction either by passcode (established during enrollment) or biometrically, by means of your fingerprint. The app will then advise that authentication is successful and you will be able to tap the "proceed" button on the payment screen to complete your purchase. If you are in an area of no reception, or your device is not connected to an internet/data service, the payment screen will prompt you to scan a QR Code which will automatically launch the BOV 3D Secure app on your phone and following authentication a 6 digit code will be displayed. This code is to be inserted in the designated field on the payment screen. Following that simply tap the "proceed" button on the payment screen to complete your purchase. Important information Bank of Valletta will not contact you because you are using the app. So please stay alert to emails, text messages or phone calls that appear to be from us. Criminals may try to trick you into giving them sensitive personal or account information. Any suspicious communications or transactions should always be reported to Bank of Valletta immediately by calling the number on the reverse of your card, thus enabling immediate remedial action to be taken as necessary. ## Key features - Online purchase authentication - Card enrollment - Passcode authentication - Biometric (fingerprint) authentication - QR code authentication for offline use - Push notifications for transactions ## Recent user reviews (10 of 19) All indexed reviews: https://appshunter.io/ios/app/bov-3d-secure/id1556025166/reviews.md ### 1/5 — Terrible app *2025-12-17, version BOV 3D Secure 1316 (1.3.241)* This is ruining my Christmas as I have been unable to make online payments for the past 4 days due to errors with the app. I feel this is a deliberate act to prevent customers from spending their own money! ### 1/5 — Absolutely useless App *2025-10-01, version 1.3* Does not work ### 1/5 — Stopped working after update to iOS 18 *2024-12-08* After update to iOS 18 this application stopped responding to verification requests from paying providers. Can’t use cards. ### 1/5 — Usless *2024-07-30, version 1.3* Completely useless..not fit for purpose. Does not scan card and even after entering numbers manually…no confirmation SMS received…yet BOV receive mine no problem. As a result cannot purchase online. Useless. ### 1/5 — Broken, awful user experience *2023-12-04, version 1.3* The worst app and user experience i have ever used in 12 years of having an iPhone. ### 1/5 — Constantly crashes and doesn’t approve transactions *2023-06-15, version 1.3* I have called the bank several times and their only solution is to uninstall and install again and them reactivating your account. Takes ages for them to pick up the call and doing all this process EACH time which for me was pretty much daily on iphone! ### 1/5 — Useless App *2023-03-10, version 1.3* Rubbish and full of bugs ### 1/5 — Useless *2023-01-12* Trying to use this app is impossible. It never operates as it should. Face recognition never works. ### 1/5 — Dud upgrade. Don’t *2022-12-14, version 1.3* Same problem I am forced to update the app and now the push notification is gone and I cannot top up or pay for things. Please improve tech support… ### 1/5 — It crashes and I can’t approve a transaction! *2022-11-28, version 1.3* Really bad ## Frequently asked questions about BOV 3D Secure ### How do I enroll my card in BOV 3D Secure? Download and install the BOV 3D Secure app on your smart device. During the enrollment process, you will set an authentication passcode or choose to set up biometric authentication if your device supports it. Once one card is enrolled, all your eligible Bank of Valletta cards will be automatically enrolled. ### What happens if I don't have internet reception when making a purchase with BOV 3D Secure? If you are in an area with no reception, the payment screen will prompt you to scan a QR Code. This will launch the BOV 3D Secure app, and after authentication, a 6-digit code will be displayed. You will then insert this code into the designated field on the payment screen to complete your purchase. ### Is BOV 3D Secure safe to use? The app is designed to enhance the security of your online purchases. Bank of Valletta will not contact you regarding the app, so stay alert to suspicious communications. Report any suspicious communications or transactions immediately to Bank of Valletta. ### What devices are supported by BOV 3D Secure? The BOV 3D Secure app is downloadable to smart devices, including iPhones, iPads, and iPods. ### How often is BOV 3D Secure updated? The latest version of BOV 3D Secure is 1316 (1.3.241), which was last updated on October 29, 2025. Updates ensure the app remains secure and functional. ### What is the user sentiment for BOV 3D Secure? User sentiment appears to be low, with the app currently holding a rating of 1.0 stars from 1 rating. This indicates potential areas for improvement based on user feedback. ### Can I use BOV 3D Secure for all my online purchases? The app enables you to effect online purchases with a Bank of Valletta debit or credit card. Authentication is required for purchases over a certain amount at certain merchants. ## Version history (last 3 releases) ### BOV 3D Secure 1316 (1.3.241) — 2025-10-29 Minor update. ### 1.3 — 2022-11-16 General upgrade fixes bugs of previous app versions. ### 1.0 — 2021-04-07 No release notes. ## Apps similar to BOV 3D Secure | App | Rating | Price | Category | | --- | --- | --- | --- | | [Nuran Pay](https://appshunter.io/ios/app/nuran-pay/id6446177794) | 1.8 (56) | Free | Finance | | [ACE Money Transfer](https://appshunter.io/ios/app/ace-money-transfer/id1290922727) | 4.8 (894) | Free | Finance | | [Moneybase](https://appshunter.io/ios/app/moneybase/id1614797633) | 3.0 (8) | Free | Finance | | [myAPS](https://appshunter.io/ios/app/myaps/id1454207441) | 4.0 (2) | Free | Finance | | [TransferGo: Money Transfer](https://appshunter.io/ios/app/transfergo-money-transfer/id1110641576) | 4.7 (511) | Free | Finance | | [Remit Choice](https://appshunter.io/ios/app/remit-choice/id1502684794) | 4.1 (88) | Free | Finance | ## More apps by Bank of Valletta plc - [BOV Mobile](https://appshunter.io/ios/app/bov-mobile/id484470116) All apps by Bank of Valletta plc: https://appshunter.io/developer/484470119 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-07.*