# BPI BanKo Mobile App > Digital banking for savings, loans, payments, and money transfers. (iPhone/iPad app by Bank of the Philippine Islands.) - Source: https://appshunter.io/ios/app/bpi-banko-mobile-app/id1401097498 (this page in markdown: same URL + `.md`) - Developer: [Bank of the Philippine Islands](https://appshunter.io/developer/459690073) - Category: Finance - Price: Free - Rating: 3.50/5 from 6 App Store ratings · 55 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 88 MB - Languages: American English - Released: 2024-12-18 - Data updated: 2026-08-15 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/bpi-banko-mobile-app/id1401097498/reviews.md ## What is BPI BanKo Mobile App? Mas pinadali ang pagbabangko sa BanKo Mobile app. Click, swipe, tap – so easy and hassle-free. Higit sa lahat, panatag ka dito kasi it’s powered by BPI! Download the app today to open an account or apply for a loan! • Todo Savings, an easy-to-open digital savings account that gives you high interest at 5% p.a. • NegosyoKo Loan, para sa mga business owners na may maliit na negosyo. Simpleng requirements, mababang interest at mabilis ang approval. • PondoKo Savings, PISO lang may savings account ka na! Pwede ring gawin ang mga services na ito ayon sa iyong banking needs. • Buy Load – ‘Di na kailangang pumunta sa loading stations. Pwede for all networks anytime, anywhere. • Pay Bills – Bayaran ang mga bills gamit lang ang cellphone. May confirmation reference number na magsisilbing resibo ng bayad. • Send Money - LIBRENG padala to any local bank account or ewallet via Instapay • Pay Loan – Magbayad ng NegosyoKo Loan gamit ang BanKo Mobile app. Recorded agad ang iyong loan payment. For any concerns, you may email us at BanKo_ContactCenter@bpi.com.ph or call our BanKo Hotline Number (02) 8819-6728, Mondays to Fridays, 8:30am to 5:30pm Regulated by the Bangko Sentral ng Pilipinas Deposits are insured by PDIC up to Php 1,000,000 per depositor. ## Key features - Open digital savings accounts - Apply for business loans - Buy load for all networks - Pay bills conveniently - Free money transfers via Instapay - Loan payment tracking ## Recent user reviews (10 of 55) All indexed reviews: https://appshunter.io/ios/app/bpi-banko-mobile-app/id1401097498/reviews.md ### 1/5 — Unable to LOGIN!! *2026-07-30* What happen again BPI BANKO App? Why there is always a problem with your MOBILE BANKo App!! Again it’s down!! Was it only me who has this issue????????????? ### 1/5 — Banko mobile app *2026-06-24, version 16* The BPI banko services is good but their app s*cks! Having a system downtime without prior notice, you have to call their cx support pa. Then I tried several attempts to log in, palaging may error. The biometrics is not supported. ### 3/5 — The UI is simple but still requires some improvements. *2026-06-18, version 16* The overall experience is positive; the interface is straightforward and user-friendly. However, the icons appear pixelated (Devs and QAs should address this). Additionally, there is no option to hide or display the balance, nor to hide the blur app when running in the background. Introducing these features could enhance security. ### 2/5 — The UI and UX is terrible *2026-06-13, version 16* I can’t even copy my account number or hide my balance, there’s no button for it. There’s a keyboard for searching banks but it doesn’t work. UI looks terrible. ### 1/5 — Log-in Issues *2026-06-10, version 16* I just opened an Account this afternoon and apparently I couldn’t log in tonight. I have an important transaction to make and I’m so frustrated right now. Improve your service! ### 5/5 — Glad to find you *2026-06-05* I am glad to have found the Banko for my savings. Will recommend it to my friends and family. ### 3/5 — Was interested and now getting disappointed *2026-05-26, version 15* Just created account this morning and was planning to start depositing. Upon opening the app, i could not get in. No error notification and no display upon clicking login button. I dont even know whats happening. This makes me think twice investing in this platform bec the app is poorly built and qa’d. I even wanted to help by submitting an issue but it does not have a feedback mechanism where i can submit an issue. ### 5/5 — Best Loan and Savings App *2026-05-05, version 15* BPI subsidiary so you know it’s safe and secure. I love TODO savings where you can earn 5% for up to 1M deposit. Current app is quite clunky but products are really gooood! ### 2/5 — “Recent Transaction” is very confusing *2026-05-01, version 15* sent wrong money in multiple accounts due to confusing UI in the recent transaction.. Atleast prioritize the favorate contacts instead of the recent ones. ### 2/5 — many bugs *2026-04-16, version 15* FaceID does not work, always getting an error. had to always key in may user and password which is very tiresome from a user’s persective. app is also quite laggy and experience is not as smooth as the main bpi app. after adding a profile picture, it disappears after logout and login. hope additional improvements to come soon (will modify my rating after) ## Frequently asked questions about BPI BanKo Mobile App ### How can I open an account with BanKo Mobile App? You can open a savings account directly through the BanKo Mobile App. The app offers easy-to-open digital savings accounts like Todo Savings and PondoKo Savings, allowing you to start saving with minimal requirements. ### What types of loans are available on BanKo Mobile App? The app offers the NegosyoKo Loan, designed for small business owners. It features simple requirements, low interest rates, and fast approval processes, making it accessible for entrepreneurs. ### Is sending money free with BanKo Mobile App? Yes, sending money to any local bank account or e-wallet via Instapay is completely free when using the BanKo Mobile App. This allows for convenient and cost-effective transfers. ### How secure is the BanKo Mobile App? The app is powered by BPI, a reputable financial institution. Deposits are insured by PDIC up to Php 1,000,000 per depositor, and the app is regulated by the Bangko Sentral ng Pilipinas, indicating a strong focus on security and compliance. ### What are the customer support hours for BanKo Mobile App? For any concerns, you can reach out via email at BanKo_ContactCenter@bpi.com.ph or call their hotline at (02) 8819-6728. Support is available from Mondays to Fridays, 8:30 AM to 5:30 PM. ### Does BanKo Mobile App have ads? No, the BanKo Mobile App does not contain advertisements. Users can enjoy a seamless banking experience without interruptions from ads. ### What is the interest rate for savings accounts on BanKo Mobile App? The Todo Savings account offers a high interest rate of 5% per annum. This provides a competitive return for users looking to grow their savings digitally. ### On which devices can I use the BanKo Mobile App? The BanKo Mobile App is available for iPhone and iPod devices. This ensures accessibility for users within the Apple ecosystem. ## Version history (last 5 releases) ### 16 — 2026-06-04 We have upgraded to the latest Apple version to ensure improved stability enhanced security and Optimized performance. ### 15 — 2026-03-27 Enhancement on Push Notifications and In-App Messages ### 13 — 2025-12-15 PDIC seal updated ### 12 — 2025-04-28 1. A new and improved format para sa SOA 2. Removed hyperlinks sa in-app message for loan re-availments 3. Masking of account number adjusted to 4-digits para safe ang transactions 4. Personal information removed in My Page screen para protektado ang inyong account 5. Updated the PDIC deposits up to P1 Million ### 11 — 2025-03-27 1. A new and improved format para sa SOA 2. Removed hyperlinks sa in-app message for loan re-availments 3. Masking of account number adjusted to 4-digits para safe ang transactions 4. Personal information removed in My Page screen para protektado ang inyong account 5. 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User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-15.*