# BPI

> Mobile banking app for account management, payments, transfers, and investments. (iPhone/iPad app by Bank of the Philippine Islands.)

- Source: https://appshunter.io/ios/app/bpi/id6443950982 (this page in markdown: same URL + `.md`)
- Developer: [Bank of the Philippine Islands](https://appshunter.io/developer/459690073)
- Category: Finance, Business
- Price: Free
- Rating: 4.80/5 from 15,916 App Store ratings · 542 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 196 MB
- Languages: American English
- Released: 2023-02-26
- Data updated: 2026-08-27
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/bpi/id6443950982/reviews.md

## What is BPI?

Welcome to the BPI app, a versatile and user-friendly app that puts the power of online banking at your fingertips. Our mobile banking app lets you access your accounts, transfer funds, pay bills, and more, all from the comfort of your mobile device.

FAST ONLINE ACCOUNT OPENING
1 government ID and 5 minutes are all you need to open a BPI savings account. Open an account with your Passport, Driver's License, Postal ID, SSS ID, PRC ID, or UMID. No need to go to the branch. Once the account is opened, you can immediately access BPI online banking services!

NOW ALSO YOUR E-WALLET WITH QR PAYMENTS
Skip the cash-in, scan any QR Ph in stores to pay straight from your BPI app!

EASY MONEY TRANSFERS
Easily transfer money between your BPI accounts, or send money to other BPI account holders. You can also transfer funds to other local banks and e-wallets via PesoNET and InstaPay. Set up Favorites to save time.

SCHEDULED TRANSACTIONS
Create scheduled transactions to billers, fund transfers to BPI accounts and other banks, and load to prepaid cards ahead of time so you don't miss due dates. You can set the frequency to one-time, monthly, and quarterly.

TRACK & PLAN
This AI-powered feature is your very own personal finance manager! Achieve your financial goals with expert money advice and alerts. The more you use the BPI app, the more useful advice you get!

ACCOUNT QR CODES
No need to share account numbers. Send and receive money more securely when you generate QR codes for your accounts and scan or upload QR codes for recipients' accounts. Newly-generated personal QR codes now show the InstaPay logo at the center. 

INVESTMENT SERVICES
Grow your wealth and secure your future with our BPI’s investment offerings. Open an investment account, view and manage your funds in one place so you can stay on top of your financial goals. For added convenience, set up and amend your Regular Subscription Plan (RSP). 

CUSTOM TRANSACTION LIMITS
Enjoy the extra layer of security that comes with setting amount limits for different transactions. Adjust your limits on a daily basis, depending on your needs.

MOBILE KEY FOR AUTHORIZING TRANSACTIONS
No more waiting for OTPs via SMS. Securely authorize your transactions using Mobile Key within the BPI app, made even easier with your device's biometric credentials.

AVAIL PERSONALIZED OFFERS
As a BPI customer, you'll also enjoy personalized offers and rewards through our app. We'll provide you with exclusive rewards and promotions based on your spending habits, making it easy to save money and get the most out of your finances.

BANK SERVICES WITHOUT GOING TO THE BRANCH
You can also request other services with just a few taps:
- Order Debit Card
- Open a New Account
- Open a Time Deposit Account
- Reorder Checkbook
- Stop Check Payment Order
- Avail Credit-to-Cash and Balance Conversion for Credit Cards, available to select customers
- Permanently Block Debit or Credit Card
- Temporarily Block and Unblock Debit or Credit Card
- Download your Statement of Account
- Download Wealth Portolfio Accounts Statements
- Update Mobile Number
- Manage Trusted Devices
- Check deposit, available to select customers
- Cardless Withdrawal
- Buy and Sell USD 

About BPI
As one of the largest banks in the Philippines, The Bank of the Philippine Islands has a long-standing reputation for providing reliable and trustworthy financial services to our customers. BPI is FinanceAsia's Best Financial Company 2023 and Best Overall Company in the Philippines 2023.

At BPI, we're committed to providing reliable and trustworthy financial services to our customers. That's why our app is packed with robust security features to protect your transactions, ensuring that your information is always safe and secure. And with regular updates and new features added all the time, you can be sure that the BPI mobile banking app will continue to evolve and improve to meet your needs.

Download the app today and make every day better with BPI.

## Key features

- Online account opening
- QR payments
- Money transfers
- Scheduled transactions
- AI personal finance manager
- Investment services
- Mobile key for authorization

## What do users think of BPI?

Overall sentiment: negative

**Pros**

- 🚀 Smooth transfer experience
- 🔒 Secure authentication
- 👍 Convenient mobile banking
- 🙌 Improved app design

**Cons**

- 🐛 Frequent crashes
- 🤯 Frustrating registration process
- 🤔 Confusing UI changes
- 🙅‍♀️ Not OFW-friendly
- 💔 Downgrade from previous app

**Commonly reported bugs**

- Unable to register device
- OTP not received
- Transactions not processing
- Compatibility issues with newer devices

**Most requested features**

- Allow multiple device registration
- Provide email-based OTP option
- Restore copy-paste functionality
- Add dark mode option

## Recent user reviews (10 of 542)

All indexed reviews: https://appshunter.io/ios/app/bpi/id6443950982/reviews.md

### 5/5 — Great app

*2026-08-16, version 18.1*

Love this app! Make my banking experience easy using my phone! User friendly and very convenient!

### 2/5 — Unreliable!

*2026-08-12, version 18.1*

From 5-star rating down to just 2 stars. Napaka-unreliable, always merong downtime. Bilang OFW napakahirap na may kailangan akong ipadalhan ng pera tapos biglang unable to transfer or what.

### 5/5 — No stress

*2026-08-12, version 18.1*

Easy to make transactions.

### 5/5 — Best bank app

*2026-08-09, version 18.1*

No hustle on sending money while abroad.

### 1/5 — No notif or emails on deduction of funds

*2026-08-05, version 18.1*

Notifies when asking for payment, but doesn’t when they deduct.

### 1/5 — Failed transaction

*2026-08-02, version 18.1*

My recent payment to maya did not push through

### 5/5 — BPI

*2026-08-01, version 18.1*

Easy to use, reliable

### 5/5 — Trusted

*2026-07-31, version 18.1*

I will trust bpi online banking to all my transaction everytime. Cheers

### 1/5 — App hindi mag bukas sa iPhone

*2026-07-30, version 18.1*

Please help? Ginawa ko na lahat nakaka sira ng araw

### 2/5 — Remittance

*2026-07-27, version 18.1*

I have recently made a transaction that I received in my account then all of a sudden its gone! The hassle part is that as an OFW, my otp is in my phil number which hard to access when Im abroad. Why is this so hard to do? Cant otp be send thru email? Everything is a hassle.

## Frequently asked questions about BPI

### What can I do with the BPI app?

The BPI app allows you to manage your bank accounts online, including opening new accounts, transferring funds between your accounts or to other banks, paying bills, and using QR payments for purchases. It also offers investment services and AI-powered financial planning tools.

### How do I open a new account with the app?

You can open a BPI savings account in just 5 minutes using one government ID, without needing to visit a branch. Accepted IDs include Passport, Driver's License, Postal ID, SSS ID, PRC ID, or UMID. Once opened, you gain immediate access to BPI online banking services.

### Is the app free to use?

Yes, the BPI app is free to download and use. There are no subscription fees or in-app purchases mentioned for its core banking functionalities.

### How does the app secure my transactions?

The app offers enhanced security through features like Mobile Key, which allows you to authorize transactions within the app using your device's biometric credentials, eliminating the need for SMS OTPs. You can also set custom transaction limits for an extra layer of security.

### Can I use the app for investments?

Yes, the app provides access to BPI's investment offerings. You can open an investment account, view and manage your funds, and set up or amend your Regular Subscription Plan (RSP) directly through the application.

## Version history (last 5 releases)

### 18.1 — 2026-06-22

We've fixed a few things behind the scenes for you. Update your BPI app today for a smoother and more reliable experience.

### 18.0 — 2026-06-08

Experience a more convenient way to bank with the latest BPI app updates:​
​
Faster digital account opening – New to BPI? We’ve made it quicker and easier to open your first BPI account directly in the app.​ No maintaining balance required.
​
All‑new Accounts page – Enjoy improved navigation and a clearer overview of your accounts for easier banking.​
​
Update now and experience the new BPI app today.

### 17.0 — 2026-03-25

Enjoy added convenience with MORE billers now available on the BPI app!​
​
Keep your app updated to enjoy the latest feature.

### 16.0 — 2026-01-26

A faster way to pay your bills: tap 'Pay Bills' and immediately see the list of your favorite billers.​

You can now view your e-SOA for your Ka-Negosyo Credit Line. Find it under 'My Statements’​

Detect unauthorized access to your account by tracking your login activity. Go to 'More' and tap 'Security'

### 15.1 — 2025-12-17

Update your BPI app now for an even better experience:
- Keep your account secure by updating your password and email address whenever needed. Go to 'More' and select 'Security.'
- Personalize your experience by renaming your BPI account Favorites. 
- Stay on top of your spending by viewing floating credit card transactions right on the app.

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## More apps by Bank of the Philippine Islands

- [BPI Asset Management Research](https://appshunter.io/ios/app/bpi-asset-management-research/id793066938)
- [BPI BizLink](https://appshunter.io/ios/app/bpi-bizlink/id1143391449)
- [BPI Mobile](https://appshunter.io/ios/app/bpi-mobile/id1351734142)
- [BPI BanKo Mobile App](https://appshunter.io/ios/app/bpi-banko-mobile-app/id1401097498)
- [BPI Bizko](https://appshunter.io/ios/app/bpi-bizko/id1589740001)
- [VYBE by BPI](https://appshunter.io/ios/app/vybe-by-bpi/id1621461906)

All apps by Bank of the Philippine Islands: https://appshunter.io/developer/459690073

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*