# Branch Insurance — Bundled home & auto insurance

> Digital insurance provider for home, auto, and other coverages with community discounts. (iPhone/iPad app by Branch Financial, Inc..)

- Source: https://appshunter.io/ios/app/branch-insurance/id1437502167 (this page in markdown: same URL + `.md`)
- Developer: [Branch Financial, Inc.](https://appshunter.io/developer/1437502166)
- Category: Finance
- Price: Free
- Rating: 3.61/5 from 46 App Store ratings · 17 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.6 · 82 MB
- Languages: English
- Released: 2019-08-04
- Data updated: 2026-08-05
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/branch-insurance/id1437502167/reviews.md

## What is Branch Insurance?

Branch® is an insurance company that uses data and technology to make insurance easier to buy and less expensive for all. With Home, Auto, Umbrella, Renter’s, Motorcycle, Boat, and ATV coverages available, we make it easy to get the great coverage you need with the savings you deserve.

Through our instant-bind process, we can get you covered in seconds. We can even bundle your home and auto insurance in as little as 37 seconds—something that can take hours with other insurance companies—while letting you customize your coverages exactly to your needs. With a nearly 5-star rating on Trustpilot, we’ve saved customers an average of $548* per year.

At Branch, we believe deeply in the power of community to make insurance better, cheaper, and more accessible for all. That’s why we design programs that leverage the power of community to help our members. Like our MyCommunity® Discount (available in participating states) which pays members for sharing Branch and helping us grow. Finally, there’s SafetyNest® - a Branch-run 501(c)(3) nonprofit built to protect those struggling with their insurance payments. For us, it’s all about restoring insurance to its original intent - a force for communal good - a way to get back to getting each other’s back.

Learn more at www.branch.com

Use the Branch app to:

- Access your ID cards anywhere, even offline
- Get roadside assistance, even for cars that aren’t covered by Branch
- File a new claim
- Manage your account, see what coverages you have, and access your insurance documents
- Update your payment information, and see when your next payment is due
- Get support through live chat, phone, or email
- Complete your inventory on your own time
- Build up your community and earn discounts and gift cards by inviting friends to Branch and having them vouch for you and receive the Community Pledge™ (participating states only)
- Enable Community Drive® to save money for safe driving

Thanks for being part of our community.

Have feedback or suggestions? Shoot us an email at support@ourbranch.com

*Savings examples are based on actual members' responses to a self-reported survey taken in 2021.

## Key features

- Instant insurance quotes
- Bundled home and auto insurance
- Access ID cards offline
- Roadside assistance
- File claims
- Manage account and documents
- Community discounts

## Recent user reviews (10 of 17)

All indexed reviews: https://appshunter.io/ios/app/branch-insurance/id1437502167/reviews.md

### 1/5 — Avoid

*2026-04-29*

I personally can't recommend a company who reaches out and continues to message after you never signed up.

### 2/5 — App perpetually loads

*2025-12-16*

No matter what I do no matter how many times I reset this app it just perpetually loads and doesn’t ever show me community drives or my insurance cards or anything like that.

### 2/5 — Red Notification Dot

*2025-07-08*

The red notification dot is ALWAYS on. I’ve logged out - I’ve deleted the app and reinstalled - nothing eliminates the red dot even though there is NO notification.

### 5/5 — Great app

*2024-01-16*

Branch has a great app!

### 1/5 — No reward in this company

*2023-11-19*

Money hungry insurance company will Alesia raise premiums even with heat driving history. Good luck over paying with branch

**Developer response:** Hello, thanks for letting us know about your experience! While Branch works hard to provide the coverage people need at the best rates possible, as the costs of claims have increased due to higher costs associated with fixing cars and homes, we've had to adjust prices accordingly. We do have the ability to help our members comparison shop other carriers if that's something you'd like to discuss. Please feel free to give us a call at 1-833-427-2624 or email us at support@ourbranch.com.

### 1/5 — USELESS APP, WORTHLESS COMPANY

*2023-10-18*

Links in the app continually take you to the website. 

Company raises premiums without justification, has ZERO customer service (they say a 24-48 return call guarantee is “business hours” meaning 3-6 business days), and policies are designed to decline coverage. Stay away.

### 1/5 — Discount Program a Joke

*2023-09-19*

To save on their Community Drive program (where you feed them your location data continually) they require a score of at least 40/100. 

My driving was 20/25 stars. How math works is that’s 80%. 80/100. 

But they just weight it down arbitrarily below 40 to not give any discounts.

### 4/5 — Getting Back to Apps

*2023-07-10*

I use this app for everything I need insurance for. Recently, I had to pull my policy papers for something and when I accessed my homeowners policy from aws in “Policy” icon, the screen would not go back to the previous menu and would just get stuck there. I literally had to turn off my cellphone to fix it. There’s no go back menu or “Done” button afterwards or anything. They should fix this.

### 1/5 — Branch App

*2023-07-07*

The insurance is great so far! The app…no so much. I signs me out like every other day and does not register my drives for my community drive discount. How am I supposed to earn a discount for my next renewal id you app keeps signing me out and doesn’t track it?!

### 1/5 — Branch with a monkey hanging on it

*2023-03-22*

Just got my renters with Branch and the app is hot garbage. For whatever reason it won’t even show me payment schedule, only the next payment. Can’t make a change nor a correction .. nothing. The only thing I can do is accidentally pay in full with the tap of a finger.

## Frequently asked questions about Branch Insurance

### How secure is Branch insurance?

Branch is a licensed insurance carrier that uses data and technology to make insurance easier and more affordable. While specific security protocols are not detailed, they operate as a regulated financial service provider, implying standard industry security measures are in place to protect user data and financial information.

### What types of insurance does Branch offer?

Branch offers Home, Auto, Umbrella, Renter’s, Motorcycle, Boat, and ATV coverages. This comprehensive range allows users to bundle multiple insurance needs through a single platform.

### How quickly can I get covered with Branch?

Branch boasts an instant-bind process, allowing users to get covered in seconds. Bundling home and auto insurance can reportedly be completed in as little as 37 seconds.

### What is the MyCommunity® Discount?

The MyCommunity® Discount, available in participating states, rewards members for sharing Branch and helping the company grow. This program leverages community power to potentially lower insurance costs for members.

### Does Branch offer roadside assistance?

Yes, the Branch app provides access to roadside assistance, even for cars that are not covered by a Branch insurance policy. This offers a convenient service for users needing immediate help with their vehicles.

### How does Branch compare to traditional insurance companies?

Branch aims to make insurance easier and less expensive through technology and an instant-bind process, which can take significantly less time than traditional methods. They also emphasize community-based programs for potential savings.

### What is SafetyNest®?

SafetyNest® is a 501(c)(3) nonprofit run by Branch, designed to assist individuals who are struggling with their insurance payments. This initiative reflects Branch's commitment to making insurance more accessible and acting as a force for communal good.

### Is Branch insurance available on all devices?

Based on the provided data, the app is supported on iPhone and iPod. Compatibility with Android devices is not specified in this information.

## Version history (last 5 releases)

### 3.11.1 — 2026-08-05

- Switched to passwordless login for faster, more secure access
- Fixed iOS notification badge not dismissing properly

### 3.10.0 — 2026-05-05

- Updated login experience

### 3.9.5 — 2026-01-07

- Fixes a bug where drives made outside the United States or Canada would prevent trips from appearing in Community Drive.
- Fixes a bug where Community Drive would crash when an auto policy expires.
- Fixes a bug where drivers would be signed out of Community Drive after app updates.

### 3.8.0 — 2025-08-30

- Fixes an issue with uploading a selfie image for Community Pledge verification

### 3.7.3 — 2025-05-07

- Improved navigation animations
- Enable swipe back gestures for back navigation

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-05.*
