# Bread: Budgeting Toolkit — Personal Finance Manager

> Manual personal finance manager with budgeting tools and financial calculators. (iPhone/iPad app by Andrew Esamann.)

- Source: https://appshunter.io/ios/app/bread-budgeting-toolkit/id6444738912 (this page in markdown: same URL + `.md`)
- Developer: [Andrew Esamann](https://appshunter.io/developer/1496449045)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 4.86/5 from 7 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 39 MB
- Languages: English
- Released: 2022-11-28
- Data updated: 2026-09-03
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/bread-budgeting-toolkit/id6444738912/reviews.md

## What is Bread?

Bread isn’t just another budgeting app that connects to your bank. Instead, it gives you a clear, birds-eye view of your finances and powerful tools to improve them, purely from the data you input.

Why Bread?

- No signup required
- Completely free (no ads, no subscriptions)
- Beautiful light & dark mode UI
- Multiple financial calculators
- Passcode lock for security
- Custom budget builder
- Auto-calculating budget stats
- Seamless yearly & monthly budget switching

Bread is designed to be simple yet powerful. Ditch the complexity of other finance apps and take control of your money with clarity and confidence!

- No signup required
- No subscriptions, completely free to use (with ads)
- Beautiful light & dark mode UI
- Multiple different financial calculators
- Passcode lock to secure your finances
- Custom budget builder
- Auto calculating statistics based on your budget
- Quickly switch between your yearly and monthly budget numbers

And more features continuously being added every month!

We are aiming to keep things very simple, as convolution can cause confusion, and nobody likes that. So stop managing your money with complex apps that don't offer any real solutions, and simplify your pockets today with Bread!

## Key features

- Manual data input for finances
- Customizable budget builder
- Multiple financial calculators
- Passcode lock for security
- Light and dark mode UI
- Yearly and monthly budget switching

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Remove Ads | $3.99 | one-time |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/bread-budgeting-toolkit/id6444738912/reviews.md

### 4/5 — SLEEK DESIGN BUT LACKS

*2024-06-25*

Great app but lack analytics. Among other things, would be date, categories.

## Frequently asked questions about Bread

### Does Bread have ads?

No, Bread is completely ad-free. The app is designed to provide a distraction-free experience for managing your finances.

### Is Bread free to use?

Yes, Bread is completely free to use. There are no subscriptions or in-app purchases required to access its features.

### What devices does Bread support?

Bread is available for iPhone and iPod devices. It is designed for iOS users looking to manage their personal finances.

### How secure is Bread?

Bread offers passcode lock for enhanced security, ensuring your financial data remains private. It is designed with user privacy in mind.

### Does Bread connect to my bank account?

No, Bread does not connect to your bank account. It operates purely on the data you manually input, offering a different approach to financial management.

### How often is Bread updated?

Bread is continuously being updated with new features added every month. The latest version is 2.0.0, last updated on March 3, 2025.

### What is the user sentiment for Bread?

Users have a very positive sentiment towards Bread, reflected in its high rating of 4.9 stars from 7 ratings. This suggests a strong user satisfaction with its features and usability.

### Can I switch between monthly and yearly budgets in Bread?

Yes, Bread allows for seamless switching between your yearly and monthly budget views. This feature helps in analyzing your finances over different timeframes.

## Version history (last 5 releases)

### 2.0.0 — 2025-03-03

- UI improvements
- New dividend calculator
- New statement type: Subscription
- Improved biometrics when app is locked
- Removed ads for all users
- Bug fixes

### 1.9 — 2023-08-20

- Export budget feature
- Bug Fixes/Improvements

### 1.8 — 2023-08-12

- UI Redesign
- New Calculator
- Bug Fixes/Improvements

### 1.7 — 2023-04-06

- Bug Fixes/Improvements

### 1.6 — 2023-04-04

- New "Personal" statement type
- More info for the Budget Outlook calculator
- Bug Fixes/Improvements

## Apps similar to Bread

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Liquid Budget](https://appshunter.io/ios/app/liquid-budget/id6745098482) | 5.0 (28) | Free | Finance |
| [BreadBudget](https://appshunter.io/ios/app/breadbudget/id6444067539) | 5.0 (2) | Free | Finance |
| [Digital Budget](https://appshunter.io/ios/app/digital-budget/id6444636956) | 5.0 (6) | Free | Finance |
| [AI Budget Planner: Penny](https://appshunter.io/ios/app/ai-budget-planner-penny/id6740215854) | — | Free | Finance |
| [Budgetwise: Budget Everything](https://appshunter.io/ios/app/budgetwise-budget-everything/id6453688639) | 5.0 (5) | Free | Finance |
| [Centsible: Budget & Finance](https://appshunter.io/ios/app/centsible-budget-and-finance/id1609692064) | 4.4 (14) | Free | Finance |

## More apps by Andrew Esamann

- [iGrocery - Shopping Lists](https://appshunter.io/ios/app/igrocery-shopping-lists/id1496456838)
- [PartyUp - Find New Players](https://appshunter.io/ios/app/partyup-find-new-players/id1587060884)
- [LizardBox - Critter Manager](https://appshunter.io/ios/app/lizardbox-critter-manager/id1603903840)

All apps by Andrew Esamann: https://appshunter.io/developer/1496449045

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*