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Bread: Money, Crypto & Rewards

Bread: Money, Crypto & Rewards

Up to 11% APY, in Bitcoin

14 ratings
5 reviews
🌟 Lifestyle
💰 Finance
Free

Details

  • Released
  • Updated
  • May 11, 2026
  • July 14, 2026

Features

Developer

SatRepublic Technologies Inc
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About

Manage cash and cryptocurrency in one place, earning up to 11% APY on your dollars paid in Bitcoin. Utilize AI agents for financial tasks and send funds globally to any wallet on any chain. Built on Bitcoin, it offers a modern approach to personal finance.

✓Send money globally to any wallet
✓Earn up to 11% APY on cash, paid in Bitcoin
✓Hold cash and Bitcoin in one wallet
✓Personal AI agents for financial tasks
✓Set spending limits and permissions
✓Deposit from Apple Pay, Cash App, or crypto wallets
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What's New in Bread

1.0.7

July 14, 2026

More chains, more speed, more polish. - Robinhood Chain is here, receive deposits from Robinhood Chain straight into your Cash balance, and set it as your default network for sending - Send to Tron, USDT delivery to any Tron address, handled automatically - Choose your network, pick where your money lands when sending to an Ethereum-style address: Base, Ethereum, Arbitrum, or Robinhood - A faster, cleaner QR scanner, opens instantly and looks the part - Fee clarity, see exactly what a conversion costs before you deposit - Squashed a bug where fast taps could open a screen twice, fixed a balance display glitch on Android, and made Send open noticeably faster Baked fresh, as always.

More

User reviews

Most RecentHighest RatedLowest Rated

Very easy to use

I’ve been using this for a few weeks and extremely easy to use.
bkSportskidbkSportskid

GET DAT BREAD!!!

Simple, easy to use, and one of the most creative ways I’ve seen to earn yield on Bitcoin. The app is clean, the concept is easy to understand, and the team keeps building. Excited to see where Bread goes from here. 🍞
Turk dawgTurk dawg

Amazing app!

Love this app, so easy to navigate.
JFID12345677421JFID12345677421

So clean

Who wants dirty bread? This wallet is so clean and user friendly, plus it’s so fast it doesn’t feel like a crypto wallet at all!
FoflexityFoflexity

Great Bitcoin wallet

By far the best btc wallet I have ever used. Very smooth.
Cockey WesCockey Wes

Developer apps

SatGo: Bitcoin & Spark Wallet
SatGo: Bitcoin & Spark Wallet

Trade on Spark, BTC & Ordinals

💰 Finance

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Free
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FAQ

What is Bread's APY for cash holdings?

Bread offers up to 11% APY on cash holdings, with rewards paid daily in Bitcoin. This is a competitive rate for users looking to maximize their dollar earnings.

Can I send money from Bread to any crypto wallet?

Yes, Bread allows you to send money to any crypto wallet on any supported chain, including Bitcoin, Ethereum, Solana, USDC, and Lightning Network.

How does Bread's AI Agent feature work?

Personal AI Agents in Bread can handle various financial tasks such as paying bills, ordering groceries, sending gifts, and optimizing yield, all while operating within user-defined rules and limits.

Is Bread available on Android devices?

Based on the provided data, Bread is currently supported on iPhone devices. Information regarding Android compatibility is not available.

What are the security features of Bread?

Bread emphasizes user control with features like spending limits and permissions, allowing users to set rules for AI agents and pause them at any time. All actions are visible for transparency.

How often is Bread updated?

The latest version of Bread was released on June 17, 2026, indicating active development and regular updates to the application. Users can expect ongoing improvements and new features.

What is the age rating for Bread?

Bread has an age rating of 4+, making it suitable for a wide range of users. This rating suggests the app's content and functionality are appropriate for younger audiences as well.

Does Bread have ads?

No, Bread does not contain advertisements. The application is free to use and does not display any ads to its users.