# Bread: Money, Crypto & Rewards — Up to 11% APY, in Bitcoin > Finance app for cash and crypto management with AI assistance and high APY rewards. (iPhone/iPad app by SatRepublic Technologies Inc.) - Source: https://appshunter.io/ios/app/bread-money-crypto-and-rewards/id6758023201 (this page in markdown: same URL + `.md`) - Developer: [SatRepublic Technologies Inc](https://appshunter.io/developer/1750093345) - Category: Finance, Lifestyle - Price: Free - Rating: 5.00/5 from 15 App Store ratings · 5 written reviews indexed - Age rating: 4+ - Requires: iOS 26.0 · 99 MB - Languages: American English - Released: 2026-05-11 - Data updated: 2026-08-27 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/bread-money-crypto-and-rewards/id6758023201/reviews.md ## What is Bread? Send to any wallet. Any chain. Anywhere on Earth. Hold cash earning up to 11% APY, paid in Bitcoin. The best way to use Bitcoin, built for people who've never touched it. The renaissance of money is here. Welcome to Bread. BITCOIN, MADE EFFORTLESS No jargon. No learning curve. Nothing to configure. If you can use a banking app, you can use Bread, and if you already live on Bitcoin, this is the experience you've been waiting for. Everything just works, beautifully. SEND ANYWHERE Pay anyone, anywhere, for anything. Tap to pay merchants. Send money to anyone in any country, in seconds. Send to any crypto wallet on any chain, Bitcoin, Ethereum (and L2s), Solana, USDC, Lightning, and let Bread handle the rails. One app. One balance. Every destination. EARN BITCOIN Hold your cash and earn up to 11% APY in rewards, paid in Bitcoin. No lock-ups. Real rewards on the dollars you already have, every single day. Buy Bitcoin in two taps. All in one wallet. MEET YOUR AI AGENTS A personal AI that handles the small money decisions you'd rather not think about. Paying bills. Ordering groceries. Sending gifts. Optimizing yield. Watching for what matters. Always on. Always your call. ON YOUR TERMS You set the rules. Your AI Agents work inside them. Spending limits, permissions, every action visible. Pause them any time. WHY BREAD - The easiest Bitcoin experience ever built, for your first dollar or your millionth sat - Send to any bank (soon), deposit from Apple Pay, Cash App, or any crypto wallet - Up to 11% APY on cash, paid in Bitcoin - Bitcoin and cash, together in one wallet - Personal AI Agents that handle tasks for you - Design that makes money feel simple Built for everyone, from your first dollar to your first Bitcoin. Bread is the first bank built on Bitcoin. The renaissance of money is here. The future of money is yours. ## Key features - Send money globally to any wallet - Earn up to 11% APY on cash, paid in Bitcoin - Hold cash and Bitcoin in one wallet - Personal AI agents for financial tasks - Set spending limits and permissions - Deposit from Apple Pay, Cash App, or crypto wallets ## Recent user reviews (5 of 5) All indexed reviews: https://appshunter.io/ios/app/bread-money-crypto-and-rewards/id6758023201/reviews.md ### 5/5 — Very easy to use *2026-06-11* I’ve been using this for a few weeks and extremely easy to use. ### 5/5 — GET DAT BREAD!!! *2026-06-11* Simple, easy to use, and one of the most creative ways I’ve seen to earn yield on Bitcoin. The app is clean, the concept is easy to understand, and the team keeps building. Excited to see where Bread goes from here. 🍞 ### 5/5 — Amazing app! *2026-06-09* Love this app, so easy to navigate. ### 5/5 — So clean *2026-06-09* Who wants dirty bread? This wallet is so clean and user friendly, plus it’s so fast it doesn’t feel like a crypto wallet at all! ### 5/5 — Great Bitcoin wallet *2026-05-14* By far the best btc wallet I have ever used. Very smooth. ## Frequently asked questions about Bread ### What is Bread's APY for cash holdings? Bread offers up to 11% APY on cash holdings, with rewards paid daily in Bitcoin. This is a competitive rate for users looking to maximize their dollar earnings. ### Can I send money from Bread to any crypto wallet? Yes, Bread allows you to send money to any crypto wallet on any supported chain, including Bitcoin, Ethereum, Solana, USDC, and Lightning Network. ### How does Bread's AI Agent feature work? Personal AI Agents in Bread can handle various financial tasks such as paying bills, ordering groceries, sending gifts, and optimizing yield, all while operating within user-defined rules and limits. ### Is Bread available on Android devices? Based on the provided data, Bread is currently supported on iPhone devices. Information regarding Android compatibility is not available. ### What are the security features of Bread? Bread emphasizes user control with features like spending limits and permissions, allowing users to set rules for AI agents and pause them at any time. All actions are visible for transparency. ### How often is Bread updated? The latest version of Bread was released on June 17, 2026, indicating active development and regular updates to the application. Users can expect ongoing improvements and new features. ### What is the age rating for Bread? Bread has an age rating of 4+, making it suitable for a wide range of users. This rating suggests the app's content and functionality are appropriate for younger audiences as well. ### Does Bread have ads? No, Bread does not contain advertisements. The application is free to use and does not display any ads to its users. ## Version history (last 5 releases) ### 1.0.8 — 2026-08-18 - Smoother Deposit instantly with Apple Pay - Deposit and send stablecoins from more networks, including BNB Chain and Robinhood - Bug fixes and performance improvements ### 1.0.7 — 2026-07-14 More chains, more speed, more polish. - Robinhood Chain is here, receive deposits from Robinhood Chain straight into your Cash balance, and set it as your default network for sending - Send to Tron, USDT delivery to any Tron address, handled automatically - Choose your network, pick where your money lands when sending to an Ethereum-style address: Base, Ethereum, Arbitrum, or Robinhood - A faster, cleaner QR scanner, opens instantly and looks the part - Fee clarity, see exactly what a conversion costs before you deposit - Squashed a bug where fast taps could open a screen twice, fixed a balance display glitch on Android, and made Send open noticeably faster Baked fresh, as always. ### 1.0.6 — 2026-06-17 Performance and bug fixes. ### 1.0.4 — 2026-06-08 Performance and bug fixes. ### 1.0.3 — 2026-06-04 Performance and bug fixes. ## More apps by SatRepublic Technologies Inc - [SatGo: Bitcoin & Spark Wallet](https://appshunter.io/ios/app/satgo-bitcoin-and-spark-wallet/id6529557324) All apps by SatRepublic Technologies Inc: https://appshunter.io/developer/1750093345 ## Related topics [crypto rewards](https://appshunter.io/ios/topics/crypto-rewards) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*