# Bright Lending > Mobile loan account management and customer support. (iPhone/iPad app by BWDS, LLC.) - Source: https://appshunter.io/ios/app/bright-lending/id1626378613 (this page in markdown: same URL + `.md`) - Developer: [BWDS, LLC](https://appshunter.io/developer/1626375626) - Category: Finance - Price: Free - Rating: 2.50/5 from 73 App Store ratings · 37 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 66 MB - Languages: American English - Released: 2022-07-26 - Data updated: 2026-08-31 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/bright-lending/id1626378613/reviews.md ## What is Bright Lending? With the Bright Lending mobile app, you'll have 24/7 access to manage your account all in one place. New loans are not available on the Bright Lending mobile app. Mobile App features include: • View account balance, next payment due date and payment amount. • Schedule an additional payment. • Access account documents, including your payment schedule. • Get a payoff quote or schedule a pay-in-full. • Chat with Bright Lending for 24/7 support + live chat during business hours. Download today! ## Key features - View account balance - Schedule payments - Access account documents - Get payoff quotes - 24/7 customer support - Live chat support ## Recent user reviews (10 of 37) All indexed reviews: https://appshunter.io/ios/app/bright-lending/id1626378613/reviews.md ### 1/5 — 699.9 % interest for a short term loan *2026-02-05, version 4.0* They are absolute Sharks and charge .1 percent less than what would trigger federal probes for predatory lending. ### 1/5 — Pointless *2026-01-23* The app simply does nothing but let you change passwords or talk to AI chat 100% pointless highly don’t recommended your better off just finding a different source to help you.. because a loan of 500$ you will be paying back 3,000+$ don’t do it **Developer response:** Bright Lending discloses the total cost when only the minimum payment schedule is followed, and the APR is prominently disclosed on both our website and loan documents that are reviewed and signed by our customers. Should you have any further questions, please call customer service at (866) 441-7674. ### 1/5 — Never borrow from them criminals *2025-12-16, version 2.0* Avoid these criminals. The worst loan app. ### 1/5 — App engages in fraudulent or misleading activity *2025-07-11, version 1.9* This company gave me a $700 loan while living in Illinois, with a 699.96% APR. That violates Illinois state law, which caps APR at 36%. I paid $344.46 before learning the loan was illegal. The company refuses to refund or respond. This app supports predatory, unlawful lending and should be reviewed by Apple for removal. Edit: Fascinating that you can reply here for damage control but can’t be bothered to respond to my actual emails. I’ve contacted you multiple times to resolve this, and you’ve ignored every attempt. You issued a 699.96% APR loan to me while I was living in Illinois—where that rate is illegal under state law. I’ve paid $344.46 already on a void loan. You refuse to refund or engage directly, yet have time to write PR responses on app reviews? That’s not transparency….it’s evasion. Regulators are already involved. ### 4/5 — Trying to reapply *2025-06-28* So I’ve paid off my previous loan years ago. And now I’m trying to reapply for another. But every time I sign in my account it keeps sending me back to the same page. How can I reapply? **Developer response:** Thank you for taking the time to leave us a review and we are so happy you chose Bright Lending for your personal loan needs. We apologize for any difficulty you may have experienced on our website and would be more than happy to assist with your application. Please feel free to contact our customer service team by calling (866) 441-7674. ### 1/5 — Worst mistake Ever *2025-03-14* Beware before you choose to borrow from this company aside from the rates being ridiculously high customer service is useless. Quite honestly they should be reported to the BBB. **Developer response:** Thank you for your feedback. Bright Lending discloses the total cost to a borrower when only the minimum payment schedule is followed, and the APR is prominently disclosed on both our website and the loan documents that are reviewed and signed by our customers. Should you have any further questions or concerns, please call customer service at (866) 441-7674. ### 1/5 — DO NOT USE *2025-02-19* you will end up paying more than what you loaned. & their customer service is terrible. DO NOT USE!! **Developer response:** Thank you for your feedback. Bright Lending discloses the total cost to a borrower when only the minimum payment schedule is followed, and the APR is prominently disclosed on both our website and the loan documents that are reviewed and signed by our customers. Should you have any further questions or concerns, please call customer service at (866) 441-7674. ### 1/5 — Scam stay away *2024-11-29, version 1.8* What this company does is a crime. Stay away and tell others to stay away! ### 1/5 — Scam *2024-11-15* To everyone who got screwed because they were desperate and couldn’t comprehend the fine print; these loans are illegal, they don’t follow federal guidelines; they operate off “tribal laws” which don’t apply if you’re not on their reservation. So don’t feel bad if you can’t pay them back. There’s protections against predatory loans in every state, which these are. **Developer response:** We’re sorry to hear of your negative experience. We inform our customers that this is an expensive form of borrowing, and the APR is disclosed on our website and in loan documents reviewed and signed by our customers. While your claims concerning Bright Lending’s legality are categorically false, we regret your experience was not reflective of our commitment and thank you for sharing your feedback. ### 1/5 — Warning ⚠️ *2024-11-01* High interest is normally for a short term but I just found out there a $14 daily charge! If loan not paid off?! They won’t contact you if a payment didn’t go through so that put you in a late fee charge on the account and interested on that too. I thought I read everything in the contact but I guess I missed something. Another thing!!!! this dose not show on your credit report that you are making payment on time meaning doing good with this company won’t help you in future so don’t bother getting a loan here not unless you are just needing the fast money and paid off fast but be ready because they might throw you a curve ball.😉 **Developer response:** Thank you for your feedback. Bright Lending discloses the total cost to a borrower when only the minimum payment schedule is followed, and the APR is prominently disclosed on both our website and the loan documents that are reviewed and signed by our customers. Should you have any further questions or concerns, please call customer service at (866) 441-7674. ## Frequently asked questions about Bright Lending ### What can I do with the Bright Lending mobile app? The app allows you to manage your existing loan account. You can view your account balance, see your next payment due date and amount, schedule additional payments, and access important account documents like your payment schedule. You can also get a payoff quote or schedule a full pay-in-full. ### Can I apply for new loans through the app? No, new loans are not available on the Bright Lending mobile app. This app is designed for managing your existing loan accounts and accessing support related to them. ### How can I get help if I have a question about my loan? The app provides 24/7 support, including live chat during business hours. You can chat with Bright Lending directly through the app for assistance with your account. ### Is the Bright Lending app free to use? Yes, the Bright Lending mobile app is free to download and use. There are no in-app purchases or ads mentioned. ### What information can I access about my loan? You can view your current account balance, the amount of your next payment, and the date it is due. Additionally, you can access account documents such as your payment schedule and obtain a payoff quote. ## Version history (last 5 releases) ### 4.1 — 2026-08-24 • Smoother navigation and performance improvements • More reliable sign-in • Fixed crashes when opening the app from notifications and links ### 4.0.3 — 2026-07-17 • Push notifications are back and more reliable — you'll now receive timely alerts about your account and loans. • Upgraded the app's core framework for better performance and stability. • Behind-the-scenes fixes and improvements. ### 4.0.2 — 2026-06-08 This version includes, performance improvements and bug fixes for a smoother, more reliable experience. ### 4.0.1 — 2026-02-06 With this update, we have implemented some fixes, updated some account management features, and updated the Age Rating to meet the new iOS guidelines. ### 4.0 — 2026-02-03 With this update, we have implemented some fixes, updated some account management features, and updated the Age Rating to meet the new iOS guidelines. ## Apps similar to Bright Lending | App | Rating | Price | Category | | --- | --- | --- | --- | | [Ascend Loans](https://appshunter.io/ios/app/ascend-loans/id6450952306) | 1.7 (31) | Free | Finance | | [Get Paid Early: Cash Advance](https://appshunter.io/ios/app/get-paid-early-cash-advance/id6446709359) | 4.6 (6,890) | Free | Finance | | [Boost Money: Cash and Credit](https://appshunter.io/ios/app/boost-money-cash-and-credit/id6756896490) | 3.3 (58) | Free | Finance | | [ClearAirLending](https://appshunter.io/ios/app/clearairlending/id6746148287) | 3.0 (2) | Free | Finance | | [Lendee App](https://appshunter.io/ios/app/lendee-app/id6737959895) | 3.2 (105) | Free | Finance | | [NinjaCard® – Banking & Credit](https://appshunter.io/ios/app/ninjacard-banking-and-credit/id6449604160) | 4.2 (476) | Free | Finance | ## Related topics [lending management](https://appshunter.io/ios/topics/lending-management) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*