# Brink's Money Prepaid — user reviews

> 78 indexed App Store user reviews of Brink's Money Prepaid by Netspend Corporation, rated 3.10/5 from 279 ratings.

- Source: https://appshunter.io/ios/app/brinks-money-prepaid/id895189397/reviews
- App overview in markdown: https://appshunter.io/ios/app/brinks-money-prepaid/id895189397.md
- Rating breakdown: 5★ 118 · 4★ 26 · 3★ 14 · 2★ 20 · 1★ 101

## What do users think of Brink's Money Prepaid?

Overall sentiment: negative

**Pros**

- 🚀 Early direct deposit (2-5 days faster than traditional banks)
- 💳 Convenient prepaid card with easy loading options
- 📱 Mobile check deposit feature (when working)
- 💰 Cash back rewards available
- 🎯 Simple account management interface
- ⭐ Reliable service for long-term users (5+ years)
- 🏪 Cash back available at grocery stores without extra fees

**Cons**

- 💸 Excessive transaction fees ($1-2.50 per transaction)
- 🚫 Frequent app crashes and freezes
- 🔐 Login issues and authentication problems
- 📵 App won't open or load pages
- ⚠️ Misleading promotional claims and false advertising
- 😤 Poor customer service quality and responsiveness
- 🔒 Overly restrictive account controls and spending limitations
- 💳 Decline fees charged even for legitimate transactions
- 🌐 Slow verification code delivery (hours instead of minutes)
- 📧 Unresponsive email and phone support
- 🔄 Confusing app migration (Brinks Money to All Access)
- 💰 High ATM withdrawal fees ($2.50-3.50)
- ⏱️ Delayed check deposits and fund availability
- 🚫 Account freezing without clear explanation
- 🎭 Inconsistent information from customer service representatives

**Commonly reported bugs**

- App login loop requiring download of 'Brinks Money All Access' app
- Fingerprint/Face ID authentication not working after updates
- Mobile check deposit crashes when attempting to upload
- App force closes immediately upon opening
- Long loading times preventing account access
- Password reset email links expire or never arrive
- Verification codes sent hours late or not at all
- App requires update but no update available in app store
- Mobile deposit feature disappears or becomes inaccessible
- Incorrect balance display in app
- Anytime alerts not being delivered
- App freezes on specific pages
- Unauthorized transactions appearing with no explanation
- Account locked with no clear unlock process

**Most requested features**

- Face ID/Touch ID biometric login support
- Apple Pay integration
- Lower or eliminated transaction fees
- Faster verification code delivery
- Improved mobile check deposit functionality
- Ability to disable card for Apple Wallet
- 5% savings account option (advertised but unavailable)
- Transaction blocking/cancellation before posting
- Address change functionality
- Clearer promotional terms and conditions
- Better real-time balance accuracy

## Newest reviews (16 of 78)

### 2/5 — Inconvenience

*2025-08-03, version 6.8.1*

I have had my account for 4 years now and it has been excellent and very easy to deal with however randomly for whatever reason I try to log in to move money or just look at charges to check things and it tells me that I need to do an update and there is no update available. Luckily for me when this happens I’m just trying to look at past transactions to figure out bills but if I were in a pinch and trying to move money from savings to checking this would be a major problem. Just wondering why this happens. Is it an an Apple issue or something else?

### 1/5 — Wth

*2025-04-06, version 6.8.1*

Makes random spend ur money like making a random purchase for 35.29for no reason and can’t even resend or ask y it was spend and the costumer support just tells u to call and that’s it like WTH I didn’t even make the purchase and it said. 1:40 in California I live in Ohio worst banking app ever

### 1/5 — Terrible app

*2024-10-25, version 6.8.1*

First of all, it won’t even access Face ID even though I have it enabled and now I can’t even access my savings account to take my money out because of the long loading. Fix this issue immediately

### 1/5 — Warning Warning!!!

*2023-10-18, version 6.6*

If you value your money and time do not use, They will treat you like a child and tell you how and when you can spend or use your money. DO NOT USE

### 1/5 — Brinks money card is a cool and good

*2023-08-08, version 6.5.1*

Im so happy my atm debit card i love brinks money card is good..and relaks. More save money and load at the stores.. 
The brinks money card is really good for relaxation and cool because sometimes I load money at Walmart stores. this is not a scam.. i love this brinks money card . they are clients is good person..and chat private

### 1/5 — Fees for using your own money

*2023-08-06, version 6.5.1*

So not only do you have to pay to add money but if you use your money do you have to pay $1.50 per car transaction go to PayPal you don’t get charged for using your own money

### 1/5 — Unable to login to account

*2023-04-16, version 6.4*

This is the worst app ever, I wish I could rate it with no star. I downloaded the app and not up to two weeks I couldn’t log in to the acc, they kept telling me there is a problem with my account, I called the customer service they did nothing.

### 2/5 — Face recognition

*2023-02-07, version 6.4*

It wont let me use face recognition anymore to login I’ve uninstalled and reinstalled multiple times now. I went to my settings to see if it needed access but it says it hasn’t asked for it.

### 1/5 — Worst expierience in banking

*2022-12-05, version 6.3.3*

First i get my card blocked then they tell me ill have to wait a month to get a new card but im currently away from home and they wont activate it so how am i going to get back if i cant acces my money smh wont be banking here no more never had this problem with chime,venmo or cash app neather with chase or wells fargo nor frost bank lucky for me i have those to rely on when they freeze your card for nothing

### 1/5 — Buggy App

*2022-10-03, version 6.2*

App won’t load pages or closes itself.

### 1/5 — Is a scam

*2022-07-24, version 6.2*

Does not work this is going to take your information and put you in deep debt 0 stars if I could

### 2/5 — Mobile check load

*2022-06-10, version 6.2*

All of a sudden  I need to verify my identity using mobile check load.  Can’t use it like I could before.  What gives?

### 2/5 — $1.50 every single time you use it.

*2022-04-13, version 6.2*

This is a netspend card rebranded with the Brinks logo.

Sure, it does what any other prepaid card does just fine I suppose.

However, the fees are astronomical.

An additional $1.50 is added as a service charge EVERY TIME YOU USE THE CARD. Doesn’t sound like much now. It adds up, quickly. 

There are also massive fees for withdrawing cash anywhere. And electronic purchases. Etc. etc.

If you can find a card service with lower fees, for the love of God, take that option instead.

### 1/5 — Avoid unless rich

*2022-02-02, version 6.2*

I live on under $200 per month. This app advertises a 2% charge for cashing checks . They charged me $5.00 . They gave me a code to get a $10.00 credit with the first transaction of putting money on the card . I did not get it . There wasn’t even any way to enter the code during the process. They charge $1.50 for each transaction made with the card . Imagine that being charged to someone who has as little money as I do and who has to make as many small purchases as I do . They will end up collecting near 1/4 of my monthly income just to use there card. They do not respond to emails. This months meager PA State Employee Retirement check will be the last I use this card  when the funds are gone , which thanks to their service won’t last long. 
I will actively discourage any one I can from using this card

### 1/5 — Terrible customer service

*2022-01-20, version 6.1.5*

If I could I would absolutely review this with no stars. I recently received my final check on a brinks pay card and this is the fourth day I’ve been trying to reach someone from customer support, calling and including also sending emails but my issue has not been resolved. The support emails just remind you to download their app. The app itself reminds you to download the app. I’m trying to gain access to my money and there’s no way to do so as of now. I emailed netspend and also customer service and neither has gotten back to me in the past couple of days.

### 1/5 — Service

*2021-12-26, version 6.1.5*

The ap can't pick up my card to do the mobile banking keeps saying wrong password can't even set one to enable Face ID on iPhone

## Most critical reviews (10 lowest-rated)

### 1/5 — SCAM SCAM FALSE ADVERTISEMENT!!!

*2026-01-06, version 6.8.1*

If I could rate less then one star I would. Don’t let these scammers see a penny of your money. 
   They have a promotion going on that is completely false advertisement. They say if you refer a friend and they activate their card and load 40$ then you both get 20$. My profile shows my fiancé signing up with my referral and she loaded 70$ onto her card with cash. We did everything perfectly as the promotion states. We have called numerous times and the customer service is absolutely horrendous. None of the employees know how to do their job. Let alone know how their own promotions refer a friend bonus actually works. They can’t even go to their own website and read the rules I guess. Then we talk to the manager/ team leader and he has no customer service skills and is telling us my fiancé did not load money on her card and that’s why. We then correct him and tell him the exact date and time that she did in fact load it and then he tells us, oh yeah your right sorry I was just looking at her most recent transaction. Their promotion states within two business days you will see the bonus in your account. The “Team Leader” proceeds to tell us within 30 days.” And then hangs up. Well it’s been well over 30 days neither me or my fiancé have received our bonus even though it’s says we completed it. 
  BOTTOM LINE BRINKS MONEY IS A SCAM FULL OF FALSE ADVERTISEMENT AND SHOULD BE REPORTED TO THE FTC AND SUED. 
  They charge 2.50$ for any transfer of funds you make as well. Weather it’s to your pay pal or CashApp or anything. I wish I never would have signed up for this terrible company.

### 1/5 — Horrible

*2025-11-03, version 6.8.1*

This is one of the worst banking apps and platform ever. They charged me way too many fees and when i called the customer service line they acted as if i was crazy just for them to later send me a letter saying they owe me money for charging fees incorrectly. Money that i needed but couldn’t access because they took it for no reason. Of course all the customer service reps are foreigners too.

### 1/5 — Horrible app

*2025-08-06, version 6.8.1*

I can’t login to the app was working great until a month ago and then now can’t get it at all. Can’t use Apple Pay can’t use it the account unless I have the physical card what is the point of having this account? Going to close it soon worst bank and app ever.

### 1/5 — Has become unusable

*2025-08-03, version 6.8.1*

Over the past several days I have not been able to login to this app. I’ve had this app for years and have held some funds in it. I have fingerprint login enabled and suddenly I can’t log in 6 days ago. Several dozens of attempts and phone calls to the customer service number- I’m told they know about the problem and will let me know when it’s back online. That’s been days now and I still can’t login. The app takes me on a loop giving me an error saying I’ll need to download the Brinks Money All Access app and when I click it, it takes me to the App Store to open an app THAT IS ALREADY INSTALLED ON MY PHONE over and over again. I’ve deleted the app and reinstalled. No change. I can access through the website but the entire purpose is to manage it through the app, and it’s broken.

### 1/5 — App not opening

*2025-08-02, version 6.8.1*

I can’t open the app and it really irritating at this point.

### 1/5 — can’t login

*2025-08-01, version 6.8.1*

keeps telling me to download another app and it brings me right back to the same app

### 1/5 — App issues

*2025-07-31, version 6.8.1*

I’ve been trying for several days to log into my account and it keeps telling me to download the Brinks All access app which I’ve tried and that does not work. Where is the help? Get it together now or moving my money elsewhere

### 1/5 — Can’t find the right app!!

*2025-06-13, version 6.8.1*

I’ve tried downloading this app several times, but when I try to login, it tells me I need to download the brinks all access app. HELP!!

### 1/5 — 👎🏿

*2025-06-13, version 6.8.1*

Can’t log into my account

### 1/5 — Fraud is difficult

*2025-06-11, version 6.8.1*

Fraud it bad when your can’t stop an transaction until it post that makes no since for the conservatory

## Most praised reviews (10 highest-rated)

### 5/5 — Idk if I should use this app

*2024-04-02*

First off this app is. A great app but there is a little problem it says when u are  putting a check on the app  it’s been 9days it’s the 10th day and idk if I’m getting my money if I don’t y’all’s app might get shut down bc that’s fraud and I can report it to Apple and the Apple will probably get taken down bc it’s a scam if I don’t get my money y’all will be sorry bc I need it to pay bills and stuff y’all don’t play around with peoples money thanks for All u do

**Developer response:** Thanks for the 5 star rating. If you have any feedback or suggestions, please write to us at social@netspend.com. We would love to hear from you!

### 5/5 — AMAZING

*2023-02-03, version 6.4*

IT IS THE BEST APP IVE USED IN YEARS

### 5/5 — Ratings and reviews

*2022-06-14, version 6.2*

I’ve had this card for years very easy to manage cash back reward and more

### 5/5 — Good bank

*2022-04-25, version 6.2*

So far I have just signed up for the card waiting for it to come in will update this page after a month of using it

### 5/5 — I like the card- it’s actually netspend!

*2020-09-23, version 5.7*

I didn’t realize this is the same as netspend. I love that I get my money early.  Sometimes it’s earlier than two days. If you’re not getting g it early you need to look to who is processing your money.  The card is not going to release money they don’t see coming!

### 5/5 — I used this card for Direct Deposits

*2020-08-26, version 5.7*

I use this card to pay my bills and also get my unemployment benefits through Direct Deposits works great for me... The only thing I can’t add it to my Apple wallet because unlike the cashapp you guys don’t let me disable my card and Apple just takes money without asking for a confirmation

### 5/5 — great card

*2020-06-29, version 5.7*

i have had this card for about 5 years with few issues.  i am very happy with it ♥️

### 5/5 — 6 years and counting

*2020-06-22, version 5.7*

I have been a member of brinks for around 6 years now and I rarely have any issues with the service. And when I do it’s promptly fixed. Thank you brinks. You truly are a good service

### 5/5 — Awesome

*2020-04-13, version 5.6*

Got my stimulus payment today awesome bank for quick processing!

### 5/5 — Love the early direct deposit I get!

*2020-02-14, version 5.5.1*

I have had my Brinks card/online account with them for 3 years now and I love it. I get my Social Security checks direct deposited into my account anywhere from 5 to 3 days earlier than everyone else. Seriously that’s my favorite feature. I’m now on the Brinks all access and really like the other features they offer plus the overdraft ( which let’s face it has saved my butt a time or two.) Now don’t get me wrong all the fees I was paying out was killing me at first that was until I switched my monthly plan fee over to just a flat rate of $5.00. It totally cuts out being charged $2.50 here or $1.00 there for just using it as debit or credit. There’s still atm fees, but if you go to a grocery store you can get cash back and not have to pay Brink’s atm fee plus the other bank’s atm fee too. I actually got my husband to switch over to Brink’s too and he is loving it. Our traditional bank we were using was just taking money from us left and right and seriously got tired of all the b.s. I had to endure from them. So thankfully I decided to give Brinks a try and haven’t look back since.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-04.*
