# Brookwell - Modern Banking — High Yield Modern Banking > Global banking with high-yield savings, FDIC checking, and dedicated accounts. (iPhone/iPad app by Stable Money Company.) - Source: https://appshunter.io/ios/app/brookwell-modern-banking/id6752265926 (this page in markdown: same URL + `.md`) - Developer: [Stable Money Company](https://appshunter.io/developer/1838547967) - Category: Finance - Price: Free - Rating: 4.60/5 from 10 App Store ratings · 2 written reviews indexed - Age rating: 4+ - Requires: iOS 16.4 · 85 MB - Languages: English - Released: 2026-04-30 - Data updated: 2026-08-15 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/brookwell-modern-banking/id6752265926/reviews.md ## What is Brookwell? Powerful personal banking for global citizens. High-yield stablecoin savings, FDIC-protected checking, and worldwide spending, all in one app. Move Between Stablecoins and Cash for Free: Shift between stablecoins and USD quickly, fee-free. Rebalance between on- and off-chain liquidity with ease. No Brookwell fees on supported stablecoins. Network gas fees may apply. Up to $50M FDIC Coverage: Your deposits may be eligible for up to $50M in FDIC coverage through Erebor Bank, N.A.'s sweep program, subject to network bank availability and pass-through conditions. Banking for Global Citizens: Onboard from 150+ supported countries with built-in identity verification. No U.S. residency required. Watch Your Capital Compound: Earn 1% interest on your FDIC-insured checking account and up to 5.75% projected annual yield on your stablecoin savings account. Direct Every Dollar Without Lifting a Finger: Route rent, utilities, and memberships via dedicated account numbers tailored for discretion. • Dedicated accounts per goal or spend category • Issue dedicated account numbers to share only what each payee needs • Full outflow controls with virtual cards mapped to custom budgets Disclosures: Brookwell is a financial technology company, not an FDIC-insured bank. Banking services are provided by Erebor Bank, N.A., Member FDIC. FDIC deposit insurance protects funds only against the failure of an FDIC-insured bank; it does not protect against the failure of Brookwell. Deposits placed through Brookwell may be eligible for FDIC insurance up to applicable limits, subject to conditions for pass-through insurance. Stablecoins are not bank deposits, are not FDIC-insured, and may lose value. ## Key features - High-yield stablecoin savings - FDIC-protected checking - Global onboarding from 150+ countries - Dedicated accounts for spending categories - Virtual cards with custom budgets - Fee-free stablecoin and USD transfers ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/brookwell-modern-banking/id6752265926/reviews.md ### 5/5 — A True Neo-banking Experience *2026-07-24* I’ve been using brookwell for about a month now, and can say that it’s been more than what I was expecting. I’ve frictionlessly both on ramped and offramped stablecoins and have made payments such as tuition flawlessly with Brookwell’s checking account. I’ve moved a lot of my idle savings into Brookwell’s yield product which pays a very competitive rate, far more than what I would be earning in atraditional bank account. Highly recommend Brookwell! ### 1/5 — haven’t received code to fully open account *2026-07-17* when will i be able to use this app been put my email in 6 months ago even reached out on x no response no emails can i brother please get an access code from the developers thank youuu will update rating if development team responds and help me get access **Developer response:** Hi exottiicmist, Please reach out to support@brookwell.com to discuss your concern. ## Frequently asked questions about Brookwell ### What is Brookwell's interest rate for savings and checking accounts? Brookwell offers up to 5.75% projected annual yield on stablecoin savings accounts and 1% interest on FDIC-insured checking accounts. ### How is my money protected with Brookwell? Deposits in your FDIC-protected checking account may be eligible for up to $50 million in FDIC coverage through Erebor Bank, N.A.'s sweep program. Stablecoins are not bank deposits and are not FDIC-insured. ### Can I use Brookwell if I don't live in the U.S.? Yes, Brookwell is designed for global citizens and supports onboarding from over 150 countries without requiring U.S. residency. Identity verification is built-in. ### Does Brookwell charge fees for transferring between stablecoins and USD? Brookwell does not charge fees for shifting between stablecoins and USD. Network gas fees may still apply for blockchain transactions. ### How does Brookwell handle security for its users? Brookwell is a financial technology company, and banking services are provided by Erebor Bank, N.A., Member FDIC. FDIC deposit insurance protects funds against bank failure, not against the failure of Brookwell itself. ### What are dedicated accounts in Brookwell? Dedicated accounts allow you to route specific payments like rent or utilities using unique account numbers. You can also issue dedicated account numbers to payees and map virtual cards to custom budgets for full outflow control. ### How often is Brookwell updated? The latest version of Brookwell is 1.0.10, and it was last updated on June 27, 2026. This indicates a recent update cycle. ### Does Brookwell have ads? No, Brookwell does not contain advertisements. The app is free to use without any ad interruptions. ## Version history (last 5 releases) ### 1.0.25 — 2026-08-09 Performance improvements and bug fixes. ### 1.0.24 — 2026-07-19 Performance improvements and bug fixes. ### 1.0.23 — 2026-07-17 Performance improvements and bug fixes. ### 1.0.22 — 2026-07-14 Performance improvements and bug fixes. ### 1.0.21 — 2026-07-11 Performance improvements and bug fixes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-15.*