# BUCK: Budget & Bill Tracker — Know what's safe to spend

> Know what's safe to spend (iPhone/iPad app by Jonah Upton LLC.)

- Source: https://appshunter.io/ios/app/buck-budget-and-bill-tracker/id6802834207 (this page in markdown: same URL + `.md`)
- Developer: [Jonah Upton LLC](https://appshunter.io/developer/6802834209)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 15.0 · 3 MB
- Languages: American English
- Released: 2026-10-31
- Data updated: 2026-11-10

## What is BUCK?

BUCK answers one question: after every bill you still have to pay this month, what is safe to spend?

Connect your bank and BUCK reads it for you: your bills, your spending, and the number at the end of it. No spreadsheet. No typing in every coffee.


WHAT BUCK DOES

Safe to spend, front and center
The big number on Home: your balance minus the bills still due this month, with your current balance right under it. On Budget, the math is printed out, so you always know where the number came from.

Never a scary negative
If this month's bills come to more than you have, BUCK shows $0 in amber and tells you exactly how short you are.

The next 30 days, at a glance
Under Safe to spend, see what next month's bills add up to over the next 30 days, with the biggest one named, like "Rent Dec 1". In the last week of the month, if next month's first bills are more than is safe to spend, BUCK tells you to keep some back.

Bills that tick themselves off
Add a bill once. When the payment lands in your bank, BUCK marks it paid by itself. You are not maintaining a list. You are reading one.

A calendar of what is coming
See which bills land on which day, which are paid and which are still due. Tap a day to see exactly what hits.

Bill reminders, even before you connect a bank
Add a bill and BUCK can remind you three days before it's due, so there's time to move money. With a bank connected, BUCK also tells you when a bill costs more than you budgeted, so you hear about it this month, not in December.

Every transaction, pending ones included
Activity shows what has posted and what is still pending, plus your balance over a day, week, month, quarter or year.

Goals
Set a target, add to it as you save, and watch it fill.

Face ID lock
Turn it on in Settings and BUCK asks for Face ID (or Touch ID) before it opens. Your iPhone passcode works too.


YOUR BANK DATA

BUCK connects through Plaid. Your bank username and password are entered with Plaid and are never seen or stored by BUCK. The connection is read-only: BUCK can see transactions and balances, and it cannot move money.

If your bank asks you to sign in again, BUCK tells you and you reconnect in one tap. You can disconnect your bank at any time from Settings.


FREE AND PRO

BUCK is free to use: one bank account, up to 3 bills, up to 3 goals, Safe to spend, bill reminders, over-budget alerts, the bill calendar, Face ID lock, and a savings suggestion once a week.

BUCK Pro adds:
- Every account at every bank, so safe to spend covers all of your money
- Transfers between your own accounts left out of your totals once two or more are connected. Moving money to savings is not spending
- Unlimited bills, plus "Looks like a bill": BUCK finds the bills you already pay in your own history
- Automatic categories and "Where it went", your spending broken down by category
- Unlimited goals, with target dates and what each one needs per month, held back from safe to spend
- Large transaction alerts: a notification when more than an amount you choose leaves your account
- A fresh savings suggestion every day, written from your own budget

BUCK Pro is $9.99 per month or $99.99 per year (save 17%). Upgrade through BUCK. Paying monthly through the App Store? Switch to yearly in Settings.

BUCK Pro is an auto-renewable subscription (monthly or yearly). When you subscribe through the App Store, payment is charged to your Apple Account at confirmation of purchase, and the subscription renews automatically for the same period unless cancelled at least 24 hours before the end of the current period. You can manage or cancel it anytime in your Apple Account settings.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://getbuck.io/privacy


BUCK is built for people who are not trying to become spreadsheet people. It is one number, kept honest, on a screen you can check in four seconds.

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| BUCK Pro Yearly | $99.99 | per year |
| BUCK Pro | $9.99 | per month |


## Is BUCK safe?

Not enough ratings yet to assess BUCK.

## Is BUCK legit?

BUCK: Budget & Bill Tracker has limited verification signals. The AppsHunter Legitimacy Score for BUCK is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 1.2 — 2026-11-08

Safe to spend is now the big number on Home, with your current balance right under it.

- It never goes negative. If this month's bills are more than you have, you'll see $0 in amber and exactly how short you are.
- New "Next 30 days" line: what next month's upcoming bills add up to, with the biggest one named.
- In the last week of the month, a heads-up when next month's first bills are more than you have safe to spend.
- Notifications no longer wait for a bank. BUCK asks after you add your first bill or goal, so bill reminders can reach you.
- BUCK Pro yearly ($99.99, save 17%) now sits next to monthly ($9.99). Paying monthly through the App Store? Switch to yearly in Settings > Plan.
- On the free plan, see where Pro would help, like how many more bills BUCK found in your history.
- Fixed: on Pro, Goals could count goal money twice when telling you whether your goals fit.

### 1.1.1 — 2026-11-04

New: BUCK Pro yearly for $99.99 (save 17%). A cleaner upgrade screen, plus small fixes.

### 1.1 — 2026-11-01

Lock BUCK with Face ID, see which transactions are still pending, and reconnect your bank in one tap if its sign-in expires. Plus bug fixes and improvements.

### 1.0.1 — 2026-11-01

Bug fixes and improvements.

### 1.0 — 2026-10-31

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-10.*