# Budge AI: Expense Tracker — Track spending via SMS & Email > AI-powered expense tracker that logs spending from SMS and email receipts. (iPhone/iPad app by Rejenga.) - Source: https://appshunter.io/ios/app/budge-ai-expense-tracker/id6745526221 (this page in markdown: same URL + `.md`) - Developer: [Rejenga](https://appshunter.io/developer/1812305996) - Category: Finance, Utilities - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 16.0 · 104 MB - Languages: American English - Released: 2026-04-02 - Data updated: 2026-08-17 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/budge-ai-expense-tracker/id6745526221/reviews.md ## What is Budge AI? Track spending automatically. Build smarter budgets. Understand your money with AI. Budge AI is an AI-powered expense tracker that logs your spending from SMS alerts and email receipts without requiring your bank password. No manual data entry. No complicated integrations. Just privacy and simplicity. YOUR PERSONAL AI MONEY ASSISTANT Chat with your AI accountant: • How much did I spend on food? • Create a budget for transport • Show me where I'm overspending • Scan this receipt Budge AI answers instantly. Creates budgets automatically. Analyzes trends. You make the decisions. HOW BUDGE AI WORKS • Automatic Expense Tracking — SMS and email receipts logged instantly • Smart Budgets — Set limits, get alerts, stay in control • Insights — Daily, weekly, and monthly breakdowns by category • Receipt Scanning — Snap a photo, auto-extracted in seconds • Works with M-Pesa, Flutterwave, Paystack, UPI, and most banks • Private by Default — No bank passwords, no data selling WHY CHOOSE BUDGE AI Unlike other budget apps, Budge AI doesn't need your bank login. We read the SMS and email alerts you already receive. Most budget apps show you numbers. Budge AI's AI assistant actively helps by creating budgets, answering questions, analyzing trends, and identifying where you're overspending. Works with most banks and payment services that send SMS or email transaction alerts. Built for freelancers with variable income, expats managing multiple currencies, and anyone who values privacy and simplicity. WHY PEOPLE LOVE BUDGE AI • No spreadsheets • No manual expense logging • No bank passwords required • AI-powered financial insights • Smart budgeting made simple • Privacy-first design • Works with the alerts you already receive GET STARTED IN 30 SECONDS Download Budge AI free. Choose what to track. Start seeing where your money goes. Bank-level encryption. All data processed on your device. Never sold or shared. Full privacy control. Stop wondering where your salary disappeared to. Build better money habits with Budge AI. IN-APP PURCHASES Budge AI is free to use, with optional premium features available through Budge Pro subscriptions. LEGAL: Privacy Policy: https://budgeai.com/privacy-policy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Key features - Automatic expense tracking from SMS/email - AI-powered budgeting and insights - Receipt scanning with auto-extraction - Privacy-focused design, no bank passwords - Daily, weekly, monthly spending breakdowns - Smart budget alerts ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Budge Pro Monthly | $4.99 | per month | | Budge Pro Yearly | $49.99 | per year | | Budge Pro Monthly | $4.99 | per month | ## Frequently asked questions about Budge AI ### How does Budge AI track expenses? Budge AI automatically logs your spending by reading transaction details from SMS alerts and email receipts. This means no manual data entry or need to connect your bank accounts. ### Does Budge AI require my bank password? No, Budge AI is designed with privacy in mind and does not require your bank password. It accesses transaction data through SMS and email alerts you already receive. ### What kind of financial insights does Budge AI provide? Budge AI offers daily, weekly, and monthly breakdowns of your spending by category. Its AI assistant can answer questions about your spending habits, help create budgets, and identify areas where you might be overspending. ### Can Budge AI scan physical receipts? Yes, Budge AI features receipt scanning. You can snap a photo of a receipt, and the app will automatically extract the relevant information in seconds. ### What are the subscription options for Budge AI? Budge AI offers optional premium features through Budge Pro subscriptions. These include monthly ($4.99/month with a free trial) and yearly ($49.99/year) plans. ### How often is Budge AI updated? The latest version of Budge AI is 0.7.0, and it was last updated on July 20, 2026. Updates typically include new features, bug fixes, and performance improvements. ### What devices does Budge AI support? Currently, Budge AI is supported on iPhone devices. The app is rated for ages 4 and up. ### Is my financial data secure with Budge AI? Yes, Budge AI uses bank-level encryption and processes all data on your device. Your data is never sold or shared, and you have full privacy control. ## Version history (last 5 releases) ### 0.7.1 — 2026-08-14 What's New * Insights: A new tab for the shape of your money. Income and expense charted by day, week or month, broken down by category, with your most frequent merchants and the trends worth knowing. * Budget review: A review of every month once it closes, telling you what you kept and how each budget finished. Fixed & Improved * Currency: Budge reads your currency from your actual transactions before falling back to your device's region, and every screen that suggests one now agrees. * Notifications: Your daily summary arrives on days with income but no spending, reported in a currency you have transacted in. ### 0.7.0 — 2026-07-20 Thanks for using Budge AI! We frequently update the app in order to give you the best experience. This update includes: What's New * Ask Budge, everywhere: The assistant now floats over Home, Activity and Budget. Tap the pill from any screen, no more separate tab, and it's open to everyone. * A new look: Redesigned tab bar, a cleaner Home screen with a Spent/Received toggle, and Settings on its own page. * Much faster: Home, Activity and Budget load dramatically quicker, even with years of transactions behind them. Fixed & Improved * Transactions: Detail and edit sheets reopen properly after you dismiss them, search handles special characters, and deleting a bank message completes instead of hanging. * Budgets: Budgets with accented names show the right totals when searched, and a newly created budget surfaces where you'd expect it. * Home: Your spend total no longer counts up from a partial figure or shifts as it loads, and recent budgets and transactions no longer sit blank on launch. * Ask Budge: Photos send reliably, image thumbnails appear straight away instead of loading twice. * Pro: Your subscription no longer follows the wrong account when you switch users on the same device. Enjoying the app? Rate us! We're always working hard to improve your experience. ### 0.6.4 — 2026-06-10 Thanks for using Budge AI! We frequently update the app in order to give you the best experience. This update includes: What's New * Introducing Budge Pro — Go unlimited: unlimited budgets, your complete transaction history, and unlimited Ask Budge chats, all in one plan. * A free month of Pro, on us — A thank-you to our beta users: claim a full month of Pro free, no strings. * Sharper transaction reading — We've improved how accurately Budge pulls transactions from your bank messages. * Income in your daily summary — Daily notifications now show money in, not just what you spent. * Month-end heads-up — A new banner gives you a nudge before your transactions are archived at the end of the month. Fixed & Improved * Ask Budge approvals just work — Confirming suggested actions (new transactions, budgets, and more) is reliable now: the approve button shows consistently, and when Budge suggests several at once you can approve each without the chat getting stuck. * Ask Budge remembers your files — Files you shared earlier in a conversation are recognised when you refer back to them later. * Ask Budge — Removed a duplicate loading indicator that could flash after confirming an action. * Chat history — Fixed history not showing up after using a pre-defined query. * Categories — Stopped duplicate categories being auto-created for transactions, and restored the "Create new category" button when adding a transaction manually. * Budgets load cleanly — No more flash of an empty "no budgets" screen while your budgets load. * Email sync — Fixed the connection flow closing itself mid-setup and refusing to reopen. ### 0.6.3 — 2026-05-14 Thanks for using Budge AI! We frequently update the app in order to give you the best experience. This update includes: Fixed a bug that prevented you from editing your budget amounts after creating them. Fixed an input issue for users in regions that use a comma as a decimal separator; you can now enter transaction amounts using the format specific to your local keyboard. Improved the context retention in our AI chat so it's now able to answer more accurately when you ask follow up questions about your activity and budgets. Enjoying the app? Rate us! We're always working hard to improve your experience. ### 0.6.1 — 2026-04-14 NEW: Email Sync With Email Sync, you can now automatically import and track your financial activity directly from an email source! Update now to get the latest updates and fixes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-17.*