# Budgenza AI — Your Money Compass > AI personal finance and expense tracker with bill reminders and group expense splitting. (iPhone/iPad app by Agil Pashayev.) - Source: https://appshunter.io/ios/app/budgenza-ai/id6756245062 (this page in markdown: same URL + `.md`) - Developer: [Agil Pashayev](https://appshunter.io/developer/1848454314) - Category: Finance, Lifestyle - Price: Free with in-app purchases - Rating: 5.00/5 from 7 App Store ratings · 7 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 43 MB - Languages: English - Released: 2026-04-12 - Data updated: 2026-07-17 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/budgenza-ai/id6756245062/reviews.md ## What is Budgenza AI? Budgenza AI- Your Money Compass! AI Personal Finance & Expense Tracker Your money compass: track spending, bills, and accounts in one place — with AI insights that help you act, not just look. AI-POWERED INSIGHTS • Weekly AI digest — FREE • Monthly, quarterly, 6‑month, and annual AI reports (Premium) • Spot unusual spending and trends before they become problems • Export reports to PDF when you need to share or save them EXPENSE TRACKING MADE SIMPLE • Log expenses in seconds with smart categories • See where your money goes with clear charts and reports • Set category budgets and get alerts before you overspend • Search transactions, merchants, and notes instantly NEVER MISS A PAYMENT • Calendar view of upcoming bills and subscriptions • Reminders before due dates • Track renewals for streaming, memberships, and more COMPLETE ACCOUNT OVERVIEW • Checking, savings, loans, and credit cards in one dashboard • Balances based on the transactions you track — no bank login required • Multi-currency support for travel and global spending GROUP EXPENSES, ZERO HASSLE • Split bills with friends, roommates, or travel groups • Automatic “who owes what” calculations • Settle up without awkward conversations PRIVATE & SECURE • Your data stays yours — no selling, no sharing • Secure sign-in and encrypted connections • Manual tracking — you stay in control of what you log ## Key features - AI-powered spending insights - Expense logging with smart categories - Bill and subscription tracking - Account overview dashboard - Group expense splitting - Multi-currency support ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Premium Annual | $23.90 | per year | | Premium Monthly | $2.99 | per month | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Budgenza AI | $23.90 | one-time | ## Recent user reviews (7 of 7) All indexed reviews: https://appshunter.io/ios/app/budgenza-ai/id6756245062/reviews.md ### 5/5 — Budgenza ai *2026-06-04* The best app for managing your expenses ### 5/5 — CP *2026-04-28* Useful application! Especially subscription tracker feature, which has been a lifesaver. You can customize how early you want to be notified and making it easy to manage unnecessary expenses. Love It!!! ### 5/5 — Simple and Clean Budget Tracker *2026-04-28* I tried Budgenza AI mainly for daily expense tracking, and it does the basics well. Adding transactions is quick, and I like how everything is neatly categorized without much effort. The layout is clean, so you don’t feel overwhelmed like with some finance apps. ### 5/5 — Nice App *2026-04-22* I downloaded this app to stop the 'where did my money go?' feeling at the end of the month. It’s incredibly intuitive—logging an expense takes less time than actually paying for the item. I love the real-time breakdown of my spending habits; it’s finally given me the clarity I need to hit my savings goals without the headache of manual entry. ### 5/5 — Fantastic app *2026-04-21* I have been so happy to have all my costs and expenses organized like this so I can save some money monthly ### 5/5 — Super useful and flexible expense app *2026-04-19* I’ve tried a few expense apps before, but this one is way more practical. You can track your daily spending and income like usual, but what really makes it different is the “projects” feature. I used it for a trip and kept everything separate from my regular expenses, which made it really easy to see how much I actually spent. The shared expense feature is also very helpful. You can add people to a project, and it calculates who owes what automatically — no need to do it manually. Overall, it just gives you more control and flexibility than most apps. Definitely worth trying. ### 5/5 — Great All-in-One Finance Tracker *2026-04-13* I’ve been using this app for a while and it’s been a game-changer for managing my finances. The expense tracking is simple and fast, the dashboards are clear, and I love how it helps me stay on top of subscriptions, income, and budgets in one place. The reminders and calendar view make it easy to avoid missed payments, and the overall design is clean and easy to navigate. Highly recommend for anyone who wants a better handle on their money! ## Frequently asked questions about Budgenza AI ### What is Budgenza AI? Budgenza AI is an AI-powered personal finance and expense tracker. It helps you monitor spending, bills, and accounts, offering AI insights to manage your money effectively. ### Is Budgenza AI free to use? Budgenza AI offers a free tier with basic expense tracking and weekly AI digests. Premium features, including monthly, quarterly, and annual AI reports, require a subscription. ### What are the subscription costs for Budgenza AI Premium? Premium access is available through a monthly subscription of $2.99 or an annual subscription of $23.90. Both plans include a 7-day free trial. ### Does Budgenza AI require bank login? No, Budgenza AI does not require bank logins. It tracks your balances based on the transactions you manually log, giving you full control over your data. ### How does Budgenza AI handle security? Budgenza AI prioritizes privacy and security with secure sign-in and encrypted connections. Your financial data is kept private and is not sold or shared. ### Can Budgenza AI help with shared expenses? Yes, Budgenza AI allows you to split bills with friends, roommates, or travel groups. It automatically calculates who owes what, simplifying the settlement process. ### What devices does Budgenza AI support? Budgenza AI is available on iPhone, iPad, and iPod devices, making it accessible for Apple users on the go. ### How often is Budgenza AI updated? The latest version of Budgenza AI is 2.0, and it was last updated on June 20, 2026. This indicates active development and regular improvements. ## Version history (last 2 releases) ### 2.0 — 2026-06-20 Welcome to Budgenza 2.0 — a major upgrade since 1.9.1. SEARCH & NAVIGATION • Global Search — find expenses, subscriptions, projects, and groups quickly • Improved dashboard, navigation, and onboarding welcome guide MULTI-CURRENCY • Log personal, project, and group expenses in different currencies • See amounts converted using live exchange rates • Choose your preferred display currency AI FINANCIAL INSIGHTS (Premium where noted) • Weekly AI Digest — spending trends, top categories, and tips • Monthly AI Report — recap of your month with category breakdown • Quarterly, 6‑Month, and Annual Reviews — longer‑term spending analysis • Spending anomaly alerts when unusual activity is detected • Export any AI report as PDF • Improved report emails and in‑app summaries • Clearer month‑by‑month views in quarterly and semi‑annual reports BUDGETING & GOALS • Category budgets with daily budget tracking • Savings goals to track progress toward targets NOTIFICATIONS • Redesigned Notification Center • More reliable push notifications • Special alerts when a loan is paid off • Better control of email and push preferences for AI reports EXPENSES & RECEIPTS • AI receipt scanning improvements • Merchant autocomplete and smarter categories • Better receipt preview on the dashboard • Fixed crashes when opening recent purchases with invalid dates • Smoother income and expense entry, including keyboard and date picker fixes PROJECTS, EVENTS & GROUPS • Multi‑currency support for shared expenses • Fairer splits, settlements, and invite notifications • UI polish across Projects, Events, and Settlements ACCOUNTS & LOANS • Archive paid‑off loans and view archived accounts • Improved loan and account management Under the hood: performance, reliability, and bug fixes throughout the app. ### 1.9.1 — 2026-04-12 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-17.*