# Budget & Bill Organizer: Rake — Money Manager, Savings Tracker

> Simple, private expense tracker for easy financial management. (iPhone/iPad app by Apptimize LLC.)

- Source: https://appshunter.io/ios/app/budget-and-bill-organizer-rake/id1515197978 (this page in markdown: same URL + `.md`)
- Developer: [Apptimize LLC](https://appshunter.io/developer/1643932210)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 4.30/5 from 39 App Store ratings · 14 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.0 · 32 MB
- Languages: American English
- Released: 2020-06-04
- Data updated: 2026-09-12
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/budget-and-bill-organizer-rake/id1515197978/reviews.md

## What is Budget & Bill Organizer?

Rake is a calm place to see your money, made for one person and nobody else.

Log spending in seconds. Type it, say it out loud, or scan a receipt. Quick favorites remember the things you buy most, so a coffee or a bus fare takes one tap.

Set gentle monthly budgets by category. Rake gives you a soft nudge as a category gets full, never a lecture. The home screen widget shows what is left to spend today, so you always know where you stand.

Keep every bill and subscription in one list. Add a due date and Rake reminds you before it lands, and recurring charges repeat on their own so nothing sneaks up on you.

Save for things that matter with jars. Name a jar, set a goal, and watch it fill up. If you are paying down debt, the snowball tracker puts your balances in order and shows the date each one clears.

End each month with a recap. See where money went, what changed since last month, and what to adjust next. Plain English, no charts you need a finance degree to read.

Private by design. Your data lives on your phone. No account, no sign up, no ads, no one watching what you spend.

What is new
Easy Finance is now Rake. The whole app has been redesigned from the ground up with a warmer look, faster expense logging, better bill reminders, savings jars, a debt payoff tracker, and new home screen widgets. This update also introduces Rake Premium.

Rake Premium
Premium unlocks the full feature set, including unlimited budgets, bills and subscriptions, savings jars, the debt snowball tracker, monthly recaps and insights, and all widgets. Yearly is 39.99 and monthly is 11.99. There is no free trial. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless turned off at least 24 hours before the end of the current period. You can manage or cancel anytime in your Apple ID settings.

Rake works well if you want a simple budget planner, an expense tracker, a subscription manager, a savings goal tracker, or a debt payoff plan, all in one quiet app.

Download Rake and give this month a plan you can actually keep.

https://rakeapp.rork.app
https://rakeapp.rork.app/about
https://rakeapp.rork.app/privacy
https://rakeapp.rork.app/terms

## Key features

- Quick expense entry
- Detailed entry option
- No account required
- Offline functionality
- Ad-free experience
- Privacy-focused

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Pro Version | $4.99 | one-time |


## Recent user reviews (10 of 14)

All indexed reviews: https://appshunter.io/ios/app/budget-and-bill-organizer-rake/id1515197978/reviews.md

### 1/5 — Not reliable

*2025-06-25*

Nice design, but too many bugs. Transactions disappear or duplicate, and most useful features like creating unlimited accounts and categories are locked behind an expensive paywall. Not worth in its current state.

### 4/5 — Perfect w/ future trouble

*2024-12-30*

I love this app. It’s everything I wanted, and I love one-time purchase deals. My only issue is when I make a future income or expense, it doesn’t allow me to use the forward arrows to see them. I can only see past income and expenses, which is helpful, but I need to see future things.

Please fix as soon as possible :)

### 5/5 — The best

*2023-05-11*

The best to keep track of my finances thank you

### 5/5 — Weekly option

*2023-02-09*

The missing link is my inability to view my weekly income/expenses

### 4/5 — Simple app

*2021-10-15*

Good simple app 
Would like to be able to add categories

### 3/5 — Great but..

*2021-09-07*

Please remove the automatic decimal.
Rarely do I need to use it, instead could you put it as an option like other apps? I love the layout but this part is so frustrating to me as I rarely calculate to that level of detail. I switch between finance apps. If you did this the app would be unbeatable.

### 4/5 — More Coin Options Needed

*2020-12-02*

Good app! I would like more available ads to be watched for coins, however.

### 1/5 — Not usefull

*2020-06-15*

Not usefull. Hard to work. Not many future.

**Developer response:** Hello, sorry to hear you had a problem with our app. The app is designed to be very user friendly and easy to use. Can you please let me know what was the issue you had at joaopaulo@acedigitallabs.com

### 4/5 — having to enter decimals is annoying

*2020-06-11*

this is a great app!! but please make it so that you can toggle fixed decimal mode. if i want to enter $20, i only want to have to type 2 0

**Developer response:** Hello, thank you for the great review. Your suggestion has been noted and will be implemented in a future update.

### 5/5 — Brilliant and easy to use

*2020-06-10*

Very handy and easy to use app for finances. The options of managing finances by group of choice is a bonus to manage my business. Best of all no annoying ads!

## Frequently asked questions about Budget & Bill Organizer

### How does Easy Finance ensure user privacy?

Easy Finance does not require an account or any personal information to use its core features. It also operates offline and is completely ad-free, minimizing data collection and exposure.

### Can I use Easy Finance without an internet connection?

Yes, Easy Finance is designed to work offline. You can add and manage your expenses without needing an internet connection, making it convenient for on-the-go tracking.

### What is the rating for Easy Finance?

Easy Finance has a rating of 4.3 stars based on 40 ratings. This indicates a generally positive reception from its users.

### Is Easy Finance free to use?

The base version of Easy Finance is free to download and use. It offers in-app purchases for additional features or content.

### What devices is Easy Finance available on?

Easy Finance is supported on iPhone and iPod devices. It is designed for iOS users.

### How often is Easy Finance updated?

The latest version of Easy Finance is 1.7.2, which was last updated on November 10, 2021. This suggests a moderate update frequency.

### What age rating does Easy Finance have?

Easy Finance has an age rating of 4+, making it suitable for a wide range of users, including younger individuals learning about finances.

### What are the main benefits of using Easy Finance?

The primary benefits include its speed and ease of use for logging expenses, its strong privacy features with no account or internet needed, and its completely ad-free experience.

## Version history (last 5 releases)

### 1.8 — 2026-09-10

Easy Finance is now Rake.

The whole app has been rebuilt from the ground up with a warmer, calmer design.

New in this version:

Log spending in seconds by typing, dictating, or scanning a receipt
Gentle monthly budgets by category with soft alerts
Bills and subscriptions in one list with due date reminders
Savings jars that fill up toward each goal
Debt payoff tracker with a snowball order
Monthly recap and insights
Home screen widgets for what is left to spend and quick logging

This update also introduces Rake Premium, a subscription that unlocks the full feature set. Expenses saved in the old Easy Finance version are not carried over to the new design.

Your data stays on your phone, with no account and no ads.

### 1.7.2 — 2021-11-10

chart improvements and correction of linkage

### 1.7.1 — 2021-11-08

Bug fixes and Improvements

### 1.7 (1) — 2021-11-02

+ updated calculating

### 1.6 — 2021-10-12

Bug fixes

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All apps by Apptimize LLC: https://appshunter.io/developer/1643932210

## Related topics

[easy expenses tracker](https://appshunter.io/ios/topics/easy-expenses-tracker)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-12.*
