Budget & Bill Planner: Planned

Budget & Bill Planner: Planned

Money Coach, Expense Tracker

15 ratings
14 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • February 19, 2026
  • August 12, 2026
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About

This app provides personalized financial guidance from an AI coach that learns your financial situation. It offers clear advice without jargon, focusing on actionable steps to improve your financial health.

AI financial coach
Personalized guidance
Financial health scoring
Connects financial accounts
Chat-based financial advice
Tracks spending and saving
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+1

What's New in Budget & Bill Planner

1.5.2

August 12, 2026

In this release: • New: Goals now track the specific accounts you pick. "Pay off my Amex" follows that card instead of your whole debt balance, and a savings goal follows the account you're actually saving into. • New: See where a goal stands before you save it, including a heads-up when a goal would start out already finished, and a choice about whether the money already in the account counts toward it. • Improved: A goal that hits its target can go back to in progress if the balance moves the wrong way. • Improved: Savings goals are measured against your live account balances instead of a figure that could sit stale for days. • Improved: The coach names the account it means instead of talking in totals. • Fixed: Payroll deposits and credit card payments no longer show up as cancellable subscriptions, so your recurring total reflects what you can actually cancel. • Plus accuracy and reliability fixes across goals, subscriptions and connected accounts.

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Subscription plans

Monthly

Unlimited Access Monthly Plan

$14.991 Month
How to cancel Budget & Bill Planner subscription ⁉️

User reviews

Perfect

Great to track my spending!

Great App!

Super clean app with very clear action points for how to improve! Love it

Great Budgeting Tool

App helped me manage my finance effectively. So glad I found this!

Response from developer

We're glad to hear it's been helpful!

Very Well Made

Great experience so far. Simple, fast, and very useful. I would definitely recommend it to others.

Response from developer

Thank you for your review!

Keeps me on track with my goals

Can’t recommend this app enough. I had no visibility with my spending and savings until I used Planned. Now I have insights and guidance in order to reach my financial goals!

Response from developer

We're glad to hear it's been helpful! Thanks for the review.

FAQ

What is Planned's financial health score?

Planned scores your financial health across 10 categories, including emergency fund coverage, debt-to-income ratio, and savings rate. This helps you understand where you stand and what to improve first.

How does Planned's AI coach work?

The AI coach learns your full financial picture from connected accounts to provide personalized guidance. You can chat with it anytime to ask about spending, saving, debt, or long-term planning and receive answers based on your real numbers.

Is Planned suitable for beginners?

Yes, Planned is built for people who want to get their finances together but don't know where to start. It avoids generic tips and financial jargon, offering clear advice tailored to your life.

What makes Planned different from other finance apps?

Unlike passive trackers, Planned acts as an active coach, providing direct, personalized advice based on your real financial data. It fills the gap left by apps that only show charts or offer generic tips.

Does Planned have ads?

No, Planned is ad-free, allowing for an uninterrupted financial management experience.

What devices does Planned support?

Planned is available on iPhone and iPod devices.

How often is Planned updated?

The latest version is 1.0.3, and the app was last updated on March 16, 2026. This indicates a recent update and ongoing development.

What is the age rating for Planned?

Planned has an age rating of 4+, making it suitable for a wide range of users.