Budget & Bill Planner: Planned

Budget & Bill Planner: Planned

Money Coach, Expense Tracker

22 ratings
21 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • February 19, 2026
  • September 4, 2026
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About

This app provides personalized financial guidance from an AI coach that learns your financial situation. It offers clear advice without jargon, focusing on actionable steps to improve your financial health.

AI financial coach
Personalized guidance
Financial health scoring
Connects financial accounts
Chat-based financial advice
Tracks spending and saving
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+1

What's New in Budget & Bill Planner

1.5.3

September 4, 2026

Messaging your coach just got better. Reply to a specific message, react with emoji, edit something you just sent, and attach photos or documents. Tasks now show you the steps. Each action item breaks into short, checkable steps, so you can see where to start instead of facing one big checkbox. Cards are easier to scan, and you can dismiss a task instead of deleting it. Your coaching in one place. The coaching hub brings calls, notes and next steps together, and lets you know when a session is coming up. Easier setup. If your bank will not connect, you can add accounts by hand, and the connect step stays out of your way once you are done. Also in this release: • Goals track the specific accounts you named, and return to in progress if your balance dips. • Paychecks and card payments are no longer mistaken for subscriptions. • Your health score chart no longer shows a dip when your score has been steady. • Profile photos load faster, and a fresh install no longer asks you to update it.

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Subscription plans

Monthly

Unlimited Access Monthly Plan

$14.991 Month
How to cancel Budget & Bill Planner subscription ⁉️

User reviews

More than just a budget app

This app made it so easy to see the big picture of how my money is actually working. It helped me realize I was underinvesting relative to my income and gave me a much clearer sense of what I should actually be saving and setting aside. Super easy to use on top of it all. Highly recommend!

Response from developer

We're happy to hear it's helped clarify your finances!

Great insights

This app is super well laid out, I don’t feel overwhelmed with the content and the way it’s designed very approachable :)

Response from developer

Thank you for the positive feedback!

Felt confident about my personal finance after using this!

I’ve been enjoying using this app so far because it really tries to understand my budget planning during the onboarding, especially calculating the financial score for me! Love the concrete steps I’ve been getting as well on how to achieve financial freedom. Would highly recommend!

Response from developer

Thanks for your review! We're happy to hear it's been helpful.

Be intentional with your finances

This app is great and everyone should use it especially if you need help tracking your finances & reaching your goals.

Response from developer

We're glad to hear it's been helpful!

Does it all!

Wow! Finally a program that has everything in one place. I can finally delete the 5 other apps I use and condense into one, easy to use platform. Two thumbs up!!

Response from developer

Thanks for your review!

Developer apps

FAQ

What is Planned's financial health score?

Planned scores your financial health across 10 categories, including emergency fund coverage, debt-to-income ratio, and savings rate. This helps you understand where you stand and what to improve first.

How does Planned's AI coach work?

The AI coach learns your full financial picture from connected accounts to provide personalized guidance. You can chat with it anytime to ask about spending, saving, debt, or long-term planning and receive answers based on your real numbers.

Is Planned suitable for beginners?

Yes, Planned is built for people who want to get their finances together but don't know where to start. It avoids generic tips and financial jargon, offering clear advice tailored to your life.

What makes Planned different from other finance apps?

Unlike passive trackers, Planned acts as an active coach, providing direct, personalized advice based on your real financial data. It fills the gap left by apps that only show charts or offer generic tips.

Does Planned have ads?

No, Planned is ad-free, allowing for an uninterrupted financial management experience.

What devices does Planned support?

Planned is available on iPhone and iPod devices.

How often is Planned updated?

The latest version is 1.0.3, and the app was last updated on March 16, 2026. This indicates a recent update and ongoing development.

What is the age rating for Planned?

Planned has an age rating of 4+, making it suitable for a wide range of users.