# Budget & Bill Planner: Planned — Money Coach, Expense Tracker > AI-powered financial coach offering personalized guidance and financial health scoring. (iPhone/iPad app by Get It Planned Inc..) - Source: https://appshunter.io/ios/app/budget-and-bill-planner-planned/id6757729735 (this page in markdown: same URL + `.md`) - Developer: [Get It Planned Inc.](https://appshunter.io/developer/1848007615) - Category: Finance, Lifestyle - Price: Free with in-app purchases - Rating: 5.00/5 from 15 App Store ratings · 14 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 70 MB - Languages: American English - Released: 2026-02-19 - Data updated: 2026-08-27 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/budget-and-bill-planner-planned/id6757729735/reviews.md ## What is Budget & Bill Planner? Most money apps track where your money went. Planned helps you decide where it should go. Smart spending insights, personalized coaching, and comprehensive financial planning, all in one place. Built for people ready to move beyond basic budgeting. BEYOND BUDGETING Budgeting apps show you the past. Planned helps you plan the future. Get a complete picture of your financial life, not just your spending. -Cash flow planning that adapts to real life -Net worth tracking across all your accounts -Goals that connect to your actual plan -Insights that help you make smarter decisions PERSONALIZED MONEY COACHING Not another generic finance app. Planned learns your situation and gives you guidance that fits your life. -AI coach available when you need advice -Weekly check-ins that keep you on track -Actionable insights, not just charts -Nudges that help you build better money habits COMPREHENSIVE FINANCIAL PLANNING Your money touches every part of your life. Planned treats it that way. -Spending, saving, investing, debt, all connected -Bill tracking and subscription management -Savings goals that actually move forward -Retirement and long-term planning built in BUILT FOR REAL LIFE Life changes. Your money plan should too. Whether you are paying down debt, saving for a house, navigating a career change, or just trying to stop feeling anxious about money, Planned adapts to where you are. FEATURES -Connect all your accounts in seconds -Bank-level security on everything -Beautiful dashboard that makes money feel less overwhelming -Works with your existing bank, credit cards, and investments -Private and secure, your data stays yours START YOUR FINANCIAL PLAN TODAY Download Planned and take the first step toward a financial life that works for you. Questions? Feedback? We read everything. Email support@getitplanned.com or visit getitplanned.com. Privacy Policy: getitplanned.com/privacy Terms of Service: getitplanned.com/terms ## Key features - AI financial coach - Personalized guidance - Financial health scoring - Connects financial accounts - Chat-based financial advice - Tracks spending and saving ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Monthly | $14.99 | per month | | Yearly | $99.99 | per year | | Monthly - Early Supporter | $8.99 | per month | ## Recent user reviews (10 of 14) All indexed reviews: https://appshunter.io/ios/app/budget-and-bill-planner-planned/id6757729735/reviews.md ### 5/5 — Perfect *2026-08-13* Great to track my spending! ### 5/5 — Great App! *2026-08-13* Super clean app with very clear action points for how to improve! Love it ### 5/5 — Great Budgeting Tool *2026-08-10* App helped me manage my finance effectively. So glad I found this! **Developer response:** We're glad to hear it's been helpful! ### 5/5 — Very Well Made *2026-07-20* Great experience so far. Simple, fast, and very useful. I would definitely recommend it to others. **Developer response:** Thank you for your review! ### 5/5 — Keeps me on track with my goals *2026-07-17* Can’t recommend this app enough. I had no visibility with my spending and savings until I used Planned. Now I have insights and guidance in order to reach my financial goals! **Developer response:** We're glad to hear it's been helpful! Thanks for the review. ### 5/5 — Easy to navigate *2026-07-14* Love the user interface and the options! Great app **Developer response:** Thanks for the review! We're glad to hear you found it easy to use. ### 5/5 — Eye opening! Highly recommend *2026-07-07* For years I’ve managed to increase my net worth but as they say “The more you make the more you spend.”I’ve tried all of these financial advisor apps and they never really worked. Planned really helped me understand how to balance my spending and investments so I can actually get ahead finally. Love it! **Developer response:** We appreciate your review! ### 5/5 — Extremely Helpful *2026-05-21* This app really put my mind at ease when it came to financial planning. It was nice to know exactly where my money was going and how I could save for a large purchase in the future! **Developer response:** Thank you for the review! Good luck with your goal! ### 5/5 — Amazing insights! *2026-05-20* This app is outstanding! Was able to see quickly all the bad spending habits and got a clear plan right away to achieve my financial goals! Cannot recommend this enough. **Developer response:** Thanks for the positive feedback! ### 5/5 — Was recommended to try and o don’t regret *2026-05-12* Received a lump sum of money that I wasn’t really expecting was told to download this app so I dot. Get ahead of myself got a real structured plan and I plan on Sticking to it all the way **Developer response:** Thanks so much for the review! We appreciate the positive feedback. ## Frequently asked questions about Budget & Bill Planner ### What is Planned's financial health score? Planned scores your financial health across 10 categories, including emergency fund coverage, debt-to-income ratio, and savings rate. This helps you understand where you stand and what to improve first. ### How does Planned's AI coach work? The AI coach learns your full financial picture from connected accounts to provide personalized guidance. You can chat with it anytime to ask about spending, saving, debt, or long-term planning and receive answers based on your real numbers. ### Is Planned suitable for beginners? Yes, Planned is built for people who want to get their finances together but don't know where to start. It avoids generic tips and financial jargon, offering clear advice tailored to your life. ### What makes Planned different from other finance apps? Unlike passive trackers, Planned acts as an active coach, providing direct, personalized advice based on your real financial data. It fills the gap left by apps that only show charts or offer generic tips. ### Does Planned have ads? No, Planned is ad-free, allowing for an uninterrupted financial management experience. ### What devices does Planned support? Planned is available on iPhone and iPod devices. ### How often is Planned updated? The latest version is 1.0.3, and the app was last updated on March 16, 2026. This indicates a recent update and ongoing development. ### What is the age rating for Planned? Planned has an age rating of 4+, making it suitable for a wide range of users. ## Version history (last 5 releases) ### 1.5.2 — 2026-08-12 In this release: • New: Goals now track the specific accounts you pick. "Pay off my Amex" follows that card instead of your whole debt balance, and a savings goal follows the account you're actually saving into. • New: See where a goal stands before you save it, including a heads-up when a goal would start out already finished, and a choice about whether the money already in the account counts toward it. • Improved: A goal that hits its target can go back to in progress if the balance moves the wrong way. • Improved: Savings goals are measured against your live account balances instead of a figure that could sit stale for days. • Improved: The coach names the account it means instead of talking in totals. • Fixed: Payroll deposits and credit card payments no longer show up as cancellable subscriptions, so your recurring total reflects what you can actually cancel. • Plus accuracy and reliability fixes across goals, subscriptions and connected accounts. ### 1.5.1 — 2026-08-08 In this release: • New: See how your financial health score has changed over time with a new history chart. • New: You can now add loan terms yourself when your bank doesn't share them. • New: Credit limits from your bank now show on your credit accounts. • Improved: The app reopens right where you left off instead of resetting to the Health tab. • Improved: The coach's suggested questions now load instantly. • Fixed: Budgets no longer double-count split transactions. • Plus reliability and accuracy fixes across bank connections and your plan's numbers. ### 1.5.0 — 2026-08-08 Verifying your plan is mostly confirming now, instead of typing. We fill in what we can already see from your connected accounts, and we tell you where each answer came from. Your debts arrive with the balance and rate your bank reports, listed under the account they belong to, so you can check them and keep moving. Also in this release: • Paid off cards no longer show up as debts to sort out. They are listed on their own, with the date the balance was last checked. • Anything we estimated rather than know for certain is labelled as an estimate, so you can correct it before it reaches your plan. • Fixed: a figure you corrected could be overwritten the next time your accounts synced. Your answers stay put now. • New questions about your work, your housing cost, and how you feel about investment risk, so your plan fits your situation more closely. ### 1.4.0 — 2026-07-16 Bigger, more flexible budgeting • Add accounts manually — track cash, assets, or anything Plaid can't connect to • Split a single transaction across multiple categories • Organize your budget with custom category groups, and drag to reorder • Rollover budgeting: unused category money now carries forward like a sinking fund • Smarter category picker, grouped by personal vs. business spending A more helpful coach • New "This week" briefing card with your latest money signals • Set goals and get accountability check-ins • Create your whole budget right inside a coach chat • Automatic bills & subscriptions detection ### 1.3.0 — 2026-07-01 A redesigned setup experience that builds your personalized financial plan in minutes and shows you exactly where you stand. Also in this release: • Sharper, more reliable insights about your spending and savings • Fixed an issue that could add duplicate tasks to your plan • Speed and stability improvements ## Apps similar to Budget & Bill Planner | App | Rating | Price | Category | | --- | --- | --- | --- | | [ITHAC](https://appshunter.io/ios/app/ithac/id6755703974) | 5.0 (1) | Free | Finance | | [MarketRally - Creator Picks](https://appshunter.io/ios/app/marketrally-creator-picks/id6761016058) | — | Free | Finance | | [TheNetWorthApp](https://appshunter.io/ios/app/thenetworthapp/id6749549130) | — | Free | Finance | | [SmartSpend AI](https://appshunter.io/ios/app/smartspend-ai/id6751765757) | — | Free | Finance | | [StockIntel AI – Market Data](https://appshunter.io/ios/app/stockintel-ai-market-data/id6762275544) | 5.0 (1) | Free | Finance | | [Spend Smart AI](https://appshunter.io/ios/app/spend-smart-ai/id6503697859) | — | Free | Finance | ## More apps by Get It Planned Inc. - [Family Meal Planner: Mini Chef](https://appshunter.io/ios/app/family-meal-planner-mini-chef/id6775668749) All apps by Get It Planned Inc.: https://appshunter.io/developer/1848007615 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*