# Budget & Bill Planner: Spendra — Expense Tracker, Savings Goals > Expense Tracker, Savings Goals (iPhone/iPad app by Cengiz Darian Hanci.) - Source: https://appshunter.io/ios/app/budget-and-bill-planner-spendra/id6797268506 (this page in markdown: same URL + `.md`) - Developer: [Cengiz Darian Hanci](https://appshunter.io/developer/1878103848) - Category: Finance - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 17.0 · 22 MB - Languages: American English, Arabic, Danish, Dutch, French (France), German (Germany), Italian, Japanese, Korean, Norwegian Bokmål and 4 more - Released: 2026-08-25 - Data updated: 2026-09-23 - User reviews in markdown: https://appshunter.io/ios/app/budget-and-bill-planner-spendra/id6797268506/reviews.md ## What is Budget & Bill Planner? Spendra shows you how much money you really have left this month — without ever giving up your data. Your money, your data — and yours alone. Private by design No account, no login, no sign-up All your data is stored locally on your device by default No bank connection, no banking credentials No analytics, no tracking, no ads Optional sync runs through your own private iCloud — never our servers Logged in seconds Quick entry with the amount field ready to type in Scan a receipt for the amount, merchant and date Send receipts and PDFs from any app via Share Split one entry across several categories Salary, rent and the rest post themselves as recurring entries Always know what's left Safe-to-spend for the month at a glance Envelope budgets per category, with rollover into the next month A 50/30/20 quick-start, calculated from your income Can I afford this? — check a purchase before you make it Subscriptions & fixed costs under control Every subscription in one place, with yearly cost and share of income Reminders before a charge, before a trial converts, before a cancellation deadline Price history per subscription A bills calendar with everything due Understand and save Stats by day, week, month and year Spending by category, trends and a money-flow chart Savings goals with a target amount, date and monthly rate Net worth across all your accounts Trips with their own budget and foreign currency at ECB rates On your Home Screen Home Screen and Lock Screen widgets Quick entry from Control Center A Live Activity with your daily budget Siri, Shortcuts and Spotlight search Gentle reminders A daily nudge to log what you spent An alert when a budget hits 80% and 100% A no-spend streak for your spend-free days Premium includes Advanced statistics with yearly views Subscription intelligence: insights, price alerts, automatic detection Net worth and iCloud sync Unlimited budgets, goals, categories, payment methods and trips Daily budget as a Live Activity, CSV export of your full history Every accent color AI Smart Capture on devices with Apple Intelligence — entirely on device A private App Lock with Face ID or Touch ID keeps your finances for your eyes only — free, for everyone. Subscriptions Auto-renewable Premium plans (1 month, 1 year with a 1-week free trial), or a one-time Lifetime unlock Payment is charged to your Apple ID account Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period Manage or cancel anytime in your Apple account settings Restore Purchases is available in-app Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://darianhanci-legal.web.app/datenschutz ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Premium Monthly | $1.49 | per month | | Premium Yearly | $11.99 | per year | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Premium Lifetime | $34.99 | one-time | ## Version history (last 4 releases) ### 1.2 — 2026-09-17 New: Spendra on Apple Watch • What's left this month, right on your wrist • Log an expense in two taps — by dictation or the Digital Crown • Budgets, recent bookings and upcoming charges on the watch Clear from the first minute • Stats and Budgets now show a preview instead of an empty screen — you see what the app looks like straight away, with no sample data ending up in your figures • Shorter explanations on empty screens Around your subscription • The buy button now states the renewal amount and date • "Manage subscription" right in Settings • iCloud sync now says honestly when it actually starts Also: a much better layout on iPad. ### 1.1.0 — 2026-09-04 Switching tabs is calm now: no more flash, and empty views sit at the same height everywhere. New: pay on fixed dates, say the 10th and the 25th — if you use it, your monthly budget counts it once instead of twice. Plus planned charges right in the list, subscriptions as tiles, a net-worth trend, an overspend-risk read on the home screen, "X a day" instead of a bare amount, and a comparison against your own average. A category's symbol can now be swapped right where you log an expense. ### 1.0.1 — 2026-08-31 Colour where the numbers are: amounts and category icons now carry their category's colour, with 132 emoji to choose from — including for the built-in categories. Budgets read faster. Every row says in one word where it stands, and a mark in the bar shows where you should be by today. Above the groups sits what is not yet budgeted from your monthly income. When an envelope is overspent, you can cover it from another one straight from the row. New in Stats: your spending pace against the plan, and this month against last. Do the maths in the amount field: combine a receipt or take off a share someone else paid, with + and − right beside the amount. Also: the keyboard closes when you tap anywhere. Switching tabs is smoother. And the monthly plan shows its price correctly again. ### 1.0 — 2026-08-25 No release notes. ## More apps by Cengiz Darian Hanci - [Boxing Timer: BoxTime](https://appshunter.io/ios/app/boxing-timer-boxtime/id6759327767) - [ScreenWall Screen Time Blocker](https://appshunter.io/ios/app/screenwall-screen-time-blocker/id6759958492) - [Breathing Exercises: Lunair](https://appshunter.io/ios/app/breathing-exercises-lunair/id6759969887) - [Sola: Private Journal](https://appshunter.io/ios/app/sola-private-journal/id6760429565) - [Lumea: Meditation & Sleep](https://appshunter.io/ios/app/lumea-meditation-and-sleep/id6760657902) - [GPS Running Tracker: RunArc](https://appshunter.io/ios/app/gps-running-tracker-runarc/id6762566949) All apps by Cengiz Darian Hanci: https://appshunter.io/developer/1878103848 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-23.*