# Budget & Expense - SnapCents — Scan Receipts, Track Spending > Private, on-device personal finance manager with receipt scanning and AI insights. (iPhone/iPad app by Saraswathi Boggavarapu.) - Source: https://appshunter.io/ios/app/budget-and-expense-snapcents/id6761669127 (this page in markdown: same URL + `.md`) - Developer: [Saraswathi Boggavarapu](https://appshunter.io/developer/1858771625) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 5.00/5 from 4 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 17.0 · 16 MB - Languages: American English - Released: 2026-04-14 - Data updated: 2026-08-04 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/budget-and-expense-snapcents/id6761669127/reviews.md ## What is Budget & Expense? SnapCents keeps your money and your data exactly where they belong: with you. No bank logins. No cloud uploads. No tracking. Every receipt scan, every budget check, every AI insight runs entirely on your device. Your finances stay private because they never leave your phone. SNAP A RECEIPT, SEE WHERE IT GOES Point your camera at any receipt and SnapCents reads it instantly merchant, amount, date, even individual line items. It automatically suggests a category so you can move on with your day. Got a stack of old receipts? Scan them in bulk or import photos from your library. TALK TO YOUR MONEY Just say what you spent. Voice entry picks up the details so you can log expenses hands-free while you're driving, cooking, or walking out of a store. TRACK INCOME, TOO Log salary, refunds, gifts, and reimbursements alongside expenses. SnapCents shows your real cash flow what's coming in versus going out not just where money goes. BUDGETS THAT ACTUALLY HELP Set monthly budgets by category and see at a glance what you have left to spend today. SnapCents does the math income minus expenses minus savings goal so you always know your real number. PERSONAL AND BUSINESS IN ONE APP Switch between personal and business profiles to keep spending completely separate. Track business expenses and receipts for tax time without juggling two apps. IMPORT BANK STATEMENTS Drop in a PDF statement from your bank or credit card and SnapCents pulls out transactions automatically. No manual entry, no connecting your accounts. ASK QUESTIONS, GET ANSWERS Curious where your money went last month? Just ask. The built-in AI chat looks at your spending and gives you a straight answer no data leaves your device. On-device AI features require iOS 26 with Apple Intelligence. ALSO INCLUDED • Charts and insights - spending trends, category breakdowns, period comparisons • Return window alerts - never miss a refund deadline • Subscription tracking - see recurring charges in one place • Export to PDF, Excel, or CSV - ready for tax time or your accountant • iCloud sync - keep everything in sync across your Apple devices • Widgets and Siri shortcuts - log expenses without opening the app YOUR PERSONAL FINANCE COMPANION SnapCents is a complete budgeting and money management tool designed for people who want full control over their financial life - without giving up their privacy. STRAIGHTFORWARD PRICING SnapCents is free to use with generous limits. When you're ready for more, go Pro monthly, yearly, or pay once and own it forever. No ads, ever. https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Key features - On-device data processing for privacy - Receipt scanning with AI categorization - Voice-based expense logging - Personal and business profiles - Budget creation and tracking - AI-powered financial insights - Export to PDF, Excel, CSV ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | SnapCents Pro | $3.99 | per month | | SnapCents Pro Yearly | $29.99 | per year | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | SnapCents Pro Lifetime | $74.99 | one-time | ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/budget-and-expense-snapcents/id6761669127/reviews.md ### 5/5 — Good idea and good design *2026-04-27* I like the insights the app provided that are helpful to keep me on track with my spending and I like how all my data is private and able use on my iPad and phone. ## Frequently asked questions about Budget & Expense ### Does SnapCents have ads? No, SnapCents is ad-free. The app is free to use with generous limits, and offers optional Pro upgrades for more features without advertisements. ### How secure is SnapCents? SnapCents prioritizes privacy by keeping all your financial data on your device. There are no bank logins, cloud uploads, or tracking, ensuring your information stays with you. ### What are the subscription options for SnapCents Pro? SnapCents Pro offers monthly ($3.99/month) and yearly ($29.99/year) subscription plans. The yearly plan includes a 7-day free trial. ### Can I import my bank statements into SnapCents? Yes, you can import PDF statements from your bank or credit card. SnapCents will automatically extract transactions, eliminating the need for manual entry or account linking. ### What devices does SnapCents support? SnapCents is available for iPhone and iPad. It also supports iCloud sync to keep your data consistent across your Apple devices. ### How often is SnapCents updated? The latest version of SnapCents is 1.0.2, last updated on April 29, 2026. Updates typically include new features, bug fixes, and performance improvements. ### What kind of AI features does SnapCents offer? SnapCents includes on-device AI for insights into your spending habits and answering financial questions. This feature requires iOS 26 with Apple Intelligence. ### Can SnapCents be used for both personal and business finances? Yes, SnapCents allows you to switch between personal and business profiles. This keeps your spending separate and makes tracking business expenses for tax purposes straightforward. ## Version history (last 4 releases) ### 1.1.0 — 2026-08-02 bug fixes and app improvements ### 1.0.2 — 2026-04-29 • Track income alongside expenses - salary, refunds, gifts • Voice entry understands ordinal dates ("on the 24th") and "N days ago" • Bug fixes and performance improvements ### 1.0.1 — 2026-04-23 Redesigned search bar Apple Wallet-style inline chips with type-specific colors Merchant suggestions now filter as you type instead of showing static top 5 Tag suggestions with usage counts type "tag" to find and filter by tags Bug fixes and other improvements ### 1.0 — 2026-04-14 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-04.*