# Budget App & Money Manager — Expense & spending tracker > Expense & spending tracker (iPhone/iPad app by LIZAVETA UN.) - Source: https://appshunter.io/ios/app/budget-app-and-money-manager/id6792486550 (this page in markdown: same URL + `.md`) - Developer: [LIZAVETA UN](https://appshunter.io/developer/1896476410) - Category: Finance, Productivity - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 16.4 · 53 MB - Languages: American English, Amharic, Bangla, Bulgarian, Catalan, Croatian, Czech, Danish, Dutch, Finnish and 34 more - Released: 2026-07-24 - Data updated: 2026-09-03 - User reviews in markdown: https://appshunter.io/ios/app/budget-app-and-money-manager/id6792486550/reviews.md ## What is Budget App & Money Manager? Most budget apps start with a demand: connect your bank, sort your life into forty categories, trust a server with your salary. Cloudless starts with a different idea — a budget you keep entirely to yourself. No bank login. No account. No cloud. Everything you enter is stored in a database on your iPhone, and the app works completely offline — even in airplane mode. ONE NUMBER, EVERY MORNING Enter your income, your fixed costs and how much you want to set aside. Cloudless turns the rest into a single daily number: what you can spend today. • Spend less than that and the rest rolls over to tomorrow • Overspend and the coming days absorb it quietly — no guilt, just arithmetic • Stay under your number and your streak grows BUILT FOR REAL LIFE • Log an expense in seconds on a big numpad — pick a category, done • Recurring costs like rent, streaming and installments are entered once and handled automatically • Savings goals fill up on their own with daily, weekly or monthly contributions • Search, edit and tag every transaction • 28 currencies for travel and multi-currency life • Face ID or PIN lock, a daily reminder you schedule yourself, and a calm dark theme • Add expenses by voice with Siri Shortcuts ALSO IN CLOUDLESS Receipt scanning that reads amounts on your device, bank statement CSV import parsed locally, multiple wallets with a net worth view, category limits with rollover, spending trends and a month-end forecast. Everything is computed on your phone — nothing is uploaded. YOUR DATA STAYS YOURS • 100% offline by architecture — there is no server to send anything to • No sign-up, no tracking, no profiles • Encrypted backup (AES-256): one file, protected by a passphrase only you know, saved wherever you choose • Moving to a new phone means moving one file — not an account MADE FOR YOU IF… • you want a budget without a bank account connection • you like envelope budgeting but want it offline and automatic • you keep cash and card spending in one simple place • you have deleted three budget apps because they were work • you simply believe your money is nobody's business Cloudless speaks 44 languages and follows one rule everywhere: your numbers never leave your device. Download Cloudless and see today's number. Privacy Policy: https://www.babella.org/cloudless/privacy.html Terms of Use: https://www.babella.org/cloudless/terms.html ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Yearly | $19.99 | per year | | Monthly | $2.99 | per month | ## Version history (last 5 releases) ### 1.1.0 — 2026-09-02 Take control of your money, effortlessly. • Log expenses in seconds and see where every dollar goes • Set budgets and watch your spending stay on track • Quick Add for fast, one-tap entries • Clear insights so you always know what's left before payday • Private and secure — your data stays on your device Thank you for using Cloudless. This update brings polish and fixes for a smoother experience. ### 1.0.9 — 2026-09-01 Take control of your money, effortlessly. • Log expenses in seconds and see where every dollar goes • Set budgets and watch your spending stay on track • Quick Add for fast, one-tap entries • Clear insights so you always know what's left before payday • Private and secure — your data stays on your device Thank you for using Cloudless. This update brings polish and fixes for a smoother experience. ### 1.0.5 — 2026-08-20 Cloudless now speaks 44 languages. Plus small improvements and fixes. ### 1.0.4 — 2026-08-19 • Month-end forecast: know today where the month will land — and the daily amount that gets you back on track • New: subscription tracker — see what streaming, gym and cloud really add up to, monthly and yearly • Receipt scanning reads rotated photos correctly now • Try Pro free for 7 days: receipt scanning, statement import, forecast, subscriptions, unlimited accounts and deep insights • Dates and numbers follow your app language everywhere • Big reliability pass: fuller encrypted backups, steadier recurring charges on month-ends, a faster Activity list and dozens of fixes ### 1.0.3 — 2026-08-07 Now in 44 languages — and this is everything Cloudless does. ONE NUMBER A DAY Your income, minus the fixed bills, minus what you're saving, spread across the month. Spend less today and it rolls into tomorrow. Overspend and tomorrow absorbs it. No envelopes to rebalance. ADD AN EXPENSE IN SECONDS A numpad, a category, done — free forever, with no limit and no countdown. SCAN THE RECEIPT INSTEAD The camera reads the amount on the device itself. The photo never leaves your iPhone. BRING IN YOUR STATEMENT Import a bank or credit-card CSV. It's parsed on the phone; nothing is uploaded. WALLETS AND NET WORTH Cash, cards, savings — every account in one place, with transfers between them. RECURRING AND SUBSCRIPTIONS Rent, gym, streaming. Set them once and they stop surprising you. SAVINGS GOALS AND CATEGORY BUDGETS A ceiling per category, and goals that take their share before you spend it. INSIGHTS — PRO Where the month is heading, a calendar heatmap of every day, spending trends, and a heads-up when a category runs higher than your own six-month average. ENCRYPTED BACKUP AES-256, to your own iCloud Drive. Only your passphrase opens it. Moving to a new iPhone takes one file. NO BANK LOGIN. NO ACCOUNT. NO CLOUD. It works in airplane mode because there is nowhere for your data to go. Data Not Collected — Apple's label, not our claim. ## More apps by LIZAVETA UN - [Babella Baby & Newborn Tracker](https://appshunter.io/ios/app/babella-baby-and-newborn-tracker/id6767452480) - [Steady: Blood Sugar Tracker](https://appshunter.io/ios/app/steady-blood-sugar-tracker/id6782473245) - [Streak Habit Tracker: Glow Up](https://appshunter.io/ios/app/streak-habit-tracker-glow-up/id6795014621) All apps by LIZAVETA UN: https://appshunter.io/developer/1896476410 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*