# Budget App - Granite Finance — Subscription & Expense Tracker

> Daily budget app that calculates your spendable amount after fixed expenses. (iPhone/iPad app by Granite Finance.)

- Source: https://appshunter.io/ios/app/budget-app-granite-finance/id6752426719 (this page in markdown: same URL + `.md`)
- Developer: [Granite Finance](https://appshunter.io/developer/1839303574)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 12 App Store ratings · 10 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 75 MB
- Languages: American English
- Released: 2026-02-23
- Data updated: 2026-09-05
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/budget-app-granite-finance/id6752426719/reviews.md

## What is Budget App?

Granite answers one simple question: how much money can I safely spend today?

If you’re living paycheck to paycheck, paying down credit card debt, or constantly wondering where your money went, Granite gives you one clear number to guide your spending.

No categories to manage. No dozens of envelopes. No spreadsheets. Just one honest daily number that helps you stop guessing, avoid overspending, and make it to the end of the month without falling further behind.

Tell Granite your income and recurring expenses. We do the math. Your daily spending number automatically updates as you spend.

What you get:

* Your daily spending number: Know exactly how much you can safely spend today without wrecking the rest of your month.
* Fast expense tracking: Add purchases by taking a photo, speaking, or entering them manually.
* Subscription and bill tracker: See every recurring charge in one place and find expenses you may have forgotten about.
* Spending insights: Understand where your money goes, with category breakdowns and end-of-month projections based on your current pace.
* Calendar view: See past spending and upcoming bills before they hit.

Granite is built for people who want to stop living paycheck to paycheck, make progress on their financial goals, and feel more confident every time they spend.

If you’ve tried budgeting apps and quit because they required too much work, Granite keeps budgeting simple enough to stick with.

Try Granite free for 7 days. Monthly and annual plans available.

Terms of Use (EULA): https://www.granitefinance.io/terms
Privacy Policy: https://www.granitefinance.io/privacy

## Key features

- Daily spendable amount calculation
- Calendar view of past and future transactions
- Spending insights and category breakdowns
- Projected end-of-month balances
- Focus on daily spending, not complex budgeting

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| granite finance annual | $47.99 | per year |
| granitefinance | $7.99 | per month |


## Recent user reviews (10 of 10)

All indexed reviews: https://appshunter.io/ios/app/budget-app-granite-finance/id6752426719/reviews.md

### 5/5 — Love this product

*2026-08-27*

Great functionality and easy to use

### 5/5 — Very grateful for this budget app

*2026-05-03*

I get paid on a monthly basis, it’s very challenging to have a lump sum and budget for the rest of the month. This app fixes that issue for me. As weird as it sounds I love using this app. It is really helpful to have an amount I can spend every day to stay on budget. I appreciate how it updates in real time based on my spending. The user interface is easy and intuitive. Very happy I found this app!!!

### 5/5 — Extraordinarily helpful

*2026-04-25*

I get paid monthly and this is the easiest budgeting app to keep me on target. Surprisingly powerful and gave me insights I can use. It’s nice that it has a widget and watch app as well.

### 5/5 — Best budgeting app

*2026-03-22*

I love how much I can I track my spending, every day tells you if you can spend or not

### 4/5 — Love

*2026-03-05*

Very user friendly and helpful app. Been a big help in my daily financing. 
Truly recommend!!!

### 5/5 — Interesting Concept, Creative way to budget

*2026-02-26*

Overall an interesting and fresh concept focusing on daily budgeting. Excited to assess any differences in the month, would be great if they added some investment components too

### 5/5 — Best yet

*2026-02-25*

I’ve used other budgeting apps. This one’s the best. Easy to understand and paints a useful picture of where my money has been going.

### 5/5 — So easy to use!

*2026-02-24*

I have never been good at money management. Granite makes budgeting manageable!

### 5/5 — Love this app

*2026-02-24*

I have looked at a couple different budgeting apps and this one is by far the easiest to use. Not only are the instructions clear, but there are video options for a more in depth explanation of each function. Love this app!!

### 5/5 — i’m obsessed

*2026-02-23*

ok wow - i’ve always been all over the place with my finances but downloading Granite has brought so much structure to my life. I’ve been able to know exactly where my money is going and also input my expenses so I know how much I can spend per day. this has helped me save so much $ and reach my goals faster than ever. very grateful to the founders of this app 🙏🏼

## Frequently asked questions about Budget App

### What is Granite Finance?

Granite Finance is a personal finance app designed to help you understand how much money you can safely spend each day. It focuses on your daily spending rather than complex budgeting categories.

### How does Granite Finance calculate my daily spending limit?

The app takes your income and fixed expenses into account to determine your daily spendable amount. It filters out recurring income and expenses to highlight what truly impacts your end-of-month balance.

### Does Granite Finance offer a free trial?

Yes, Granite Finance offers both annual and monthly plans with a free trial period, allowing you to try the app risk-free before committing to a purchase.

### What kind of spending insights does Granite Finance provide?

Granite Finance offers insights into your top expenses, provides category breakdowns of your spending, and projects your end-of-month balance based on your current spending pace.

### Is Granite Finance suitable for complex budgeting needs?

No, Granite Finance is specifically designed for individuals who want clarity and simplicity, focusing on daily spending rather than managing dozens of categories or detailed financial plans.

### What devices is Granite Finance available on?

Granite Finance is currently supported on iPhone and iPod devices.

### How often is Granite Finance updated?

The latest version of Granite Finance is 2.5, and it was last updated on March 27, 2026. This indicates a relatively active development cycle.

### Is Granite Finance secure?

While the description doesn't detail specific security measures, the app's focus on personal finance implies a need for robust security. Users can review the Privacy Policy at https://www.granitefinance.io/privacy for more information.

## Version history (last 5 releases)

### 3.2.12 — 2026-09-01

IOS Shortcut improvements, FAQ & Support additions and Cleanup. General bug fixes and performance improvements

### 3.2.11 — 2026-08-30

Tracking your spending just got faster.

* Take a photo to automatically capture a purchase
* Add expenses using your voice
* Enjoy a faster, simpler expense-tracking experience

Spend less time entering transactions and more time knowing exactly what you can safely spend today.

### 3.2.9 — 2026-08-28

Improvements for multi-currency display, bug fixes and improvements

### 3.2.8 — 2026-08-26

Bug Fixes & Improvements

### 3.2.7 — 2026-08-24

General bug fixes and improvements

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-05.*
