# Budget App: ZeroBudget — Debt tracker & savings goal > Debt tracker & savings goal (iPhone/iPad app by RAUL DOMINGUEZ UGARTE.) - Source: https://appshunter.io/ios/app/budget-app-zerobudget/id6759937538 (this page in markdown: same URL + `.md`) - Developer: [RAUL DOMINGUEZ UGARTE](https://appshunter.io/developer/1881761843) - Category: Finance, Productivity - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 17.0 · 15 MB - Languages: American English, French (France), Japanese, Korean, Brazilian Portuguese, European Spanish - Released: 2026-06-15 - Data updated: 2026-10-21 ## What is Budget App? ZeroBudget is an expense and income tracker for iPhone built for total privacy. Your data stays on your phone: we have no servers, no sign-up and no bank linking. No one else can see your information, not even us. — YOUR PRIVACY — • Everything is stored only on your iPhone • The app never sends your data to any server, and we have no access to it • No account, no email and no bank connection • Works offline • No ads or trackers: the App Store privacy label says "Data Not Collected" • Protected with Face ID, Touch ID or PIN If you back up to iCloud Drive or share via AirDrop, you decide where your data goes. — WHAT YOU CAN DO — • Zero-based budget: every dollar of your income gets a job • Heatmap to see where your money goes at a glance (Pro; free for 30 days when you install) • Log expenses in seconds, scan receipts or just tell Siri • Credit cards with statement and payment dates, plus installment plans (buy now, pay later) • Split expenses with family or friends and see who owes you • Grocery list with a live total that becomes an expense when you're done • Savings goals, recurring expenses, widgets and reminders • Color palettes for your categories and a color for each account — FREE AND PRO — When you install, you try all of Pro free for 30 days, no card needed. After that you keep logging for free, with unlimited transactions, 1 debit account and 1 credit card, 1 goal, 1 installment plan, 1 split expense, 1 recurring expense and 1 shopping list active at a time. You can always view and back up your data, even if you don't pay. Pro adds the spending Heatmap, analytics with an end-of-month estimate, receipt scanning and Siri, import from Excel or CSV, color palettes, password-protected backup and unlimited everything. Monthly or annual subscription; cancel anytime. If you installed ZeroBudget before October 19, 2026, you keep your original free plan: 2 accounts plus cash, 1 goal, 2 installment plans, 2 split expenses, 1 shopping list, unlimited recurring expenses, and scanning and Siri included. Terms: https://araniosoft.com/zeroBudget/terms-en.html Privacy: https://araniosoft.com/zeroBudget/privacy-en.html Support: soporte@araniosoft.com ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | ZeroBudget Pro Monthly | $5.99 | per month | | ZeroBudget Pro Anual | $39.99 | per year | ## Is Budget App safe? Not enough ratings yet to assess Budget App. ## Is Budget App legit? Budget App: ZeroBudget has limited verification signals. The AppsHunter Legitimacy Score for Budget App is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Version history (last 5 releases) ### 1.7.2 — 2026-10-20 Performance improvements and general refinements. ### 1.7.1 — 2026-10-16 A cleaner Home: Settings now lives in the upper left menu, and the month and view share one row Search Movements by text, amount, category or account Card reminders: we also notify you on the day of the statement date and payment Log card purchases without blocks: we warn you if you go over the limit and you decide ### 1.7 — 2026-10-08 ZeroBudget debuts a new design language: more beautiful, clearer and easier to use Open the app and see how your month is going at a glance Your spending turned into charts anyone can understand Colors for your categories and your own color for each account Log an expense in seconds with actions always within reach Find any transaction instantly with the new search Quick initial setup: start logging right away A new icon for your Home Screen ### 1.6 — 2026-09-17 Shopping list with shopping mode: check off what you buy and watch the total live Every item remembers its last price and when you bought it Finish shopping and the expense logs itself, receipt included Product categories with colors, in your order, and share the list via AirDrop A Live Activity on the Lock Screen and in the Dynamic Island while you shop Quick expense widget on the Lock Screen. And the app is faster. ### 1.5.4 — 2026-09-03 Redesigned month-end estimate: tap it to see what's inside Weekly projection instead of a daily average Edit the account and category of a recurring expense A heads-up when an expense would leave your account negative Schedule recurring expenses on the 29th, 30th and 31st Plus polish across several screens. Plus polish across several screens. ## Apps similar to Budget App | App | Rating | Price | Category | | --- | --- | --- | --- | | [Sincap: Bills & Installments](https://appshunter.io/ios/app/sincap-bills-and-installments/id6760716840) | — | Free | Finance | | [MeuGrana: Parcelas & Finanças](https://appshunter.io/ios/app/meugrana-parcelas-and-financas/id6759177555) | — | Free | Finance | | [MeuDin: Finanças pessoais](https://appshunter.io/ios/app/meudin-financas-pessoais/id6760946967) | 5.0 (1) | Free | Finance | | [Kontto: Personal Finance](https://appshunter.io/ios/app/kontto-personal-finance/id6779804042) | — | Free | Finance | | [Kelo: Expense Tracker & Budget](https://appshunter.io/ios/app/kelo-expense-tracker-and-budget/id6744532763) | 5.0 (9) | Free | Finance | | [Piggy: Gastos Diarios](https://appshunter.io/ios/app/piggy-gastos-diarios/id6740286427) | — | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-21.*