# Budget Burndown: Finance Kit — A visual spending tracker

> Visual personal finance app for tracking monthly spending burn rate. (iPhone/iPad app by Bit Flip LLC.)

- Source: https://appshunter.io/ios/app/budget-burndown-finance-kit/id1461718630 (this page in markdown: same URL + `.md`)
- Developer: [Bit Flip LLC](https://appshunter.io/developer/665771775)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 4.30/5 from 95 App Store ratings · 53 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 64 MB
- Languages: American English
- Released: 2019-09-20
- Data updated: 2026-08-13
- Monetization: subscription
- User reviews in markdown: https://appshunter.io/ios/app/budget-burndown-finance-kit/id1461718630/reviews.md

## What is Budget Burndown?

Budget Burndown is a simple personal finance app for tracking your monthly burn rate. Visually track your expected vs. actual spending rate across multiple cards on a single chart. If you keep the lines matched up, you're staying on budget. It's a quick and intuitive way to track your spending without all of the bloat that makes other budgeting apps so frustrating to use.

Budget Burndown is part of the Finance Kit suite of personal finance apps, which also includes Transactions.

• A VISUAL SPENDING TRACKER
Automatically track your spending against your monthly budget across multiple accounts. Add transactions manually when linking cards is not supported in the region.

• HOME SCREEN WIDGETS
At-a-glance visibility into your burn rate without even opening the app.

• SAVE TRANSACTIONS
Quickly save transactions when you want to remember to split a bill or expense a purchase later.

• CUSTOM NOTIFICATIONS
Create custom push notification triggers. Set alerts for when a transaction is above a certain amount or contains specified text.

• SECURE AND PRIVATE
Your information is completely safe. You'll use Plaid to link your cards. Your credentials are end-to-end encrypted and completely inaccessible to the app.

On the last day of each period, we'll renew your subscription for your Apple ID unless you cancel at least 24 hours before the period ends. You can cancel by going to your account settings on the App Store.

Terms of Service: http://www.ghking.co/modules/Terms-Of-Service
Privacy Policy: http://www.ghking.co/modules/Privacy-Policy

## Key features

- Visual spending tracker
- Track spending against budget
- Multiple account tracking
- Home screen widgets
- Save transactions
- Custom notifications

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Pro | $2.99 | per month |
| Finance Kit Pro Monthly | $2.99 | per month |
| Finance Kit Pro Yearly | $29.99 | per year |


## What do users think of Budget Burndown?

Overall sentiment: mixed

**Pros**

- 👍 Simple and easy to use
- ✨ Clean and smooth UI
- 📊 Effective spending visualization
- 🚀 Transaction sync
- 💡 Widget support
- ✅ Gets the job done
- 🎯 Helps stay on budget
- 💯 Best budget app
- 😊 Incredibly useful
- 🌟 Godsend for tracking daily spending
- 📈 Practical tool
- 👍 Helpful for seeing spending habits
- 💰 Saving more and spending less
- 🕊️ No bloat, just essential features
- 🖼️ Intuitive and easy-to-read interface

**Cons**

- 🐛 Bugs and errors
- ❌ Bank connection issues
- 💸 Expensive for premium features
- 🔄 Syncing problems
- ⚠️ Data not up to date
- 🚫 Limited sign-up options
- 🔌 Two-factor authentication issues
- 📉 Missing income tracking
- 💱 High monthly cost
- 🌍 US only support
- 🚫 Limited account support
- 📄 No CSV/OFX import
- ⏳ Long loading times
- 🔒 Frequent logouts

**Commonly reported bugs**

- Errors when editing amounts or monthly transactions
- Cannot connect bank account
- Data from bank is rarely up to date
- Syncing between devices is inconsistent
- Notifications for $0 spending or bank needing reconnect
- App consistently logs out
- Unable to track spendings
- Loading times to log in are very long
- Past transactions disappear
- Issues refreshing/syncing
- Something went wrong error on Plaid
- Accounts stop updating after a few days
- American Express updates are delayed
- Chase bank sync issues
- Unlinking and relinking card needed for updates
- Cannot arrange date to coordinate billing cycle
- App errors out on adding first account

**Most requested features**

- Set custom month start date
- Category total counting
- See spending vs. income for the month
- Saving goal tracker
- Add Apple Card
- Add multiple cards from the same bank easily
- Notes section per transaction
- Not having to log in each time to add a card
- Breakdown of spending by category on a graph
- See burndown graph by transaction type
- Download data into a report
- Tag entries
- Change budget based on weeks in a month
- Set monthly budget amounts
- Setup burn-downs for different aspects of budget
- Visualize spending over a custom time interval
- Sort transactions by amount
- View for investing/savings goals
- Support for Chinese cards
- Manually set up card
- Support for UK banks
- Support for Australian banks

## Recent user reviews (10 of 53)

All indexed reviews: https://appshunter.io/ios/app/budget-burndown-finance-kit/id1461718630/reviews.md

### 2/5 — i want to love this app

*2024-07-15, version 2.13.0*

i keep getting errors / it won’t let me edit the amount or not include monthly transactions and I even paid for the pro version

### 5/5 — At Long Last

*2023-05-19, version 2.12.0*

I’ve been searching for an app like this for a long time. Most budget apps create unrealistic expectations and expect life to comply. When life doesn’t comply with a hyper-detailed budget, it can be so stressful. Thank you so much for creating an app with a simple budget/spending tracker, transaction sync, smooth UI, and a widget.

### 1/5 — Doesn’t let me connect my bank

*2022-09-02, version 2.5.0*

There are two main problems with this app. 
First: The app only let’s you sign in with an apple id and i was expecting to have multiple sign up options.
Second: I couldn’t connect my bank account to the app. I’m presuming it’s because of the 2 step verification. In their q&a they suggest to turn off 2fa in your bank account. They need to fix this cause most banks don’t let the owner deactivate the 2 steps verification method. I tried connecting my bank at least 15 times and got an error every time.

### 5/5 — Cleanest Budget Breakdown App

*2022-07-19, version 2.4.0*

The UI is super clean. Gets the job done!

### 2/5 — Buggy

*2022-06-03, version 2.4.0*

I really want it to work, but the data from my bank is rarely up to date, or in sync between my devices. I'm always getting notifications that I spend $0 yesterday or that my bank needs to reconnect. I've been trying to make it work for weeks and unfortunately I'm just about to give up, even though I paid for pro.

### 5/5 — 👌🏻

*2022-05-26, version 2.4.0*

This app has helped me so much.

### 5/5 — Best budget app out there

*2022-05-26, version 2.3.0*

This is by far the best budget app. 
If I can only add one thing it would be a category total counting, so I can see in what I’m spending too much

### 5/5 — clean and effective

*2022-04-07, version 1.42.0*

Overall I like it. Has the function I need, easy to track on my monthly spending. keep up the good work team!

### 5/5 — Incredibly useful

*2022-03-19, version 1.42.0*

Such a simple concept and yet I use it more than the complicated budgeting apps.  It’s something that can keep you on budget in only a few seconds a day.

### 5/5 — Love it!

*2022-01-21, version 1.42.0*

Very simple and easy to use, quit getting bogged down with complex budgeting apps and use this instead!

## Frequently asked questions about Budget Burndown

### What does Budget Burndown do?

Budget Burndown is a personal finance app designed to help you track your monthly spending rate visually. It allows you to monitor your expected versus actual spending across multiple accounts on a single chart, helping you stay within your budget.

### How does the visual spending tracker work?

The app automatically tracks your spending against your monthly budget across different accounts. By keeping the lines representing expected and actual spending matched, you can easily see if you are staying on budget. Manual transaction entry is also supported.

### Is Budget Burndown free to use?

Budget Burndown operates on a subscription model. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period through your App Store account settings.

### What devices is Budget Burndown compatible with?

Based on the subscription information mentioning the App Store, the app is likely compatible with iOS devices. Specific version requirements are not detailed in the provided description.

### Can I track spending for multiple bank accounts?

Yes, the app allows you to track your spending against your budget across multiple accounts. It provides a unified visual representation of your burn rate, making it easy to manage finances from different sources.

## Version history (last 5 releases)

### 2.13.0 — 2023-08-10

Big performance improvements to lists in the app.

### 2.12.0 — 2022-11-16

Fixed a bug in the linking cards flow.

### 2.11.0 — 2022-11-09

Improvements to banner notifications.

### 2.10.0 — 2022-11-01

Improvements to the widget.

### 2.9.0 — 2022-10-28

Improvements to onboarding.

## Apps similar to Budget Burndown

| App | Rating | Price | Category |
| --- | --- | --- | --- |
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| [CoinKeeper: money manager](https://appshunter.io/ios/app/coinkeeper-money-manager/id849747345) | 4.6 (1,589) | Free | Finance |
| [Monarch: Budget & Track Money](https://appshunter.io/ios/app/monarch-budget-and-track-money/id1459319842) | 4.9 (104,230) | Free | Finance |
| [Budget Planner: Budget, Bills](https://appshunter.io/ios/app/budget-planner-budget-bills/id1300458193) | 4.3 (2,324) | Free | Finance |
| [Buddy: Budget Planner App](https://appshunter.io/ios/app/buddy-budget-planner-app/id936422955) | 4.7 (9,337) | Free | Finance |
| [Money Manager Expense & Budget](https://appshunter.io/ios/app/money-manager-expense-and-budget/id560481810) | 4.8 (18,803) | Free | Finance |

## More apps by Bit Flip LLC

- [Transactions: Finance Kit](https://appshunter.io/ios/app/transactions-finance-kit/id1593861270)
- [Type AI: Chat & Write With AI](https://appshunter.io/ios/app/type-ai-chat-and-write-with-ai/id1659285044)

All apps by Bit Flip LLC: https://appshunter.io/developer/665771775

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-13.*