# Budget Envelope Planner: Pla — Zero-Based Cash Budgeting

> Zero-Based Cash Budgeting (iPhone/iPad app by MD Shahariar Nazim Joy.)

- Source: https://appshunter.io/ios/app/budget-envelope-planner-pla/id6787698563 (this page in markdown: same URL + `.md`)
- Developer: [MD Shahariar Nazim Joy](https://appshunter.io/developer/1893961943)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 2 MB
- Languages: American English
- Released: 2026-07-09
- Data updated: 2026-07-28
- User reviews in markdown: https://appshunter.io/ios/app/budget-envelope-planner-pla/id6787698563/reviews.md

## What is Budget Envelope Planner?

Give every dollar a job — before you spend it.

Budget Envelope Planner brings the proven cash envelope method (cash stuffing) to iPhone and iPad. Split your monthly income into virtual envelopes — Rent, Groceries, Gas, Eating Out, Savings, Debt Payoff — and always know exactly what's left to spend. When an envelope runs low, you see it before you overspend, not after.

ZERO-BASED BUDGETING MADE SIMPLE
• Enter your monthly income in US dollars
• Assign every dollar to an envelope until "Left to Assign" reads $0.00
• A budget where income minus envelopes equals zero — every dollar has a job

TRACK SPENDING IN SECONDS
• Log an expense with two taps: amount, envelope, done
• Add notes like "Walmart" or "Electric bill" so you remember every purchase
• Clear progress bars show spent vs. remaining for each envelope

ROLLOVER THAT BUILDS A BUFFER
• Leftover money can roll into next month automatically
• Perfect for sinking funds: car repairs, travel, holiday gifts
• Start each new month with your plan copied and carryover applied

REPORTS THAT MAKE IT CLICK
• Spending by envelope with a beautiful donut chart
• Budget vs. actual for every envelope
• Month-to-month spending trend

PRIVATE BY DESIGN
• No account, no sign-up, no bank login
• All data stays on your device — nothing is uploaded
• Export your budget as CSV anytime

BUDGET ENVELOPE PLANNER PRO (subscription required)
This app requires a Budget Envelope Planner Pro auto-renewable subscription to use:
• Pro Yearly: $29.99/year with a 3-day free trial
• Pro Monthly: $3.99/month
The subscription unlocks the complete app: unlimited envelopes, monthly rollover, reports and charts, and CSV export. Payment is charged to your Apple Account at confirmation of purchase (no charge during the free trial if cancelled at least 24 hours before it ends). Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in Settings > Apple Account > Subscriptions.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://appios432.blogspot.com/p/privacy-policy_0317922850.html

Take control of your money the simple way — plan it, spend it, and know where it went. Download Budget Envelope Planner and give every dollar a job today.

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Pro Monthly | $3.99 | per month |
| Pro Yearly | $29.99 | per year |



## Version history (last 1 release)

### 1.0 — 2026-07-09

No release notes.

## More apps by MD Shahariar Nazim Joy

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- [Power Clean - Memory Cleaner](https://appshunter.io/ios/app/power-clean-memory-cleaner/id6769317748)
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- [2Accounts Multi Account 2space](https://appshunter.io/ios/app/2accounts-multi-account-2space/id6772120794)

All apps by MD Shahariar Nazim Joy: https://appshunter.io/developer/1893961943

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-28.*