# Budget Flow \| Expense Tracker — Financial manager and planner

> Personal finance tracker for income, expenses, accounts, and budget planning. (iPhone/iPad app by Fabian Hasse.)

- Source: https://appshunter.io/ios/app/budget-flow-expense-tracker/id1640091876 (this page in markdown: same URL + `.md`)
- Developer: [Fabian Hasse](https://appshunter.io/developer/1529861729)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 4.80/5 from 329 App Store ratings · 460 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 146 MB
- Languages: Korean, Greek, Dutch, Danish, German (Germany), Russian, Romanian, Vietnamese, Bosnian, Norwegian Bokmål and 22 more
- Released: 2023-06-30
- Data updated: 2026-08-28
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/budget-flow-expense-tracker/id1640091876/reviews.md

## What is Budget Flow | Expense Tracker?

Budget Flow lets you keep track of your income and expenses and manage them effortlessly. This modern and user-friendly expense tracking app is quick to set up, requires no registration and can even be used offline. Budget Flow is the app for anyone who wants to manage their finances efficiently while maintaining a high level of data security.

Download Budget Flow today and achieve your financial goals!

HIGHLIGHTS:

Clear financial management:
- Keep track of your accounts, balances and transactions
- Configurable dashboard with numerous widgets
- Multiple sorting, search and filtering options
- Customizable time period for the entire app

Create accounts and categories:
- Create multiple accounts and categories
- Personalizable with icons, emojis and colors
- Organize categories into folders

Easy transaction management:
- One-time and recurring transactions
- Integrated calculator for accurate entries
- Automatic conversion to over 150 currencies
- Add photos, locations and notes
- Scan receipts including automatic evaluation
- Reminders for planned transactions

Budget planning:
- Plan budgets for your categories
- Choose different recurrence intervals

Shared budgeting:
- Supports multiple budget books and users
- Share data via iCloud to collaborate with multiple people

Data security:
- Secure data storage
- No login required
- FaceID / TouchID / Passcode support

Other features:
- Apple Watch app incl. complications
- Mac app incl. keyboard support & shortcuts
- Home & lockscreen widgets
- Siri shortcut support
- Import and export data via CSV file
- Numerous personalization options
- Seamless iCloud synchronization
- Responsive design incl. darkmode
- Dynamic text size
- ...and much more!

IN-APP-PURCHASES:
Budget Flow is free to download. Some features require an optional subscription or one-time purchase of the full version.

LEGAL:
Privacy policy: https://budget-flow.app/privacy-policy
Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

## Key features

- Track income and expenses
- Manage multiple accounts and categories
- Plan budgets for categories
- Shared budgeting with multiple users
- Secure data storage with no login
- Offline functionality
- Currency conversion

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Full Version (1 Month) | $4.99 | per month |
| Full Version (1 Year) | $29.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Full Version (Lifetime) | $69.99 | one-time |
| Full Version (Discounted) | $49.99 | one-time |


## What do users think of Budget Flow | Expense Tracker?

Overall sentiment: positive

**Pros**

- 🚀 Excellent app features
- 👍 Easy to use and intuitive
- 💰 Helpful for tracking expenses
- 🔍 Customizable and flexible
- 🌟 Great user interface
- 🔄 Seamless sync across devices
- 🤖 Responsive and helpful developer

**Cons**

- 🐛 Some bugs and glitches
- 💱 Lack of currency conversion options
- 📊 Limited reporting and analytics
- 🔒 No bank account integration

**Commonly reported bugs**

- Transactions disappearing from accounts
- Inconsistent data display in reports
- Rounding issues with decimal amounts

**Most requested features**

- Add monthly recurring reminders
- Improve search functionality
- Provide more detailed budgeting options
- Integrate receipt scanning and OCR
- Allow custom currency support

## Recent user reviews (10 of 460)

All indexed reviews: https://appshunter.io/ios/app/budget-flow-expense-tracker/id1640091876/reviews.md

### 5/5 — 2026

*2026-08-23, version 3.2.6*

2026

### 4/5 — Clean app. Good tracking.

*2026-08-20, version 3.2.6*

I’ve been using this for just a few weeks so far. It’s a clean looking app and well designed. Here are my two larger critiques.

1.  For individual transactions, have the title be the payee instead of the category or the note.

2. The app doesn’t need to create an “account” for a new payee. This gets to be redundant, and omitting this could lighten the software a lot. The last budget tracking app I used just remembered previous payees from previous transactions & that was it. It would be a lot cleaner & quicker to enter new transactions this way. 

Thank you for your time developing this app. Two big reasons that I’m trying this out instead of so many others are that I don’t need to create an account somewhere to use this app, and the app doesn’t want/need access to my personal finance accounts. F that! I want to input everything manually so that an app doesn’t have access to any of my accounts.

### 5/5 — Simple

*2026-08-19, version 3.2.5*

I been looking for a budgeting app like this one for a long time.  It’s simple, affordable and does what I need.  Linking to bank accounts could be in the wish list but is not a deal breaker.

### 3/5 — Emojis and tags

*2026-08-18, version 3.2.6*

I have been using this app to track the tips I've made. The easier way is to open my Apple Watch and register the amount. However... I needed to track the person who took the payment and the till. One way to do it would be with tags, but I cannot add them from the Apple Watch. So I thought about. Using different categories and I could put an emoji that looks like the person who took the payment but I can only access the yellow face emojis, so when I am in a hurry, it's a bit to read all names there are at least 10 people and three different tills.

### 5/5 — 아주 맘에듭니다

*2026-08-13*

지금도 좋지만 더 많은 기능이 들어오길 바랍니다!

### 5/5 — App Support

*2026-08-04, version 3.2.3*

I very rarely give reviews but this developer and his App. deserve every positive remark we can manage to express. Very GOOD Fabian, keep up this fantastic work…….Appreciated…..

### 4/5 — Under Evaluation

*2026-08-04, version 3.2.3*

So far so good, as I’m still evaluating. If I find it more useful than my current app, I’ll give it a 5 star rating.

### 5/5 — Best finance tracker in App Store.

*2026-08-04, version 3.2.3*

Really good finance tracking the shortcut works very well with this app.

### 5/5 — 增加单项月度汇总、趋势和对比，增加关键词搜索查看费用汇总

*2026-08-03*

整体蛮简洁的

### 4/5 — 记账软件推荐

*2026-08-02*

很好用

## Frequently asked questions about Budget Flow | Expense Tracker

### What does Budget Flow do?

Budget Flow is a financial manager and planner that allows you to track your income and expenses, manage accounts and categories, and plan budgets. It is designed for efficient financial management with a strong emphasis on data security and user-friendliness.

### What are the key features of Budget Flow?

Key features include clear financial management with account tracking and configurable dashboards, the ability to create and personalize multiple accounts and categories, easy transaction management with recurring options and currency conversion, budget planning, and shared budgeting capabilities. It also prioritizes data security with no login required and offline use.

### How much does Budget Flow cost?

Budget Flow is free to download. However, some advanced features require an optional subscription or a one-time purchase of the full version. Specific pricing details can be found within the app.

### Is Budget Flow available on multiple devices?

Yes, Budget Flow offers seamless iCloud synchronization, allowing you to manage your finances across multiple devices. It also features an Apple Watch app and a Mac app for extended functionality and convenience.

### Can I use Budget Flow offline?

Yes, a significant advantage of Budget Flow is its ability to be used offline. This means you can track your income and expenses and manage your finances even without an internet connection, ensuring your data is always accessible.

## Version history (last 5 releases)

### 3.2.7 — 2026-08-23

New in this version:
- Stability and performance improvements

If you like Budget Flow, feel free to write a positive review in the App Store. It really helps a lot and motivates to keep improving the app.

### 3.2.6 — 2026-08-18

New in this version:
- Fixed a bug that prevented keyboard shortcuts from working reliably in all cases with numeric input fields
- Fixed a bug that caused the cursor in the note text field to jump to the end in some cases after the user had moved it previously
- Fixed a bug that caused a recurring transaction added prematurely to still be included in the account balance projection
- Further stability and performance improvements

If you like Budget Flow, feel free to write a positive review in the App Store. It really helps a lot and motivates to keep improving the app.

### 3.2.5 — 2026-08-12

New in this version:
- Stability and performance improvements

If you like Budget Flow, feel free to write a positive review in the App Store. It really helps a lot and motivates to keep improving the app.

### 3.2.4 — 2026-08-11

New in this version:
- Stability and performance improvements

If you like Budget Flow, feel free to write a positive review in the App Store. It really helps a lot and motivates to keep improving the app.

### 3.2.3 — 2026-07-23

New in this version:
- Stability and performance improvements

If you like Budget Flow, feel free to write a positive review in the App Store. It really helps a lot and motivates to keep improving the app.

## Apps similar to Budget Flow | Expense Tracker

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Buddy: Budget Planner App](https://appshunter.io/ios/app/buddy-budget-planner-app/id936422955) | 4.7 (9,413) | Free | Finance |
| [Money Manager Expense & Budget](https://appshunter.io/ios/app/money-manager-expense-and-budget/id560481810) | 4.8 (18,913) | Free | Finance |
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| [PocketGuard・Budget Planner App](https://appshunter.io/ios/app/pocketguardbudget-planner-app/id949414211) | 4.6 (7,664) | Free | Finance |
| [Monefy: Bills & Money Tracker](https://appshunter.io/ios/app/monefy-bills-and-money-tracker/id1212024409) | 4.7 (6,638) | Free | Finance |
| [Expense & Budget App: Spendee](https://appshunter.io/ios/app/expense-and-budget-app-spendee/id635861140) | 4.6 (6,221) | Free | Finance |

## More apps by Fabian Hasse

- [Timetable++ \| School Planner](https://appshunter.io/ios/app/timetable-plus-plus-school-planner/id1546642624)

All apps by Fabian Hasse: https://appshunter.io/developer/1529861729

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*