# Budget Guardian: Money Tracker — Expense Tracker & Budget Plan > All-in-one personal finance tracker for multi-currency, crypto, and stock management. (iPhone/iPad app by Oleksandr Yefymov.) - Source: https://appshunter.io/ios/app/budget-guardian-money-tracker/id6499100204 (this page in markdown: same URL + `.md`) - Developer: [Oleksandr Yefymov](https://appshunter.io/developer/1553373420) - Category: Finance, Productivity - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 15.0 · 79 MB - Languages: American English - Released: 2024-05-13 - Data updated: 2026-08-11 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/budget-guardian-money-tracker/id6499100204/reviews.md ## What is Budget Guardian? Track your money across multiple currencies, crypto, stocks, and more — all in one app. Budget Guardian gives you a clear picture of your finances with smart budgets, savings goals, and a personalized Financial Health Score. WHY BUDGET GUARDIAN? ◈ Multi-Currency & Multi-Asset — Bank accounts, cash, crypto, stocks, precious metals. Automatic FX conversion. Perfect for travelers and digital nomads. ◈ Smart Budgets — Daily, weekly, or monthly limits by category or account. Visual progress with overspend alerts. ◈ Savings Goals — Set targets with deadlines, priorities, and contribution tracking. ◈ Financial Health Score — A personalized score with actionable tips to improve your money habits. ◈ Beautiful Charts — Balance distribution, cash flow analysis, income vs expense trends. ◈ Fast & Private — Log transactions in 5 seconds. Biometric lock. No bank linking needed. Your data stays yours. Free to use with optional premium for advanced analytics, unlimited accounts, and more. Terms of Use (EULA): https://budgetguardian.app/terms ## Key features - Multi-currency and multi-asset tracking - Smart budgeting with overspend alerts - Savings goal setting and tracking - Personalized Financial Health Score - Detailed financial charts and analysis - Fast transaction logging - Biometric lock for privacy ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Budget Guardian Premium | $3.49 | per month | | Budget Guardian Premium | $24.99 | per year | | Premium | $1.99 | per month | | Premium | $17.99 | per year | | Premium | $3.99 | per month | ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/budget-guardian-money-tracker/id6499100204/reviews.md ### 5/5 — спробував додаток, реально зручно *2025-11-01, version 1.0.81* Мені сподобалось ### 5/5 — зручний додаток, *2025-11-01, version 1.0.81* Чудове оформлення та легке користування ## Frequently asked questions about Budget Guardian ### What is Budget Guardian? Budget Guardian is a personal finance app designed to help you track your money across multiple currencies, cryptocurrencies, and stocks. It offers smart budgeting, savings goals, and a financial health score to improve your money habits. ### Does Budget Guardian require linking bank accounts? No, Budget Guardian is designed for privacy and does not require linking bank accounts. Your financial data is kept private, and transactions are logged manually or through other secure methods. ### What are the subscription options for Budget Guardian? Budget Guardian offers several premium subscription plans, including monthly options starting at $1.99 and annual plans at $17.99. Some plans offer free trial periods of 7 or 14 days. ### How does Budget Guardian help with budgeting? Budget Guardian allows you to set smart budgets on a daily, weekly, or monthly basis by category or account. It provides visual progress tracking and alerts you when you are close to or have exceeded your limits. ### Can Budget Guardian track investments like stocks and crypto? Yes, Budget Guardian supports tracking a wide range of assets, including cryptocurrencies and stocks, alongside bank accounts and cash. It also features automatic FX conversion for multi-currency management. ### What is the Financial Health Score in Budget Guardian? The Financial Health Score is a personalized metric within Budget Guardian that assesses your money habits. It provides actionable tips and insights to help you improve your overall financial well-being. ### On which devices can I use Budget Guardian? Budget Guardian is available for iPhone, iPad, and iPod devices, making it accessible for Apple users on the go. ### How often is Budget Guardian updated? The app was last updated on March 29, 2026, indicating ongoing development and support. The latest version available is 1.1.19. ## Version history (last 5 releases) ### 1.1.47 — 2026-08-09 Budget Guardian just got better! This update brings improvements to performance, stability, and user experience. Keep tracking, keep growing! ### 1.1.44 — 2026-07-05 Budget Guardian just got better! This update brings improvements to performance, stability, and user experience. Keep tracking, keep growing! ### 1.1.43 — 2026-06-21 Budget Guardian just got better! This update brings improvements to performance, stability, and user experience. Keep tracking, keep growing! ### 1.1.42 — 2026-06-15 Budget Guardian just got better! This update brings improvements to performance, stability, and user experience. Keep tracking, keep growing! ### 1.1.41 — 2026-06-14 Budget Guardian just got better! This update brings improvements to performance, stability, and user experience. Keep tracking, keep growing! ## Apps similar to Budget Guardian | App | Rating | Price | Category | | --- | --- | --- | --- | | [e-Mola](https://appshunter.io/ios/app/e-mola/id1484826743) | 3.7 (7) | Free | Finance | | [Easy Loan Guru Calculator](https://appshunter.io/ios/app/easy-loan-guru-calculator/id6752574013) | — | Free | Finance | | [Otto – Expense Tracker](https://appshunter.io/ios/app/otto-expense-tracker/id6749043439) | — | Free | Finance | | [Finance : Loan Emi Calculator](https://appshunter.io/ios/app/finance-loan-emi-calculator/id6752886082) | — | Free | Finance | | [Loan Emi Calculator : LoanTool](https://appshunter.io/ios/app/loan-emi-calculator-loantool/id6757513190) | — | Free | Finance | | [Get instant loan - Calculator](https://appshunter.io/ios/app/get-instant-loan-calculator/id6761611322) | 4.3 (20) | Free | Finance | ## More apps by Oleksandr Yefymov - [Анекдоты Лучшие](https://appshunter.io/ios/app/id1553373417) - [УНебо Повітряні тривоги](https://appshunter.io/ios/app/id1620175017) - [SpeakUp AI](https://appshunter.io/ios/app/speakup-ai/id6452119856) - [GeoSurvivor - Geo Quiz](https://appshunter.io/ios/app/geosurvivor-geo-quiz/id6757167826) All apps by Oleksandr Yefymov: https://appshunter.io/developer/1553373420 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-11.*