# Budget Hero - Track Expenses — Offline envelope budgeting

> Offline envelope budgeting (iPhone/iPad app by MICHAEL JAMES MONTESCLAROS.)

- Source: https://appshunter.io/ios/app/budget-hero-track-expenses/id6811061176 (this page in markdown: same URL + `.md`)
- Developer: [MICHAEL JAMES MONTESCLAROS](https://appshunter.io/developer/6798938025)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 16.4 · 88 MB
- Languages: American English
- Released: 2026-09-14
- Data updated: 2026-10-25

## What is Budget Hero?

Budget Hero turns keeping track of your money into a habit you actually want to
keep — no account, no cloud, no bank login.

Set one number for the month, then split it into envelopes you build yourself:
Groceries, Transport, Fun, whatever your life is made of. Log an expense in four
taps, and Budget Hero tells you right away whether today's spending still fits —
On Pace, At Risk, or Over — before the end of the month sneaks up on you.

WHY BUDGET HERO
• Fully offline. Your ledger lives in a file on your phone, not on someone's server.
• No sign-up, no email, no credentials. Open it and go.
• Envelopes that flex: rename, recolour, merge, or archive any category without
  losing a single entry.
• Pace — a live read on whether you're on track against a linear share of your
  monthly budget.
• Streaks, XP, and levels that unlock cosmetic themes — never the money features.
• Recurring entries that post themselves on the due date (rent, salary, the gym).
• Insights that name the leak in plain sentences, not just pie charts.
• A forty-second weekly recap: best envelope, blown envelope, where it actually went.
• Home-screen widgets: the pace ring and a one-tap log button.
• Amount privacy — hide every number behind one tap when someone's looking over
  your shoulder.
• Optional PIN or Face ID app lock.
• Receipt photos stored on-device (no OCR, no upload).
• Export your data as CSV or a full backup, any time. Your ledger, your rules.

Budget Hero is free and supported by ads; your spending is never used to target
them. Perfect for anyone who wants private, gamified cashflow tracking — commute,
travel, or airplane mode.

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Premium | $6.99 | one-time |


## Is Budget Hero safe?

Not enough ratings yet to assess Budget Hero.

## Is Budget Hero legit?

Budget Hero - Track Expenses has limited verification signals. The AppsHunter Legitimacy Score for Budget Hero is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 3 releases)

### 1.0.8+9 — 2026-09-28

- enable purchase

### 1.0.7 — 2026-09-19

- redesign Settings screen

### 1.0 — 2026-09-14

No release notes.

## More apps by MICHAEL JAMES MONTESCLAROS

- [100K Live - Fake Live Stream](https://appshunter.io/ios/app/100k-live-fake-live-stream/id6798938023)
- [SNS Note - Note Taking Feed](https://appshunter.io/ios/app/sns-note-note-taking-feed/id6811524384)

All apps by MICHAEL JAMES MONTESCLAROS: https://appshunter.io/developer/6798938025

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-25.*