# Budget IQ :Your Budget Manager — Budget Manager - Money Tracker

> Budget Manager - Money Tracker (iPhone/iPad app by Pankaj Kumar.)

- Source: https://appshunter.io/ios/app/budget-iq-your-budget-manager/id6762977652 (this page in markdown: same URL + `.md`)
- Developer: [Pankaj Kumar](https://appshunter.io/developer/1852259645)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 15 · 25 MB
- Languages: English
- Released: 2026-04-23
- Data updated: 2026-08-22
- User reviews in markdown: https://appshunter.io/ios/app/budget-iq-your-budget-manager/id6762977652/reviews.md

## What is Budget IQ?

Budget IQ — The Smart Way to Manage Your Money

Whether you are tracking daily expenses, managing monthly budgets, planning savings goals — Budget IQ makes 
personal finance simple, smart, and stress-free.

TRACK EVERY EXPENSE INSTANTLY

Add any expense in under 5 seconds. Just tap, enter the amount, 
pick a category, and done. Budget IQ organises your daily spending 
into clear categories so you always know where your money is going.

- Daily expense and income tracking
- Smart category suggestions based on your habits

BUDGET PLANNER

Set custom budgets for every category and track progress in real 
time. Colour-coded alerts warn you before you hit your limit, 
not after.

- Monthly, weekly, or custom budget periods
- Visual progress bars per category

SAVINGS GOALS

Set savings goals for anything — a vacation, a new phone, an 
emergency fund. Budget IQ calculates how much to save each month 
to reach your target on time.

- Unlimited savings goals with target dates
- Auto-calculate monthly savings needed

MONEY REPORTS AND CHARTS

- Spending breakdown by category
- 6-month trend chart
- Income vs expense cash flow summary


PRIVATE, SECURE AND OFFLINE

- Works fully offline — no bank login needed
- No third party data sharing


## Version history (last 1 release)

### 1.0.2 — 2026-04-22

No release notes.

## More apps by Pankaj Kumar

- [Naam Jaap Counter - Radha Jap](https://appshunter.io/ios/app/naam-jaap-counter-radha-jap/id6755151284)
- [Habit Aura – Habit Tracker](https://appshunter.io/ios/app/habit-aura-habit-tracker/id6757366475)
- [Memory Partner : Voice Task AI](https://appshunter.io/ios/app/memory-partner-voice-task-ai/id6788031977)

All apps by Pankaj Kumar: https://appshunter.io/developer/1852259645

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-22.*