# Budget Journal — Personal budget tracking

> Personal budget tracking (iPhone/iPad app by Lydell Baines.)

- Source: https://appshunter.io/ios/app/budget-journal/id6786861582 (this page in markdown: same URL + `.md`)
- Developer: [Lydell Baines](https://appshunter.io/developer/6786861584)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.0 · 10 MB
- Languages: American English
- Released: 2026-09-08
- Data updated: 2026-09-12
- User reviews in markdown: https://appshunter.io/ios/app/budget-journal/id6786861582/reviews.md

## What is Budget Journal?

Budget Journal is the simple budget app and expense tracker that helps you know exactly where your money goes — every dollar, every week, every month.

Built around the proven 50/30/20 rule, this personal finance app turns your income, bills, and daily spending into a clear picture of your financial health. No spreadsheets. No guesswork. Just a straightforward way to budget, save, and stay on top of bills.


WHY BUDGET JOURNAL


• Automatic 50/30/20 budget reports — See if your spending fits the healthy ratio, instantly
• Bill tracker & reminders — Never miss a due date
• Expense tracking with smart category limits — Auto-set budgets based on your income, or customize freely
• Bank sync — Securely connect your accounts via Plaid or add balances manually
• AI-powered tips — Get personalized suggestions to save more and spend smarter
• Paycheck-based budgeting — Know what's left before your next payday
• Debt payoff tracking — Build progress toward financial freedom
• Multi-currency & 12 languages — Works globally
• Dark mode — Easy on the eyes, day or night
• Referral rewards — Get a free month for every friend who subscribes


PRICING

Start with a 30-day free trial — no credit card required to explore.

After trial: $11.99/month via the App Store. Cancel anytime from your Apple ID subscription settings.

Save on the web: Subscribe at budgetjournal.org for $8.99/month — the same account works in the app.


WHO IT'S FOR

Whether you're paying off debt, saving for a home, building an emergency fund, or just tired of wondering where your paycheck went — Budget Journal gives you the answers.

Download today and know your money.

Terms of Use: https://budgetjournal.org/terms
Privacy Policy: https://budgetjournal.org/privacy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Budget Journal Monthly | $9.99 | per month |



## Version history (last 1 release)

### 1.0 — 2026-09-08

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-12.*