# Budget Planner – Cirka — Track Bills, Loans & Savings

> Smart budgeting app for tracking expenses, income, bills, savings, and loans. (iPhone/iPad app by Soren Clausen.)

- Source: https://appshunter.io/ios/app/budget-planner-cirka/id1602750979 (this page in markdown: same URL + `.md`)
- Developer: [Soren Clausen](https://appshunter.io/developer/1586458655)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 4.40/5 from 7 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 26.0 · 46 MB
- Languages: American English, Danish, Dutch, French (France), German (Germany), Norwegian Bokmål, Swedish
- Released: 2022-08-29
- Data updated: 2026-08-12
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/budget-planner-cirka/id1602750979/reviews.md

## What is Budget Planner?

Cirka is the easiest and smartest budget you've ever had!
Set up your monthly budget, gathering all your recurring expenses, your income, track you savings, organise your bills across accounts.
This gives you a beautiful overview of your finances, and helps you plan your spending.

Collaborate
– Create as many budgets as you need
– Share budgets with anyone

Insights for you
Know your budget like never before.
On the Insights page you can see key information about your spending. 
– See if your finances are in balance
– See your net worth
– See which accounts money is being withdrawn from
– See how your expenses and bills are distributed each month
– See what you spend the most money on

Track
Stay motivated with trackers.
Track your savings, your loan payments, investments and assets.
This is an amazing way to keep track of your debt, or your stock returns!
You can even share a beautiful overview af your tracker.

Widgets
Add your trackers to your Home Screen, to stay focused on what matters the most.

Secure
Synchronize your budget across devices.
Protect your data with TouchID and FaceID

Export to Excel
Share your budget with your bank by exporting directly from settings.
You will get a clean, nicely formatted budget, that makes you look great in any bank meeting.

No more spreadsheets.
Cirka is built for your iPhone and iPad.


With Cirka Plus, you will get unlimited access to all these features.

Free features:
Expenses, Income, See your balance, Lock with TouchID/FaceID, Sync across devices

With paid subscription:
Groups, Accounts, Insights, Trackers, Export to Excel, App Icons


Terms of use:
http://www.apple.com/legal/itunes/appstore/dev/stdeula

## Key features

- Monthly budget setup
- Expense and income tracking
- Bill organization
- Savings and loan tracking
- Financial insights
- Cross-device synchronization
- Data export to Excel

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Plus | $17.99 | per year |
| Plus | $2.99 | per month |
| Plus | $17.99 | per year |
| Plus | $7.99 | per 3 months |
| Weekly | $1.99 | per 7 days |
| Plus | $2.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime Purchase | $29.99 | one-time |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/budget-planner-cirka/id1602750979/reviews.md

### 1/5 — No actual free version

*2024-12-29*

says there is a free version but you either have to pay or you don’t have access at all. Thought it might have been a bug so I sent an email to the dev but no reply.

## Frequently asked questions about Budget Planner

### What are the free features of Cirka?

The free version of Cirka includes tracking expenses and income, viewing your balance, locking the app with TouchID/FaceID, and syncing across devices. These core features allow for basic budget management.

### What features are included with Cirka Plus subscription?

Cirka Plus unlocks advanced features such as groups, accounts, detailed insights, trackers for savings/loans/investments, the ability to export to Excel, and custom app icons. This subscription provides a comprehensive financial management experience.

### How much does Cirka Plus cost?

Cirka Plus offers various subscription plans: weekly at $1.99, monthly at $2.99 (with a 2-month free trial for the first month), quarterly at $7.99, and annually at $17.99. These options cater to different user preferences for billing cycles.

### Is Cirka secure?

Yes, Cirka prioritizes security by offering data protection with TouchID and FaceID. It also synchronizes your budget across devices, ensuring your financial data is accessible and safe.

### Can I export my budget data from Cirka?

Yes, Cirka allows you to export your budget data directly to Excel from the settings. This feature is particularly useful for sharing your financial overview with your bank or for further analysis.

### What devices does Cirka support?

Cirka is built for iPhone and iPad, offering a seamless experience across Apple's mobile platforms. This ensures users can manage their finances on their preferred Apple devices.

### How often is Cirka updated?

The latest version of Cirka is 2.10, and it was last updated on April 25, 2026. This indicates a recent update, suggesting ongoing development and support for the application.

### What is the user sentiment for Cirka?

Cirka has a strong rating of 4.4 stars from 7 ratings. This suggests generally positive user sentiment, with users appreciating its ease of use and smart budgeting capabilities.

## Version history (last 5 releases)

### 2.11 — 2026-07-31

Stability improvements

### 2.10 — 2026-04-25

Find things faster
- A brand-new search makes it quick to look up any transaction, budget, or account. Just tap search and type.

Smarter tracker insights
- Drag your finger across the tracker graph to see your balance at any point along the projection. 
- We also corrected the projection math and rescaled the graph so your long-term forecasts finally look right.

A more polished look
- The search bar now blends beautifully with the rest of the app, matching the bottom navigation for a cleaner, more unified feel.

Fixes that just make things work
- Purchases now unlock Premium right away — no more waiting or re-launching the app.
- Fixed a glitch where a "downgrade" message could briefly appear after a successful purchase.
- Behind-the-scenes improvements keep your subscription status reliably in sync.
- Small translation touch-ups across supported languages.

### 2.09 — 2026-03-09

Added the ability to search for anything in your budget.
Fixed some small issues when updating trackers.

### 2.08 — 2026-02-12

NEW: Tracker Forecast — see how your savings or loans are on track. Turn on Forecast in a tracker (with Auto Track) to view the curve on the graph.

### 2.07 — 2025-12-22

As the year 2025 comes to an end, we conclude it with a big bang.
In the spirit of Christmas, we give you a final update to the app, wrapped in beautiful Liquid Glass!

The update brings four big updates:
1.  Share budgets with as many people as you want, so you can stay in sync in your family, business or whatever you’re up to.
2. You can add emoji for expenses, accounts and income, to make it easier to find that one expense.
3. See your net worth in the Analyse tab, by adding trackers for your debt and assets.
4. Decimals.. Yes, you heard right. You can now add expenses with decimals!
We hope you’ll enjoy the update, and wish you a Merry Christmas, for you and your loved ones!

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## More apps by Soren Clausen

- [Another Round – Score Board](https://appshunter.io/ios/app/another-round-score-board/id1634990518)

All apps by Soren Clausen: https://appshunter.io/developer/1586458655

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-12.*