# Budget Planner: Ctrl Xpenses — Spending, savings & goals

> Private finance tracker for budgets, credit cards, debt, and net worth. (iPhone/iPad app by JUAN CONRADO A DE LAROSA.)

- Source: https://appshunter.io/ios/app/budget-planner-ctrl-xpenses/id6798405768 (this page in markdown: same URL + `.md`)
- Developer: [JUAN CONRADO A DE LAROSA](https://appshunter.io/developer/6798405771)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 52 MB
- Languages: American English, Brazilian Portuguese, European Spanish
- Released: 2026-08-16
- Data updated: 2026-10-21
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/budget-planner-ctrl-xpenses/id6798405768/reviews.md

## What is Budget Planner?

Plan your spending before you spend. Organize your budget by category, move budget amounts as priorities change and track savings goals. Keep cards, installments and upcoming bills in view without connecting your bank.

Cards and installments
Add your cards and credit limits. Track installment purchases, review monthly totals and see statement and payment dates. Set reminders to keep your dates in view. Ctrl Xpenses helps you plan and record payments; it does not make bank payments.

A budget for your month
Log expenses and income manually, set category budgets and review your spending and remaining amounts. You do not need to share bank login details.

From receipt to record
Scan a receipt and review the extracted details before saving. Correct the fields or enter the transaction manually.

Debt payoff planning
Compare snowball and avalanche strategies. Simulate extra payments and review estimated payoff dates and interest.

Goals, accounts and net worth
Track savings goals and record assets, debts and investments to review your net worth. Work with multiple currencies when needed.

Your financial records on your device
Log and review transactions offline. No Ctrl Xpenses account or bank connection is required. Use your device's biometric protection when available. No ads or advertising tracking.

Start free
Start with transaction tracking and tools for budgets, cards and debts. Pro expands the limits for accounts, categories and tags.

Ctrl Xpenses Pro
Expand your limits and access data export, backup and restore. Choose a monthly plan, annual plan or lifetime purchase. Check the purchase screen for current prices, terms and any trial available to your account.

Backups are manual files; there is no automatic sync between devices. Pro purchases, market quotes and exchange rates require an internet connection. Simulations are informational estimates, not financial advice. Purchase, diagnostic and analytics services are described in the privacy policy.

TERMS OF USE (EULA)
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Track credit cards and purchases
- Build debt payoff plans (snowball/avalanche)
- Set category budgets and track spending
- Monitor financial goals and net worth
- Private, local data storage
- Biometric access protection

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Ctrl Xpenses Pro Mensual | $2.99 | per month |
| Ctrl Xpenses Pro Anual | $16.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Ctrl Xpenses Pro de por vida | $49.99 | one-time |


## Is Budget Planner safe?

Not enough ratings yet to assess Budget Planner.

## Is Budget Planner legit?

Budget Planner: Ctrl Xpenses has limited verification signals. The AppsHunter Legitimacy Score for Budget Planner is 58 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/budget-planner-ctrl-xpenses/id6798405768/reviews.md

### 5/5 — Very modern and interesting!

*2026-09-23*

Love how new the idea is and easy to organize my money

## Frequently asked questions about Budget Planner

### Does Ctrl Xpenses have ads?

No, Ctrl Xpenses is ad-free and does not use advertising tracking, ensuring a private user experience.

### How much does Ctrl Xpenses Pro cost?

Ctrl Xpenses Pro offers a monthly plan for $2.99, an annual plan for $16.99 which may include a 7-day free trial, or a lifetime purchase.

### What devices support Ctrl Xpenses?

Currently, Ctrl Xpenses is supported on iPhone devices.

### Is Ctrl Xpenses safe to use?

Yes, Ctrl Xpenses prioritizes privacy by storing financial entries locally and offering biometric access protection. It does not require a bank connection.

### How often is Ctrl Xpenses updated?

The latest version, 2.1.5, was released on September 29, 2026, indicating regular updates to improve functionality and reliability.

### Can I export my data from Ctrl Xpenses?

Yes, Ctrl Xpenses allows you to export and back up your financial data, giving you control over your information.

### What is the age rating for Ctrl Xpenses?

Ctrl Xpenses has an age rating of 4+, making it suitable for a wide range of users.

### What financial strategies does Ctrl Xpenses support?

Ctrl Xpenses supports budgeting by category, tracking recurring expenses, and offers debt payoff strategies like snowball and avalanche, with simulations for payoff dates and interest.

## Version history (last 5 releases)

### 2.7.1 — 2026-10-16

Split an expense across categories. Record refunds and reversals while preserving the amount sign. Apply remaining installments as a single transaction. Improved navigation and loading in Monthly Plan and Trends.

### 2.6.0 — 2026-10-13

Move budget between expense categories. Improved category selectors with current-month spending and budget progress. Fixes for transfers, loan payments, reminders, and stability. Free plan: 1 account, 8 categories, and 5 tags.

### 2.5.2 — 2026-10-11

Fixed list updates after saving or deleting accounts and transactions. Improved portfolio deletion, unsaved-change warnings, and reports for each account type. Trash now uses transaction rows, and the entire Other row is tappable.

### 2.5.0 — 2026-10-10

Discover more ways to manage your money with new dashboard alerts. Improved reminders and installment plans, budget summaries, charts, and tablet layouts. Includes stability fixes.

### 2.2.0 — 2026-10-04

• Explore your trends with interactive charts and period filters.
• Discover your achievements in a new gallery.
• Refreshed widgets and a new monthly plan widget.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-21.*