# Budget Planner: Expense Trend — Manage Bills, Money & Spending > AI-powered expense tracker and budget manager for financial stability. (iPhone/iPad app by Expense Trend Inc..) - Source: https://appshunter.io/ios/app/budget-planner-expense-trend/id6503230525 (this page in markdown: same URL + `.md`) - Developer: [Expense Trend Inc.](https://appshunter.io/developer/1748502001) - Category: Finance, Productivity - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 16.0 · 59 MB - Languages: American English, Arabic, Catalan, Croatian, Czech, Danish, Dutch, Finnish, French (France), German (Germany) and 23 more - Released: 2024-07-26 - Data updated: 2026-09-26 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/budget-planner-expense-trend/id6503230525/reviews.md ## What is Budget Planner? Expense Trend helps you understand your money today, plan for what’s ahead, and make smarter financial decisions with confidence. Track your spending, build a budget that works for you, monitor your net worth, and see where your finances could be heading over time. Whether you're managing money on your own, budgeting with a partner, splitting finances with a roommate, or sharing information with an accountant, Expense Trend brings your financial life together in one simple place. Features: Net Worth Tracking - See your complete financial picture by tracking your assets and liabilities over time. Understand how your net worth is changing and what is contributing to your progress. Future Net Worth Projections - Look beyond today's balance. Expense Trend can project how your net worth may change over time, helping you visualize where your current financial habits could take you. Flexible Budgeting - Choose the budgeting style that works for you. Use envelope budgeting to set spending limits by category or zero based budgeting to give every dollar a purpose. Shared Finances - Manage money together without giving everyone the same level of access. Share finances with a partner, roommate, family member, or accountant and keep everyone on the same page. Penny, Your Private AI Financial Assistant - Ask Penny questions about your finances using natural language. Find out how much you've spent, what's left in your budget, whether a purchase fits your plan, and more while keeping your financial conversations private. Bills & Subscriptions - See upcoming bills and recurring subscriptions in one place so you know what payments are coming before they arrive. Goals - Create financial goals and track your progress over time. Whether you're building an emergency fund, saving for a trip, planning a major purchase, or working toward something bigger, Expense Trend helps you stay focused. Siri & Apple Intelligence - Access your finances without digging through the app. Ask Siri to add an expense, check how much is left in your budget, or help determine whether a purchase fits your finances. Automatic Categorization - Expense Trend automatically categorizes your transactions into categories like groceries, dining, shopping, transportation, and more, helping you understand where your money is going with less manual work. Spending Insights - Understand where your money goes with clear categories, trends, charts, and financial insights designed to make your spending easier to understand. Your Financial Future in One Place - Bring together your spending, budgets, bills, goals, net worth, and financial projections to understand both where you are today and where you're heading. From everyday purchases to long-term financial goals, Expense Trend helps you move beyond simply tracking expenses and start understanding the bigger picture of your money. By using Expense Trend, you agree to the Terms of Use and Privacy Policy. Privacy Policy: https://www.farazbhojani.com/privacypolicy.html Terms: https://www.farazbhojani.com/termsandconditions.html EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Key features - Automatic transaction categorization - AI-powered financial insights - Personalized savings recommendations - Budgeting and income tracking - Privacy-focused manual account entry - Modern iOS 26 design ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Premium Subscription | $6.99 | per month | | Premium Subscription | $59.99 | per year | | Budget Plus Subscription | $3.99 | per month | ## Recent user reviews (6 of 6) All indexed reviews: https://appshunter.io/ios/app/budget-planner-expense-trend/id6503230525/reviews.md ### 5/5 — Financial lifesaver ! *2025-05-20, version 1.6* Really helps me stay on my budget, track my purchases, and the AI penny chat is really good, helped me save $79 this month ### 5/5 — Awesome app! *2025-05-11, version 1.6* Easy to use, tracks my purchases and makes recommendations that are accurate! ### 5/5 — Great for saving *2025-05-09, version 1.6* I’m glad I started using this app. I didn’t know I was spending so much with Rogers and was able to lower my phone bill. ### 5/5 — Good app *2025-05-03, version 1.5* Very well working app, great to budget with and very user friendly and wow penny is my First Lady at this point ### 5/5 — I am a finance guru now *2025-05-03, version 1.5* Very good, amazing, wow, am richer than I think ### 5/5 — 👍 *2025-04-30, version 1.5* Great app, helpful for keeping all your finances in order. ## Frequently asked questions about Budget Planner ### Does Expense Trend have ads? Expense Trend is free to use and does not contain advertisements, allowing for an uninterrupted user experience. ### What are the subscription options for Expense Trend? Expense Trend offers a Budget Plus Subscription for $3.99/month and a Premium Subscription for $6.99/month or $59.99/year. Both Premium plans include a 14-day free trial. ### How secure is Expense Trend with bank connections? Expense Trend utilizes bank-level security for its AI hosting and data processing. Users also have the option to manually add accounts without connecting to banks for increased privacy. ### How often is Expense Trend updated? The app was last updated on September 19, 2025, indicating a commitment to ongoing development and improvements. The latest version is 2.5. ### What devices support Expense Trend? Expense Trend is available for iPhone and iPad devices, catering to users within the Apple ecosystem. ### What is the age rating for Expense Trend? Expense Trend has an age rating of 4+, making it suitable for a wide range of users interested in managing their finances. ### Can I get help or support for Expense Trend? Yes, users can reach out for questions or support by emailing hello@expensetrend.com. The developer, Expense Trend Inc., is available to assist. ### What makes Expense Trend's AI features unique? Expense Trend's AI provides instant, accurate financial insights and generates personalized to-do lists with actionable steps to help lower expenses and spend smarter. ## Version history (last 5 releases) ### 2.7 — 2026-09-17 - Siri AI support for adding expenses - Share finances with others - Zero-based budgeting - Net worth, goals, future projections and more Expense Trend continues to focus on simple and effective money management. Let us know if there is something you would like to see. ### 2.6 — 2026-04-13 We are back with updates to make managing your money even easier. - Minor bug fixes and interface updates We are committed to helping you take control of your finances with confidence one smart update at a time. ### 2.5 — 2025-09-19 We are back with updates to make managing your money even easier. - iOS 26 ready with a liquid glass interface - Enjoy an even more refined interface that’s easy on the eyes and better on every screen. We are committed to helping you take control of your finances with confidence one smart update at a time. ### 2.4 — 2025-09-03 We are back with updates to make managing your money even easier. - An improved onboarding experience - Enjoy an even more refined interface that’s easy on the eyes and better on every screen. We are committed to helping you take control of your finances with confidence one smart update at a time. ### 2.3 — 2025-08-12 We are back with updates to make managing your money even easier. - Minor bug fixes and improvements. - Fresh Design, Smoother Experience: Enjoy an even more refined interface that’s easy on the eyes and better on every screen. We are committed to helping you take control of your finances with confidence one smart update at a time. ## Apps similar to Budget Planner | App | Rating | Price | Category | | --- | --- | --- | --- | | [Lydia AI Budgeting Coach](https://appshunter.io/ios/app/lydia-ai-budgeting-coach/id6737857464) | 4.9 (24) | Free | Finance | | [AI Expense Tracker: Aisance](https://appshunter.io/ios/app/ai-expense-tracker-aisance/id6739868546) | 4.2 (19) | Free | Finance | | [Pennies: Budget & Bill Tracker](https://appshunter.io/ios/app/pennies-budget-and-bill-tracker/id916741290) | 4.6 (1,808) | Free | Finance | | [Monee - Budget Planner App](https://appshunter.io/ios/app/monee-budget-planner-app/id1617877213) | 4.9 (324) | Free | Finance | | [Budget & Expense: Moneyboard](https://appshunter.io/ios/app/budget-and-expense-moneyboard/id625887028) | 4.6 (211) | Free | Finance | | [Cashew—Expense Budget Tracker](https://appshunter.io/ios/app/cashewexpense-budget-tracker/id6463662930) | 4.9 (508) | Free | Finance | ## More apps by Expense Trend Inc. - [AI Dating Coach - Aura Buddy](https://appshunter.io/ios/app/ai-dating-coach-aura-buddy/id6758677730) - [Peaceful Moments - Still 360](https://appshunter.io/ios/app/peaceful-moments-still-360/id6775040137) - [Workout Tracker - Flare Set](https://appshunter.io/ios/app/workout-tracker-flare-set/id6797102941) All apps by Expense Trend Inc.: https://appshunter.io/developer/1748502001 ## Related topics [spendaq](https://appshunter.io/ios/topics/spendaq) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-26.*