# Budget Planner - FinFlow — Expense Tracker & Bill Manager

> Expense Tracker & Bill Manager (iPhone/iPad app by Franyer Verjel Arevalo.)

- Source: https://appshunter.io/ios/app/budget-planner-finflow/id6762094935 (this page in markdown: same URL + `.md`)
- Developer: [Franyer Verjel Arevalo](https://appshunter.io/developer/1461514892)
- Category: Finance, Productivity
- Price: $9.99
- Age rating: 12+
- Requires: iOS 18.6 · 5 MB
- Languages: American English, European Spanish
- Released: 2026-04-12
- Data updated: 2026-06-08
- User reviews in markdown: https://appshunter.io/ios/app/budget-planner-finflow/id6762094935/reviews.md

## What is Budget Planner?

Pay once, own it forever — no subscriptions, no upsells, no "premium" tier. Your data stays 100% private on your device, with seamless iCloud sync across your Apple devices.

FinFlow is the personal finance app that actually respects your money — and your time. Whether you're budgeting daily expenses, never wanting to miss another bill, or saving for a big goal, FinFlow makes it simple, visual and satisfying.

◆ ONE PAYMENT. NO SUBSCRIPTIONS. EVER.
$9.99 — that's it. Every feature included, every future update free.

TRACK EVERY TRANSACTION
• Log income, expenses and transfers across multiple accounts
• 16+ currencies including USD, EUR, GBP, MXN, COP, BRL, ARS and more
• Customizable categories, tags and notes on every transaction
• Powerful search and filters by date, category, account, amount or type
• Scan paper receipts with your camera to auto-fill transaction details

NEVER MISS A BILL
• Add recurring bills with monthly, quarterly, semiannual or annual cycles
• Smart reminders 1-14 days before each due date, at the time you choose
• Dedicated overdue list so unpaid bills never get lost in a sea of "upcoming"
• Track full payment history per bill — see exactly when and how much you paid
• Pause and resume bills (notifications stay clean — no ghost reminders)

STAY ON BUDGET
• Monthly budgets per category with visual progress bars
• Alerts when you approach or exceed a limit
• Dashboard card showing your top budgets at a glance

REACH YOUR SAVINGS GOALS
• Set goals with target amount, deadline and icon
• Visual progress and "on track" indicators
• Smart suggestion of how much to save each month

VISUAL REPORTS
• Income vs expenses summary, monthly
• Spending by category (pie chart) and by source (income breakdown)
• Daily spending trend over the last 30 days
• 12-month income vs expense comparison
• Subscription cost overview with annual projections
• Month-over-month category trend analysis

MULTI-ACCOUNT, MULTI-CURRENCY
• Unlimited accounts (checking, savings, credit, cash) with their own currency
• Quick account switching from the dashboard
• Same-currency transfers between accounts
• Archive accounts you no longer use without losing history

DATA YOU CONTROL
• Import transactions from CSV with smart preview
• Export to CSV (spreadsheets) and to professional PDF reports
• iCloud sync across your Apple devices — Apple-managed, never our servers

DESIGNED WITH CARE
• Modern emerald palette built for finance — light and dark mode
• Haptic feedback throughout
• Localized in English and Spanish
• Smooth animations, accessible by default


## Version history (last 3 releases)

### 1.2 — 2026-05-04

A big polish update — new design, smarter bills, and a long list of fixes.

NEW LOOK
• Refined emerald palette designed for personal finance — warmer in light mode, deeper in dark mode.
• Splash screen polished — your app icon shows from the very first frame.
• Profile screen redesigned: pick your photo, see your activity stats and member-since date.

BILLS — UPGRADED
• Calendar view: see every bill on a monthly grid, color-coded by urgency. Toggle between List and Calendar.
• Overdue section: unpaid bills get their own section so they never get lost.
• Bill detail rewritten: contextual "Pay Now" / "Pay Today" CTAs, annual cost, total paid lifetime, average payment, and a smart insight when a payment is unusually high or low.
• Skip Period: mark a billing period as handled without recording a payment.
• Bill reminders now update the second you edit, pause, pay or delete a bill — no more ghost notifications.
• Choose the exact time bill reminders fire (hour AND minute).
• "Send Test Notification" button to verify everything works end to end.

EVERYWHERE ELSE
• Account Detail screen: tap any account to see its balance, monthly stats, linked bills and recent transactions.
• Recurring transactions are now front-and-center: a card on the dashboard plus a shortcut from Transactions.
• Cross-currency transfers are now blocked at the form level (they silently broke balances before).
• Empty states standardized across every list — no more blank screens.

UNDER THE HOOD
• iCloud sync rewritten: reinstalling the app now restores your name, photo, accounts and bills properly without showing onboarding again.
• Date math fix: the 31st of every month now behaves correctly across short months like February.
• Recurring transactions save more reliably to prevent duplicates after edge-case errors.
• Several smaller bug fixes around state, taps and renders.

### 1.01 — 2026-04-13

Bug fixes in data deletion and improvements to the amount input

### 1.0 — 2026-04-13

No release notes.

## More apps by Franyer Verjel Arevalo

- [Inventory & POS - SellStock](https://appshunter.io/ios/app/inventory-and-pos-sellstock/id6758813266)
- [Newborn Diary: Baby Tracker](https://appshunter.io/ios/app/newborn-diary-baby-tracker/id6762238036)
- [Stikr - Football Album Tracker](https://appshunter.io/ios/app/stikr-football-album-tracker/id6768747916)

All apps by Franyer Verjel Arevalo: https://appshunter.io/developer/1461514892

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-08.*